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Is mncleasing.com a Scam? Security Check Results - PT MNC Guna Usaha Indonesia

mncleasing.com Security Report Summary

mncleasing.com received a security score of 70 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers PT MNC Guna Usaha Indonesia's website security posture. PT MNC Guna Usaha Indonesia operates in the Finance industry in Indonesia.

PT MNC Guna Usaha Indonesia, operating as MNC Leasing, is a finance company specializing in leasing and financing services in Indonesia. Established originally in 1994 and acquired by PT MNC Kapital Indonesia in 2014, it offers a range of financial products including sale and leaseback, factoring, Islamic finance, operating leases, and financial leases. The company is positioned as a medium-sized finance entity with a network of over 11 branches across Indonesia and is a member of the reputable MNC Group. The website reflects a professional corporate presence with clear navigation and relevant content targeting businesses and individuals seeking financing solutions. Technically, the website employs modern JavaScript libraries such as jQuery and Slick Carousel, integrates Google reCAPTCHA for bot protection, and shows good mobile optimization and SEO practices. However, some security best practices like security headers are not evident, and cookie consent mechanisms are absent, which could impact compliance. The website is fully accessible without WAF or blocking mechanisms. Security posture is moderate with HTTPS enforced and input sanitization on forms, but lacks comprehensive security headers and incident response contact information. The absence of WHOIS data for the domain raises concerns about domain registration legitimacy, although the website content and branding strongly indicate a legitimate business under the MNC Group umbrella. Overall, the website is professional and trustworthy from a business perspective but would benefit from improved security headers, privacy compliance enhancements, and verification of domain registration details to strengthen trust and compliance.

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Slick Carousel, Google reCAPTCHA, SweetAlert (commented out), Zendesk Chat (disabled), Accounting.js.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is mncleasing.com Safe? Security Analysis for PT MNC Guna Usaha Indonesia

https://mncleasing.com

Check if mncleasing.com is a scam or legitimate. Free security scan and reviews.

FinanceIndonesiamedium
jQuerySlick CarouselGoogle reCAPTCHASweetAlert (commented out)Zendesk Chat (disabled)+1 more
Analyzed 7/1/2025Completed 11:27:28 PM10mo ago
70
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

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AI Summary

PT MNC Guna Usaha Indonesia, operating as MNC Leasing, is a finance company specializing in leasing and financing services in Indonesia. Established originally in 1994 and acquired by PT MNC Kapital Indonesia in 2014, it offers a range of financial products including sale and leaseback, factoring, Islamic finance, operating leases, and financial leases. The company is positioned as a medium-sized finance entity with a network of over 11 branches across Indonesia and is a member of the reputable MNC Group. The website reflects a professional corporate presence with clear navigation and relevant content targeting businesses and individuals seeking financing solutions. Technically, the website employs modern JavaScript libraries such as jQuery and Slick Carousel, integrates Google reCAPTCHA for bot protection, and shows good mobile optimization and SEO practices. However, some security best practices like security headers are not evident, and cookie consent mechanisms are absent, which could impact compliance. The website is fully accessible without WAF or blocking mechanisms. Security posture is moderate with HTTPS enforced and input sanitization on forms, but lacks comprehensive security headers and incident response contact information. The absence of WHOIS data for the domain raises concerns about domain registration legitimacy, although the website content and branding strongly indicate a legitimate business under the MNC Group umbrella. Overall, the website is professional and trustworthy from a business perspective but would benefit from improved security headers, privacy compliance enhancements, and verification of domain registration details to strengthen trust and compliance.

Detected Technologies

jQuerySlick CarouselGoogle reCAPTCHASweetAlert (commented out)Zendesk Chat (disabled)Accounting.js

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

MNC Leasing operates in the Indonesian finance sector focusing on leasing and financing products for productive equipment and working capital. Its competitive advantage lies in its affiliation with the large MNC Group, providing brand trust and a broad operational network. The business model centers on providing tailored financing solutions to businesses and individuals, leveraging both conventional and Sharia-compliant products. Revenue streams likely include interest and fees from leasing and financing contracts. The company targets SMEs and corporate clients needing asset financing. Growth indicators include recent news on strategic partnerships and training initiatives. The partnership ecosystem includes CSR activities linked to mncpeduli.org and integration with MNC Group businesses. Strategic observations suggest a focus on digital accessibility and customer service enhancement through mobile apps and online forms.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level with HTTPS enabled and Google reCAPTCHA implemented to mitigate automated abuse. Input sanitization on search fields reduces injection risks. However, the absence of security headers such as Content Security Policy, HSTS, and X-Frame-Options weakens defense-in-depth. No explicit incident response or abuse contact channels are provided, limiting readiness for security incidents. Privacy compliance is partial, lacking cookie consent mechanisms and GDPR indicators. No vulnerable libraries or exposed sensitive data were detected in the provided content. Overall, the security posture is adequate for a finance website but requires enhancements in headers, incident response transparency, and privacy compliance to meet higher standards.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive HTTP security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PT MNC Guna Usaha Indonesia

Description:

PT MNC Guna Usaha Indonesia (MNC Leasing) is a finance company established in 1994 (originally as PT Indo Finance Perkasa) and acquired by PT MNC Kapital Indonesia in 2014. It focuses on providing financing solutions including productive equipment financing, investment financing, working capital financing, multipurpose financing, and Sharia financing in Indonesia.

Key Services:
Sale and leasebackFactoring (Anjak Piutang)Ijarah Muntahia Bittamlik (Islamic finance)Operating leaseFinancial lease
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuerySlick CarouselGoogle reCAPTCHASweetAlert (commented out)Zendesk Chat (disabled)Accounting.js
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Google reCAPTCHA implemented on forms
  • Input sanitization on search fields to block special characters

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15768000"

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx mx:mncleasing.com ip4:49.50.8.46 ip4:27.0.198.0/24 ip4:27.0.199.0/24 ip4:103.84.11.0/24 -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:dkim(1456-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:abuse@mncleasing.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:27.0.199.196
Name Servers:
ns1.mnc-cloud.xyzDNS only
ns2.mnc-cloud.xyzDNS only
ns5.mnc-cloud.xyzDNS only
ns6.mnc-cloud.xyzDNS only
MX Records:
20: mx02.mnc-cloud.xyz
50: mx01.mnc-cloud.xyz
SOA:Serial: 2017073119, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:303ms

SPF Analysis

SPF Record:
v=spf1 a mx mx:mncleasing.com ip4:49.50.8.46 ip4:27.0.198.0/24 ip4:27.0.199.0/24 ip4:103.84.11.0/24 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does mncleasing.com compare?

See how mncleasing.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern JavaScript-based front-end with libraries such as jQuery and Slick Carousel for UI components and sliders. Google reCAPTCHA integration indicates bot mitigation efforts. The site is mobile responsive with adaptive images and viewport settings. The absence of a detected CMS suggests a custom or proprietary platform. Performance is moderate with some deferred script loading. The site lacks visible security headers which is a technical debt. The code includes commented out legacy scripts and disabled Zendesk chat, indicating ongoing development or maintenance. SEO is supported by meta tags and structured navigation. Overall, the technical infrastructure is solid but could benefit from security and performance optimizations.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmncleasing.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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