Is medbank.lt Safe? Security Analysis for Urbo
http://medbank.ltCheck if medbank.lt is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Urbo is a Lithuanian bank established in 2023, offering a comprehensive range of banking services to private individuals and business clients. Their services include housing and consumer loans, business financing, deposits, payment services, insurance, and digital banking solutions. The website is professionally designed, mobile-optimized, and provides clear navigation and relevant content tailored to their target audience in Lithuania. The company maintains an active online presence with social media links and multiple service subdomains for internet banking, document management, loan applications, and API access. Technically, the website leverages modern JavaScript frameworks such as Alpine.js and Livewire, is hosted behind Cloudflare, and integrates Google Tag Manager and Facebook Pixel for analytics and marketing. Security posture is strong with HTTPS enforced, appropriate security headers, and no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with accessible privacy and cookie policies and a consent mechanism. However, explicit security policies and incident response contacts are not found, representing an area for improvement. Overall, Urbo presents a trustworthy and professional digital presence consistent with a modern financial institution.
Detected Technologies
7 urgent findings need attention
7 high
Keep medbank.lt under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
60/100
GDPR Compliance
3 findings
68/100
NIS2 Compliance
8 findings
17/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Urbo positions itself as a medium-sized Lithuanian bank targeting both private and business customers with a broad portfolio of financial products. The business model focuses on retail and corporate banking services, including loans, deposits, payments, and insurance. The bank leverages digital channels extensively, including internet banking and online loan applications, indicating a digital-first approach. Their market position is that of a new entrant (founded 2023) aiming to capture market share through comprehensive service offerings and digital convenience. The presence of an API platform suggests openness to fintech partnerships and innovation. The company maintains active social media channels and uses established marketing and analytics tools, supporting growth and customer engagement strategies. No parent or subsidiary companies are identified, indicating independent operation. The bank's transparent domain registration and consistent branding reinforce credibility.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with HTTPS enforced and a robust SSL configuration. Security headers such as Strict-Transport-Security, Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options are present, enhancing protection against common web attacks. The use of Cloudflare provides additional DDoS mitigation and CDN benefits. No sensitive data or credentials are exposed in the HTML content. The cookie consent mechanism aligns with GDPR requirements. However, the absence of a published security policy or incident response contact information limits transparency and preparedness perception. There is no evidence of a vulnerability disclosure program or security certifications. The integration of third-party scripts (Google Tag Manager, Facebook Pixel) is standard but requires ongoing monitoring for vulnerabilities. Overall, the security posture is strong but could be enhanced by publishing explicit security governance documents and incident response procedures.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page outlining security practices and controls.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Urbo
Banko paslaugos privatiems ir verslo klientams
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Use of Cloudflare for DDoS protection and CDN
- Cookie consent banner
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenge.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=15552000; includeSubDomains; preload"
Weak X-Frame-Options configuration
LOWCurrent value: "ALLOW-FROM *.urbo.lt"
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 66 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does medbank.lt compare?
See how medbank.lt stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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