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Is mbank.pl a Scam? Security Check Results - mBank S.A.

mbank.pl Security Report Summary

mbank.pl received a security score of 71 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers mBank S.A.'s website security posture. mBank S.A. operates in the Finance industry in Poland.

mBank S.A. is a major Polish retail bank offering a comprehensive range of financial products including personal accounts, loans, deposits, insurance, and investment services. The website targets individual customers in Poland and presents a professional, well-structured digital presence with strong branding and consistent messaging. The bank leverages modern web technologies such as React and Next.js to deliver a fast, mobile-optimized experience. Security is robust with HTTPS, security headers, and privacy policies in place, although WHOIS data is unavailable which is unusual but likely due to registry policies. Overall, the site reflects a mature digital infrastructure and a strong market position in the Polish banking sector.

The security scan identified 21 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Google Tag Manager, Google Analytics, WebP images, SVG icons, CSS Modules, JavaScript ES6+.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is mbank.pl Safe? Security Analysis for mBank S.A.

https://mbank.pl

Check if mbank.pl is a scam or legitimate. Free security scan and reviews.

FinancePolandlarge
ReactNext.jsGoogle Tag ManagerGoogle AnalyticsWebP images+3 more
Analyzed 10/14/2025Completed 7:50:11 PM6mo ago
71
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainmbank.pl
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

mBank S.A. is a major Polish retail bank offering a comprehensive range of financial products including personal accounts, loans, deposits, insurance, and investment services. The website targets individual customers in Poland and presents a professional, well-structured digital presence with strong branding and consistent messaging. The bank leverages modern web technologies such as React and Next.js to deliver a fast, mobile-optimized experience. Security is robust with HTTPS, security headers, and privacy policies in place, although WHOIS data is unavailable which is unusual but likely due to registry policies. Overall, the site reflects a mature digital infrastructure and a strong market position in the Polish banking sector.

Detected Technologies

ReactNext.jsGoogle Tag ManagerGoogle AnalyticsWebP imagesSVG iconsCSS ModulesJavaScript ES6+

8 urgent findings need attention

1 critical · 7 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

2 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

mBank operates in the banking sector with a focus on retail customers. It offers a broad portfolio of financial products and services, including accounts for youth, premium accounts, and investment products. The bank maintains a strong online presence with integrated social media channels and a mobile app. Its business model is based on direct customer engagement through digital channels, supported by comprehensive customer service and security measures. The presence of ISO 27001 certification indicates a commitment to information security. The bank's market position is strong in Poland, supported by extensive product offerings and digital innovation.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a high level of security maturity with enforced HTTPS, multiple security headers, and no visible vulnerabilities or exposed sensitive data. Privacy and cookie policies are comprehensive and GDPR compliant. However, the absence of a public vulnerability disclosure policy and incident response contact information suggests areas for improvement. The bank should consider publishing these to enhance transparency and trust. Overall, the security posture is strong and appropriate for a financial institution of this scale.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a public vulnerability disclosure and bug bounty policy to encourage responsible reporting.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

mBank S.A.

Description:

Oferta dla klientów indywidualnych banku. Zapoznaj się z naszą ofertą indywidualną na konta, kredyty, lokaty i ubezpieczenia.

Key Services:
personal accountscredit productsdepositsinsuranceinvestment productsmobile banking application
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsGoogle Tag ManagerGoogle AnalyticsWebP imagesSVG iconsCSS ModulesJavaScript ES6+
Frameworks:
ReactNext.js
Platforms:
Web
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy present
  • No exposed sensitive data in HTML
  • Secure cookie consent mechanism

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:minimal
Privacy Compliance:good

Advertising & Marketing

Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15552000"

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:193.41.230.203 ip4:213.180.131.38 ip4:213.180.147.136 ip4:213.180.147.137 ip4:213.180.147.179 ip4:213.180.147.180 ip4:46.248.181.187 ip4:46.248.181.188 ip4:46.248.181.189 ip4:46.248.181.190 include:d1.mail.mbank.pl mx -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:quarantine
Subdomain Policy:quarantine
Aggregate Reports:dmarc-reports@mbank.pl
Forensic Reports:dmarc-reports@mbank.pl

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.mbank.pl
Issuer:DigiCert EV RSA CA G2
Valid Until:1/22/2026 (100 days)
SANs:www.mbank.pl, mbank.pl, www.mbank.cz +5 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Registration Details

Domain Age
25 years(mature)
Expiry Risk
low(109 days)

DNS Records

A Records:193.41.230.87, 195.42.249.22
Name Servers:
a1-170.akam.netDNS only
a11-66.akam.netDNS only
a16-67.akam.netDNS only
a18-64.akam.netDNS only
a5-67.akam.netDNS only
a6-65.akam.netDNS only
ns1.ikp.plDNS only
MX Records:
0: war01mail1.brebank.com.pl
0: war01mail2.brebank.com.pl
SOA:Serial: 2021091796, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:113ms

SPF Analysis

SPF Record:
v=spf1 ip4:193.41.230.203 ip4:213.180.131.38 ip4:213.180.147.136 ip4:213.180.147.137 ip4:213.180.147.179 ip4:213.180.147.180 ip4:46.248.181.187 ip4:46.248.181.188 ip4:46.248.181.189 ip4:46.248.181.190 include:d1.mail.mbank.pl mx -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does mbank.pl compare?

See how mbank.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack including React and Next.js, enabling server-side rendering and fast performance. It employs SVG icons, WebP images, and CSS modules for efficient styling. Google Tag Manager and Google Analytics are used for analytics and marketing. The site is mobile-optimized with responsive design and accessibility considerations. No CMS is explicitly detected, suggesting a custom or headless CMS solution. Hosting provider details are not disclosed. Performance is fast with good SEO optimization and meta tags. The technical infrastructure supports a professional and scalable online banking platform.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmbank.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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