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Is mhbplus.de a Scam? Security Check Results - Münchener Hypothekenbank eG

mhbplus.de Security Report Summary

mhbplus.de received a security score of 55 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Münchener Hypothekenbank eG's website security posture. Münchener Hypothekenbank eG operates in the Finance industry in Germany.

Münchener Hypothekenbank eG operates the website mhb-plus.de to promote its Mitglieder-Plus membership program, offering cashback and insurance benefits primarily through partnerships with R+V Versicherung. The site targets members and potential members of the bank, providing clear information on benefits and contact options. Technically, the site is built on Drupal 11 with Bootstrap Barrio theme, uses Matomo for analytics, and Cookiebot for GDPR-compliant cookie consent management. The hosting infrastructure is likely provided by Deutsche Telekom, inferred from the nameservers. Security posture is solid with HTTPS and cookie consent mechanisms, though security headers and incident response policies are not explicitly published. Privacy compliance is supported by Cookiebot's comprehensive privacy policy, though no direct privacy policy page on the domain was found. Contact information includes a phone number and a contact form, but no direct email addresses or social media links were detected. Overall, the website is professional, trustworthy, and well-structured, suitable for its financial services audience.

The security scan identified 33 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Drupal 11, Bootstrap Barrio theme, Matomo Analytics, Cookiebot Consent Management.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is mhbplus.de Safe? Security Analysis for Münchener Hypothekenbank eG

https://mhbplus.de

Check if mhbplus.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanymedium
Drupal 11Bootstrap Barrio themeMatomo AnalyticsCookiebot Consent Management
Analyzed 10/23/2025Completed 5:03:08 PM5mo ago
55
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainmhbplus.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Münchener Hypothekenbank eG operates the website mhb-plus.de to promote its Mitglieder-Plus membership program, offering cashback and insurance benefits primarily through partnerships with R+V Versicherung. The site targets members and potential members of the bank, providing clear information on benefits and contact options. Technically, the site is built on Drupal 11 with Bootstrap Barrio theme, uses Matomo for analytics, and Cookiebot for GDPR-compliant cookie consent management. The hosting infrastructure is likely provided by Deutsche Telekom, inferred from the nameservers. Security posture is solid with HTTPS and cookie consent mechanisms, though security headers and incident response policies are not explicitly published. Privacy compliance is supported by Cookiebot's comprehensive privacy policy, though no direct privacy policy page on the domain was found. Contact information includes a phone number and a contact form, but no direct email addresses or social media links were detected. Overall, the website is professional, trustworthy, and well-structured, suitable for its financial services audience.

Detected Technologies

Drupal 11Bootstrap Barrio themeMatomo AnalyticsCookiebot Consent Management

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

40/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business positions itself as a regional financial institution offering value-added membership benefits, including cashback on insurance products. The partnership with R+V Versicherung enhances its product offerings. The business model focuses on member retention and engagement through financial incentives. The website content is consistent with a medium-sized finance sector entity operating in Germany. The lack of extensive WHOIS data slightly reduces transparency but does not raise significant concerns. The site does not display social media or extensive third-party partnerships beyond insurance and analytics providers. Growth indicators include active promotion of cashback programs and customer advisory services.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced and a robust cookie consent mechanism via Cookiebot, supporting GDPR compliance. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit security headers (e.g., CSP, HSTS) and lack of published security or incident response policies suggest room for improvement. No security.txt or vulnerability disclosure information was found, which could enhance transparency and trust. Overall, the security posture is good but could be strengthened by implementing recommended headers and publishing security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and verify HTTP security headers such as Content-Security-Policy, Strict-Transport-Security, X-Frame-Options, and X-Content-Type-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Münchener Hypothekenbank eG

Description:

Website promotes Mitglieder-Plus, a membership benefit program offering cashback and insurance advantages through Münchener Hypothekenbank and R+V Versicherung products.

Key Services:
Membership cashback programInsurance products via R+V VersicherungCustomer advisory and contact services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Drupal 11Bootstrap Barrio themeMatomo AnalyticsCookiebot Consent Management
Frameworks:
Drupal
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with granular controls
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Matomo
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Matomo
Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses modern CMS (Drupal 11) with professional theming.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

40/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

No email authentication configured

CRITICAL

Domain is vulnerable to email spoofing

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 76 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:212.11.233.138
Name Servers:
ns1.telekom.net
pns.dtag.de
SOA:Serial: 2025081100, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:73ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

40/100
Score

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does mhbplus.de compare?

See how mhbplus.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Drupal 11, a modern and actively maintained CMS, using the Bootstrap Barrio theme for responsive design. It integrates Matomo analytics for user tracking and Cookiebot for cookie consent management, indicating a focus on privacy compliance. The hosting environment is likely Deutsche Telekom, inferred from the nameservers. Performance appears moderate with good mobile optimization and accessibility features. SEO is supported by proper meta tags and canonical links. No deprecated or vulnerable libraries were detected in the provided HTML. The site uses asynchronous loading for analytics scripts, improving performance. Overall, the technical infrastructure is modern and well-implemented with opportunities to enhance security headers and legal documentation.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmhbplus.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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