Is lkcentrs.lv Safe? Security Analysis for SIA LATVIJAS KREDĪTU CENTRS
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
SIA LATVIJAS KREDĪTU CENTRS operates as a Latvian financial services provider specializing in consumer loans, credit consolidation, auto leasing, mortgage loans, and business loans. The company targets Latvian individuals and businesses seeking credit solutions, offering a variety of loan products with competitive interest rates and flexible terms. The website is professionally designed, providing clear navigation and comprehensive information about loan offerings, supported by an online credit calculator and application forms. The company maintains a physical office in Riga, enhancing trust and accessibility for customers. Technically, the website leverages modern web technologies including AngularJS, Google Analytics, Facebook Pixel, and Google Maps API, indicating a mature digital infrastructure. The site is mobile-optimized and employs HTTPS with CSRF protections in forms, although some security headers could be improved. The presence of GDPR-compliant privacy policies and consent mechanisms reflects adherence to European data protection regulations. From a security perspective, the site demonstrates good practices such as encrypted connections and data protection in forms, but lacks explicit incident response contacts and security.txt disclosures. No WAF or blocking mechanisms were detected, and no vulnerabilities were apparent in the content. The absence of a cookie consent banner may represent a compliance gap. Overall, the website is trustworthy and professionally maintained, suitable for its financial services business. Strategically, the company should enhance its security posture by publishing vulnerability disclosure policies, adding comprehensive security headers, and implementing cookie consent mechanisms to improve compliance and user trust. These steps will strengthen the company's digital maturity and regulatory adherence, supporting sustainable growth in the competitive Latvian finance market.
Detected Technologies
13 urgent findings need attention
1 critical · 12 high
- + 5 more findings in the full report below
Keep lkcentrs.lv under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
6 findings
40/100
GDPR Compliance
5 findings
10/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
70/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The company positions itself as a key player in the Latvian credit market, offering a broad portfolio of loan products catering to both consumers and businesses. Its competitive advantages include a wide range of credit options, online application capabilities, and physical office presence. Revenue streams likely derive from interest and fees on various loan products. The target customer segments include individuals needing consumer credit, vehicle financing, and business clients requiring capital. The partnership ecosystem includes related financial service providers such as Nord Auto Līzings and Kredītu Salīdzināšanas Platforma, enhancing service offerings and data processing capabilities. The company demonstrates growth orientation through digital marketing investments and comprehensive online tools. Operationally, the firm balances online and offline channels, leveraging technology to streamline credit applications and customer engagement.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
SIA LATVIJAS KREDĪTU CENTRS
40103664202
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a moderate to good security maturity level. HTTPS is enforced, and forms include CSRF tokens and GDPR consent checkboxes, indicating attention to data protection. However, the absence of explicit security headers like Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No incident response or vulnerability disclosure information is publicly available, which limits transparency and readiness perception. The use of multiple tracking and marketing scripts increases the attack surface but appears managed. No exposed sensitive data or known vulnerabilities were detected in the HTML content. Compliance with GDPR is evident, but cookie consent mechanisms are missing, representing a potential regulatory risk. Overall, the security posture is adequate for the business type but can be improved with better header policies and incident response disclosures.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a security.txt file and clearly provide incident response contact information on the website.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
SIA LATVIJAS KREDĪTU CENTRS
Kredīti un aizņēmumi bez ķīlas ar jebkuru kredītvēsturi. Ilgtermiņa kredīti no 500€ ar zemiem procentiem. Ikmēneša kredīta maksājumu kalkulators un pieteikums.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Use of CSRF tokens in forms
- GDPR consent checkboxes
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and multiple loan product offerings.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Weak Referrer-Policy configuration
LOWCurrent value: "same-origin"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, Twitter, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 68 days
Mixed Content Detected
MEDIUM4 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does lkcentrs.lv compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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