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Is mycreditinfo.ge a Scam? Security Check Results - სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”

mycreditinfo.ge Security Report Summary

mycreditinfo.ge received a security score of 61 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”'s website security posture. სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო” operates in the Finance industry in Georgia.

Mycreditinfo.ge is a Georgian finance sector website operated by სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”, providing credit information services including free and premium credit reports, credit score monitoring, and educational content. The site targets individuals and legal entities in Georgia seeking to manage and improve their credit profiles. The business model includes both free access and paid premium services, positioning it as a key player in the local credit information market. Technically, the website is built on Angular 13 and integrates common analytics and marketing tools such as Google Analytics and Facebook Pixel. It is hosted on Microsoft Azure, indicating a modern cloud infrastructure. However, the site suffers from slow performance due to large page size and load times, which could impact user experience. From a security perspective, the site has significant weaknesses: it lacks a valid SSL certificate and does not support any TLS protocols, severely limiting secure communications. While HSTS is enabled, its benefits are negated by the missing SSL. The site implements SPF and DMARC for email security and has basic security headers, but lacks advanced features like OCSP stapling and session resumption. Privacy and cookie policies are present with a consent mechanism, but GDPR compliance is not clearly demonstrated. Overall, the site is functional and content-rich but requires urgent improvements in SSL/TLS configuration to ensure user data protection and trust. Performance optimization and enhanced privacy compliance would further strengthen its digital maturity and security posture.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Angular 13, Google Analytics, Facebook SDK, reCAPTCHA, Angular.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is mycreditinfo.ge Safe? Security Analysis for სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”

https://mycreditinfo.ge

Check if mycreditinfo.ge is a scam or legitimate. Free security scan and reviews.

FinanceGeorgiamedium
Angular 13Google AnalyticsFacebook SDKreCAPTCHAAngular
Analyzed 6/15/2025Completed 10:08:36 AM9mo ago
61
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainmycreditinfo.ge
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Mycreditinfo.ge is a Georgian finance sector website operated by სს “საკრედიტო საინფორმაციო ბიურო კრედიტინფო საქართველო”, providing credit information services including free and premium credit reports, credit score monitoring, and educational content. The site targets individuals and legal entities in Georgia seeking to manage and improve their credit profiles. The business model includes both free access and paid premium services, positioning it as a key player in the local credit information market. Technically, the website is built on Angular 13 and integrates common analytics and marketing tools such as Google Analytics and Facebook Pixel. It is hosted on Microsoft Azure, indicating a modern cloud infrastructure. However, the site suffers from slow performance due to large page size and load times, which could impact user experience. From a security perspective, the site has significant weaknesses: it lacks a valid SSL certificate and does not support any TLS protocols, severely limiting secure communications. While HSTS is enabled, its benefits are negated by the missing SSL. The site implements SPF and DMARC for email security and has basic security headers, but lacks advanced features like OCSP stapling and session resumption. Privacy and cookie policies are present with a consent mechanism, but GDPR compliance is not clearly demonstrated. Overall, the site is functional and content-rich but requires urgent improvements in SSL/TLS configuration to ensure user data protection and trust. Performance optimization and enhanced privacy compliance would further strengthen its digital maturity and security posture.

Detected Technologies

Angular 13Google AnalyticsFacebook SDKreCAPTCHAAngular

9 urgent findings need attention

9 high

  • + 1 more findings in the full report below
Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

65/100

GDPR Compliance

5 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Mycreditinfo.ge operates in the finance sector, focusing on credit information services in Georgia. It offers a mix of free and premium services, including credit score checks, credit reports, and credit education, targeting both individuals and legal entities. The company is established since 2017, with a mature domain and consistent WHOIS data. Its competitive advantage lies in providing comprehensive credit data and educational resources in the local language, supported by a modern web platform. The site leverages partnerships with major banks and uses Microsoft Azure for hosting. Marketing efforts include Facebook and Google analytics integration. The business shows signs of growth and digital adoption but needs to address security and performance challenges to maintain market trust and compliance.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The security posture of mycreditinfo.ge is currently weak due to the absence of a valid SSL certificate and lack of TLS protocol support, exposing users to potential data interception risks. Although SPF and DMARC records are correctly configured, and HSTS is enabled, the lack of certificate transparency and OCSP stapling reduces overall security effectiveness. No explicit security policies or incident response contacts are found on the site. The use of reCAPTCHA and secure email practices are positive indicators. Immediate remediation of SSL/TLS issues is critical to protect sensitive credit information and comply with data protection standards. The site should also consider implementing a formal security policy and incident response framework to enhance trust and readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Obtain and deploy a valid SSL/TLS certificate to enable HTTPS and secure user communications.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

Third-party services without privacy policy

HIGH

Detected services: Google Analytics

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

Software version information exposed

MEDIUM

Server headers reveal software versions which could aid attackers

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:dmarcinfo@mycreditinfo.ge
Forensic Reports:dmarcinfo@mycreditinfo.ge

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score
No issues found

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
8 years(mature)
Expiry Risk
low(expired)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:20.54.176.184, 20.50.222.94
Name Servers:
ns1-09.azure-dns.com
ns2-09.azure-dns.net
ns3-09.azure-dns.org
ns4-09.azure-dns.info
MX Records:
0: mycreditinfo-ge.mail.protection.outlook.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:207ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does mycreditinfo.ge compare?

See how mycreditinfo.ge stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using Angular 13 framework, indicating a modern single-page application architecture. It integrates Google Analytics and Facebook Pixel for user tracking and marketing. Hosting is provided by Microsoft Azure, with DNS managed via Azure DNS servers. The site uses reCAPTCHA for bot protection. However, the SSL configuration is invalid, with no TLS protocols enabled, which is a critical technical flaw. Performance metrics show a slow load time (8147 ms) and large page size (~5.3 MB), suggesting opportunities for optimization. The site is mobile-optimized with responsive design but lacks advanced accessibility features. SEO is basic with standard meta tags and language declarations. Overall, the technical infrastructure is modern but requires security and performance enhancements.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmycreditinfo.ge
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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