Skip to main content

Is marfinbank.ee a Scam? Security Check Results - Berbank AS

marfinbank.ee Security Report Summary

marfinbank.ee received a security score of 36 out of 100 in Guard's comprehensive security analysis, classified as "Potentially Unsafe". This report covers Berbank AS's website security posture. Berbank AS operates in the Finance industry in Estonia.

Berbank AS operates as a small Estonian financial institution providing traditional banking services including private and business banking, loans, deposits, and internet banking. The website targets Estonian private individuals and business clients, offering localized financial products. The domain is registered since 2019, consistent with a relatively new or niche bank. The technical infrastructure is basic, relying on jQuery and Google Analytics, with no modern frameworks or CMS detected. The website lacks HTTPS enforcement and security headers, which are critical for banking sites, indicating a weak security posture. Privacy compliance is poor, with no visible privacy or cookie policies, and no GDPR compliance indicators. Contact information is present but limited, and no incident response or security policy details are provided. Overall, the site shows moderate business credibility but requires significant improvements in security and privacy to meet industry standards.

The security scan identified 39 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Google Analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

B

Is marfinbank.ee Safe? Security Analysis for Berbank AS

http://marfinbank.ee

Check if marfinbank.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstoniasmall
jQueryGoogle Analytics
Analyzed 6/25/2025Completed 9:08:25 PM9mo ago
36
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for marfinbank.ee

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmarfinbank.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Berbank AS operates as a small Estonian financial institution providing traditional banking services including private and business banking, loans, deposits, and internet banking. The website targets Estonian private individuals and business clients, offering localized financial products. The domain is registered since 2019, consistent with a relatively new or niche bank. The technical infrastructure is basic, relying on jQuery and Google Analytics, with no modern frameworks or CMS detected. The website lacks HTTPS enforcement and security headers, which are critical for banking sites, indicating a weak security posture. Privacy compliance is poor, with no visible privacy or cookie policies, and no GDPR compliance indicators. Contact information is present but limited, and no incident response or security policy details are provided. Overall, the site shows moderate business credibility but requires significant improvements in security and privacy to meet industry standards.

Detected Technologies

jQueryGoogle Analytics

16 urgent findings need attention

2 critical · 14 high

  • + 8 more findings in the full report below
Continuous monitoring

Keep marfinbank.ee under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for marfinbank.ee.

Security Headers

8 findings

15/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Berbank AS appears positioned as a niche local bank in Estonia focusing on private and business banking services. The business model is traditional banking with an online presence. The website content and linked partner domain sinulaen.ee suggest a partnership ecosystem for loan services. The company is small-sized with no parent or subsidiary companies identified. The market position is modest with limited digital maturity. Revenue streams likely come from standard banking fees, loans, and deposits. The partnership with sinulaen.ee indicates strategic collaboration to expand loan offerings. Growth indicators are not evident from the website content. The company maintains social media presence but lacks advanced marketing or advertising tools.

Security Posture Analysis

Comprehensive Security Assessment

The security posture of the website is weak. The absence of HTTPS enforcement and security headers exposes users to potential risks such as data interception and clickjacking. No privacy or cookie policies are present, indicating non-compliance with GDPR and related regulations. No incident response or vulnerability disclosure mechanisms are available, reducing readiness for security incidents. The use of Google Analytics without visible privacy controls further impacts privacy compliance. No exposed sensitive data or vulnerable libraries were detected in the HTML content, which is positive. Overall, the site requires urgent security enhancements to protect customer data and comply with regulatory requirements.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTPS with valid SSL/TLS certificates and enforce secure connections site-wide.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Berbank AS

Description:

Berbank is a financial institution offering banking services including private banking, business banking, loans, deposits, and internet banking primarily targeting Estonian customers.

Key Services:
Internet bankingLoansDepositsPrivate bankingCurrency exchange
Content Quality:

basic

Branding:

moderate

Technical Stack

Technologies:
jQueryGoogle Analytics
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
40/100
Best Practices:
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:basic
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website content is accessible and not blocked by WAF or security mechanisms.

Get this report delivered to your inbox

Receive a summary of the marfinbank.ee security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, banking

Need this report as a PDF?

Download the complete marfinbank.ee security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +a +mx +ip4:185.179.117.16 ~all
DNS Lookups:2/10
Policy:~all
DKIM Selectors Found
Selector:default(1416-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 67 days

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
5 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:185.179.117.16
Name Servers:
ns1.webhotellit.comDNS only
ns1.webhotellit.comns1.webhotellit.comWHOIS only
ns2.webhotellit.com
ns3.webhotellit.com
MX Records:
0: mail.marfinbank.ee

DNSSEC Status

DNSSEC Not Enabled

SPF Analysis

SPF Record:
v=spf1 +a +mx +ip4:185.179.117.16 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

0/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

Critical Service Exposed: MySQL

CRITICAL

Port 3306 (MySQL) is publicly accessible - MySQL - Database server

How does marfinbank.ee compare?

marfinbank.ee scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses legacy technologies such as jQuery and includes Google Analytics for tracking. There is no evidence of modern frameworks or CMS platforms. The hosting provider is linked to the registrar Zone Media OÜ, suggesting a local Estonian hosting environment. Performance is moderate with basic SEO meta tags but lacks advanced optimization or accessibility features. The site is not mobile-optimized beyond basic levels and has limited navigation clarity. Technical debt is evident from outdated scripts and lack of security best practices. Modernization opportunities include adopting HTTPS, upgrading to modern JavaScript frameworks, and improving SEO and accessibility compliance. Technical risks include potential data interception due to missing HTTPS and lack of security headers.
Professional PDF & Marketing Data

Download the marfinbank.ee report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmarfinbank.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Want OffSeq to fix this?

Book a 30-minute remediation call

Our security engineers can resolve the high-severity findings identified in this report — from SSL misconfigurations and missing headers to compliance gaps and infrastructure hardening.

OffSeq provides end-to-end cybersecurity services: penetration testing, vulnerability remediation, compliance consulting, and continuous monitoring. View all services

Scan your own website

Liked the marfinbank.ee report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about marfinbank.ee

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website