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Is moneylion.com a Scam? Security Check Results - MoneyLion Technologies Inc.

moneylion.com Security Report Summary

moneylion.com received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers MoneyLion Technologies Inc.'s website security posture. MoneyLion Technologies Inc. operates in the Finance industry in United States.

MoneyLion Technologies Inc. operates a leading fintech platform in the United States, providing a comprehensive suite of personal finance products including loans, credit cards, cash advances, banking, investing, and financial education. With over 18 million customers and partnerships with more than 1,200 entities, MoneyLion has established a strong market position as a trusted financial services provider. The website is professionally designed, mobile-optimized, and offers clear navigation and rich content tailored to consumers seeking financial empowerment. Technically, the website leverages modern web technologies such as React and Next.js, ensuring fast performance and good accessibility. The platform integrates video content and lazy loading for enhanced user experience. Security best practices are observed with HTTPS enforcement and multiple security headers, contributing to a robust security posture. Privacy compliance is well addressed with comprehensive privacy and cookie policies, including consent mechanisms aligned with GDPR requirements. The security posture is strong with no evident vulnerabilities or exposed sensitive data. However, the absence of publicly available WHOIS data for the domain introduces some uncertainty regarding domain registration transparency. Despite this, the overall trustworthiness of the business and website remains high based on content quality, business information, and trust indicators. Strategically, MoneyLion should consider enhancing its incident response visibility and establishing a public vulnerability disclosure program to further strengthen security culture and compliance. Continuous monitoring of third-party scripts and maintaining updated certifications will help mitigate emerging risks. Overall, MoneyLion presents a mature fintech digital presence with solid security and privacy foundations.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, JavaScript, CSS, Web Fonts (woff2), Mux Video, Lazy Loading.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

M

Is moneylion.com Safe? Security Analysis for MoneyLion Technologies Inc.

https://moneylion.com

Check if moneylion.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
ReactNext.jsJavaScriptCSSWeb Fonts (woff2)+2 more
Analyzed 8/1/2025Completed 6:48:37 AM8mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainmoneylion.com
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

MoneyLion Technologies Inc. operates a leading fintech platform in the United States, providing a comprehensive suite of personal finance products including loans, credit cards, cash advances, banking, investing, and financial education. With over 18 million customers and partnerships with more than 1,200 entities, MoneyLion has established a strong market position as a trusted financial services provider. The website is professionally designed, mobile-optimized, and offers clear navigation and rich content tailored to consumers seeking financial empowerment. Technically, the website leverages modern web technologies such as React and Next.js, ensuring fast performance and good accessibility. The platform integrates video content and lazy loading for enhanced user experience. Security best practices are observed with HTTPS enforcement and multiple security headers, contributing to a robust security posture. Privacy compliance is well addressed with comprehensive privacy and cookie policies, including consent mechanisms aligned with GDPR requirements. The security posture is strong with no evident vulnerabilities or exposed sensitive data. However, the absence of publicly available WHOIS data for the domain introduces some uncertainty regarding domain registration transparency. Despite this, the overall trustworthiness of the business and website remains high based on content quality, business information, and trust indicators. Strategically, MoneyLion should consider enhancing its incident response visibility and establishing a public vulnerability disclosure program to further strengthen security culture and compliance. Continuous monitoring of third-party scripts and maintaining updated certifications will help mitigate emerging risks. Overall, MoneyLion presents a mature fintech digital presence with solid security and privacy foundations.

Detected Technologies

ReactNext.jsJavaScriptCSSWeb Fonts (woff2)Mux VideoLazy Loading

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
Continuous monitoring

Keep moneylion.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

30/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

MoneyLion is positioned as a major player in the fintech sector, focusing on consumer financial products and education. Its competitive advantage lies in the breadth of services offered through a unified platform and a strong mobile app presence. Revenue streams likely include lending interest, fees, membership subscriptions (WOW), and partnerships. The target customer segments are individuals seeking accessible credit, banking, and investment solutions with educational support. Growth indicators include a large user base and extensive partner network. The company maintains strategic partnerships with banking and technology providers to enhance service delivery. Operationally, MoneyLion demonstrates a scalable digital infrastructure supporting rapid content delivery and user engagement.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enforced and multiple security headers implemented, reducing common web vulnerabilities. No sensitive data leakage or vulnerable libraries were detected in the analyzed content. Privacy policies and cookie consent mechanisms indicate compliance with data protection regulations. However, the lack of a visible security policy or incident response contact reduces transparency in security governance. The absence of a public vulnerability disclosure channel is a gap that could be addressed to improve security culture and stakeholder trust. Overall, the security measures align well with industry standards for fintech platforms, supporting business continuity and customer trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publicize a formal vulnerability disclosure policy to encourage responsible reporting.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

MoneyLion Technologies Inc.

Description:

MoneyLion is a financial technology company offering personal loans, credit cards, cash advances, credit building products, banking accounts, investing, and financial education. It serves over 18 million customers and partners with over 1,200 entities.

Key Services:
Personal LoansCredit CardsCash AdvancesCredit Builder PlusRoarMoney BankingManaged InvestingHigh Yield SavingsAuto Loan RefinanceFinancial Education
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsJavaScriptCSSWeb Fonts (woff2)Mux VideoLazy Loading
Frameworks:
Next.js
Platforms:
WebMobile App (iOS and Android)
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Secure cookies
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Facebook Pixel
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and fully functional

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:moneylion.com._nspf.vali.email include:%{i}._ip.%{h}._ehlo.%{d}._spf.vali.email include:mg-spf.greenhouse.io include:spf.maropost.com ~all
DNS Lookups:4/10
Policy:~all
DKIM Selectors Found
Selector:google(1416-bit rsa)
Selector:k1(1296-bit rsa)
Selector:k2(1416-bit rsa)
Selector:mail(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc_agg@vali.email

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 45 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:moneylion.com
Issuer:WE1
Valid Until:9/15/2025 (45 days)
SANs:moneylion.com, *.moneylion.com, 7910300.email.moneylion.com +1 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
15 years(mature)
Expiry Risk
none(296 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:104.18.39.96, 172.64.148.160
AAAA Records:2606:4700:4400::ac40:94a0, 2606:4700:4400::6812:2760
Name Servers:
cass.ns.cloudflare.com
terin.ns.cloudflare.com
MX Records:
30: aspmx5.googlemail.com
20: alt2.aspmx.l.google.com
30: aspmx3.googlemail.com
8: mailstream-central.mxrecord.mx
5: mailstream-east.mxrecord.io
5: mailstream-west.mxrecord.io
20: alt1.aspmx.l.google.com
30: aspmx4.googlemail.com
10: aspmx.l.google.com
30: aspmx2.googlemail.com
SOA:Serial: 2379505186, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:68ms

SPF Analysis

SPF Record:
v=spf1 include:moneylion.com._nspf.vali.email include:%{i}._ip.%{h}._ehlo.%{d}._spf.vali.email include:mg-spf.greenhouse.io include:spf.maropost.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does moneylion.com compare?

See how moneylion.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern React-based framework (Next.js) with server-side rendering for performance optimization. It employs web fonts, lazy loading, and video streaming via Mux, indicating a focus on user experience and efficient content delivery. The site is mobile-optimized with responsive design and accessibility considerations. SEO is supported by comprehensive meta tags and Open Graph data. No CMS was explicitly detected, suggesting a custom or headless architecture. Hosting details are not explicit but likely involve cloud infrastructure given performance and scalability. Technical risks are minimal, though continuous updates and monitoring are recommended to avoid technical debt and security issues.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmoneylion.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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