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Is mymoney.gov a Scam? Security Check Results - Financial Literacy and Education Commission (FLEC)

mymoney.gov Security Report Summary

mymoney.gov received a security score of 71 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Financial Literacy and Education Commission (FLEC)'s website security posture. Financial Literacy and Education Commission (FLEC) operates in the Government industry in United States.

MyMoney.gov is an official U.S. government website managed by the Financial Literacy and Education Commission (FLEC) under the U.S. Department of the Treasury. It provides comprehensive financial literacy resources, tools, and educational materials targeted at a broad audience including youth, educators, researchers, military families, and federal payment recipients. The site serves as a trusted source for financial empowerment and education, supporting informed financial decision-making across the United States. Technically, the website is built on Drupal 10 CMS and leverages modern web technologies including FontAwesome for icons, Google Analytics and Google Tag Manager for analytics, and Akamai Boomerang for performance monitoring. The site is mobile-optimized, accessible, and uses HTTPS with strong SSL configuration, ensuring secure and reliable user experience. From a security perspective, the site enforces HTTPS and anonymizes IP addresses in analytics, but lacks some advanced security headers and a cookie consent mechanism. No vulnerabilities or exposed sensitive data were detected. WHOIS data is incomplete, which is typical for government domains, but the .gov TLD and official branding strongly support legitimacy. Overall, the site demonstrates a strong security posture appropriate for a government informational resource. The overall risk is low, with recommendations to enhance privacy compliance by implementing cookie consent and publishing a vulnerability disclosure policy. Adding explicit security headers would further strengthen the security posture. The site is professionally designed, trustworthy, and serves an essential public service role.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Drupal 10, FontAwesome, Google Analytics, Google Tag Manager, Digital Analytics Program (DAP), Akamai Boomerang (performance monitoring).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is mymoney.gov Safe? Security Analysis for Financial Literacy and Education Commission (FLEC)

https://mymoney.gov

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GovernmentUnited Stateslarge
Drupal 10FontAwesomeGoogle AnalyticsGoogle Tag ManagerDigital Analytics Program (DAP)+1 more
Analyzed 10/12/2025Completed 1:10:43 PM7mo ago
71
Security Score
MEDIUM RISK

Above Government avg (70)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

MyMoney.gov is an official U.S. government website managed by the Financial Literacy and Education Commission (FLEC) under the U.S. Department of the Treasury. It provides comprehensive financial literacy resources, tools, and educational materials targeted at a broad audience including youth, educators, researchers, military families, and federal payment recipients. The site serves as a trusted source for financial empowerment and education, supporting informed financial decision-making across the United States. Technically, the website is built on Drupal 10 CMS and leverages modern web technologies including FontAwesome for icons, Google Analytics and Google Tag Manager for analytics, and Akamai Boomerang for performance monitoring. The site is mobile-optimized, accessible, and uses HTTPS with strong SSL configuration, ensuring secure and reliable user experience. From a security perspective, the site enforces HTTPS and anonymizes IP addresses in analytics, but lacks some advanced security headers and a cookie consent mechanism. No vulnerabilities or exposed sensitive data were detected. WHOIS data is incomplete, which is typical for government domains, but the .gov TLD and official branding strongly support legitimacy. Overall, the site demonstrates a strong security posture appropriate for a government informational resource. The overall risk is low, with recommendations to enhance privacy compliance by implementing cookie consent and publishing a vulnerability disclosure policy. Adding explicit security headers would further strengthen the security posture. The site is professionally designed, trustworthy, and serves an essential public service role.

Detected Technologies

Drupal 10FontAwesomeGoogle AnalyticsGoogle Tag ManagerDigital Analytics Program (DAP)Akamai Boomerang (performance monitoring)

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

55/100

GDPR Compliance

3 findings

58/100

NIS2 Compliance

7 findings

25/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

MyMoney.gov occupies a unique position as the official federal government portal for financial literacy and education. Its competitive advantage lies in authoritative content backed by the U.S. Treasury and the Financial Literacy and Education Commission. The business model is informational and educational, funded by government resources rather than commercial revenue streams. The target audience is broad, encompassing individuals, families, educators, researchers, and military consumers. The site demonstrates growth through updated content, public meeting announcements, and strategic reports. Partnerships with agencies like FDIC and Treasury enhance its ecosystem. Strategic observations include the importance of maintaining trust through transparency, accessibility, and security compliance to sustain its role as a leading government financial education resource.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with mandatory HTTPS, encrypted data transmission, and anonymized analytics tracking. However, it lacks some recommended HTTP security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options, which could mitigate risks like clickjacking and cross-site scripting. No incident response or vulnerability disclosure information is publicly available, which could be improved to enhance transparency and readiness. The absence of a cookie consent mechanism may pose compliance challenges with privacy regulations. Overall, the site is secure for its informational purpose but could benefit from adopting additional security best practices and formalizing incident response channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement a cookie consent banner to comply with privacy regulations and improve user transparency.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Financial Literacy and Education Commission (FLEC)

Description:

MyMoney.gov is an official U.S. government website providing financial literacy resources, education, and tools to help individuals and families make informed financial decisions. It is managed by the Financial Literacy and Education Commission (FLEC), which coordinates federal efforts to improve financial literacy.

Key Services:
Financial education resourcesFederal payment informationTools for financial decision-makingResources for researchers, teachers, youth, and military consumers
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Drupal 10FontAwesomeGoogle AnalyticsGoogle Tag ManagerDigital Analytics Program (DAP)Akamai Boomerang (performance monitoring)
Frameworks:
Drupal CMS
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • IP anonymization in Google Analytics
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Services:
Google AnalyticsDigital Analytics Program (DAP)
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Tracking Pixels:
Digital Analytics Program (DAP)Akamai Boomerang
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Official U.S. government financial literacy website

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

55/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:us-treasury@rua.dmp.cisco.com
Forensic Reports:us-treasury@ruf.dmp.cisco.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

95/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 72 days

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.mymoney.gov
Issuer:R12
Valid Until:12/23/2025 (72 days)
SANs:dev.mymoney.gov, edit.mymoney.gov, stg.mymoney.gov +2 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
21 years(mature)
Expiry Risk
low(59 days)
Protection Level
basicDNSSEC OFF
Suspicious Indicators Detected
  • Privacy/proxy registration detected

DNS Records

A Records:164.95.95.220
AAAA Records:2610:108:3100:100c::8:153
Name Servers:
margot.ns.cloudflare.comDNS only
ns1.mymoney.govWHOIS only
ns2.mymoney.govWHOIS only
tadeo.ns.cloudflare.comDNS only

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does mymoney.gov compare?

See how mymoney.gov stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern Drupal 10 CMS platform, utilizing widely adopted libraries such as FontAwesome for icons and Google Analytics for user behavior tracking. It employs Akamai's Boomerang for performance monitoring, indicating attention to site speed and user experience. The site is mobile-optimized and includes accessibility features such as skip links and ARIA attributes. The presence of multiple analytics scripts suggests comprehensive data collection, though privacy controls could be enhanced. Hosting appears to be via government infrastructure with CDN support, contributing to moderate to fast performance. Technical debt appears low, but opportunities exist to improve security headers and cookie management for compliance and protection.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainmymoney.gov
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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