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Is nac.co.nz a Scam? Security Check Results - NAC Insurance

nac.co.nz Security Report Summary

nac.co.nz received a security score of 61 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers NAC Insurance's website security posture. NAC Insurance operates in the Finance industry in New Zealand.

NAC Insurance is a New Zealand-based insurance provider specializing in modified vehicle insurance, including car and motorbike coverage. The company targets vehicle owners such as modified car enthusiasts, young drivers, and tourists. It operates as a division of IAG New Zealand Limited, a well-established parent company, and holds recognized industry certifications such as the Fair Insurance Code and an AA financial strength rating. The website announces the brand's closure at the end of 2025, indicating a long operational history of approximately 18 years. Technically, the website is built on Adobe Experience Manager, leveraging modern technologies including Akamai CDN and performance monitoring tools like Boomerang. The site is well-optimized for mobile and SEO, with good design quality and user experience. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though explicit security headers are not detected. Privacy compliance is weak due to the absence of a privacy policy and cookie consent mechanism. Overall, the website presents a professional and trustworthy front supported by a reputable parent company. However, the lack of WHOIS data and privacy documentation slightly reduces trustworthiness. There are no indications of malicious content or blocking mechanisms, and the site is safe for general audiences.

The security scan identified 30 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Adobe Helix RUM, Vidyard video embed, AEM (Adobe Experience Manager) client libraries, Akamai CDN, Boomerang performance monitoring.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is nac.co.nz Safe? Security Analysis for NAC Insurance

https://nac.co.nz

Check if nac.co.nz is a scam or legitimate. Free security scan and reviews.

FinanceNew Zealandmedium
Adobe Helix RUMVidyard video embedAEM (Adobe Experience Manager) client librariesAkamai CDNBoomerang performance monitoring
Analyzed 10/3/2025Completed 4:33:58 PM5mo ago
61
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainnac.co.nz
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

NAC Insurance is a New Zealand-based insurance provider specializing in modified vehicle insurance, including car and motorbike coverage. The company targets vehicle owners such as modified car enthusiasts, young drivers, and tourists. It operates as a division of IAG New Zealand Limited, a well-established parent company, and holds recognized industry certifications such as the Fair Insurance Code and an AA financial strength rating. The website announces the brand's closure at the end of 2025, indicating a long operational history of approximately 18 years. Technically, the website is built on Adobe Experience Manager, leveraging modern technologies including Akamai CDN and performance monitoring tools like Boomerang. The site is well-optimized for mobile and SEO, with good design quality and user experience. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though explicit security headers are not detected. Privacy compliance is weak due to the absence of a privacy policy and cookie consent mechanism. Overall, the website presents a professional and trustworthy front supported by a reputable parent company. However, the lack of WHOIS data and privacy documentation slightly reduces trustworthiness. There are no indications of malicious content or blocking mechanisms, and the site is safe for general audiences.

Detected Technologies

Adobe Helix RUMVidyard video embedAEM (Adobe Experience Manager) client librariesAkamai CDNBoomerang performance monitoring

11 urgent findings need attention

11 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Email Security

3 findings

85/100

Network Security

1 finding

100/100

SSL/TLS Security

2 findings

80/100

DNS Health

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

NAC Insurance occupies a niche market within New Zealand's insurance sector, focusing on modified vehicle insurance products. Its competitive advantage lies in specialized coverage options for unique vehicle types and driver profiles, supported by the financial strength and backing of IAG New Zealand Limited. The business model centers on direct insurance provision with customer support facilitated through an external help portal. Revenue streams likely include premiums from car and motorbike insurance policies and associated services like roadside assistance. The company targets a medium-sized market segment of vehicle owners requiring specialized insurance. Strategic partnerships with IAG and adherence to industry codes enhance market credibility. The announced closure in 2025 may impact future growth and customer retention strategies.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced and no exposed sensitive data in the HTML content. Use of deferred and asynchronous scripts indicates performance-conscious security practices. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options suggests room for improvement. No incident response or vulnerability disclosure information is provided, which could hinder timely security issue reporting. Privacy compliance is lacking, with no visible privacy or cookie policies, potentially exposing the company to regulatory risks. Overall, the security maturity is good but could be enhanced by formalizing policies and implementing additional HTTP security headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a comprehensive privacy policy and cookie consent mechanism to improve privacy compliance and user trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

NAC Insurance

Description:

NAC Insurance provides insurance coverage for modified cars, high performance bikes, young drivers, and tourists in New Zealand. It offers car and motorbike insurance with various cover options, roadside assistance, and payment options.

Key Services:
Car InsuranceMotorbike InsuranceRoadside AssistanceClaims processingPayment options
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Adobe Helix RUMVidyard video embedAEM (Adobe Experience Manager) client librariesAkamai CDNBoomerang performance monitoring
Frameworks:
Adobe Experience Manager
Platforms:
Web
Performance:

fast

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of deferred and async scripts

Analytics & Tracking

Services:
Boomerang
Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
Adobe Helix RUMBoomerang
Marketing Tools:
Vidyard video embedBoomerang performance monitoring
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

25/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=86400 ; includeSubDomains"

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

50/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com ip4:202.50.0.97 ip4:202.50.5.97 include:spf.messagelabs.com ~all
DNS Lookups:2/10
Policy:~all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc.reporting@iag.com.au
Forensic Reports:dmarc.reporting@iag.com.au

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

80/100
Score

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:nac.co.nz
Issuer:DigiCert Global G3 TLS ECC SHA384 2020 CA1
Valid Until:6/4/2026 (244 days)
SANs:nac.co.nz, www.nac.co.nz

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
19 years(mature)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.126.37.177, 104.126.37.170
AAAA Records:2a02:26f0:7100::687e:25aa, 2a02:26f0:7100::687e:25b1
Name Servers:
a1-129.akam.net
a11-66.akam.net
a26-67.akam.net
a28-64.akam.net
a3-65.akam.netDNS only
a4-66.akam.netDNS only
MX Records:
0: nac-co-nz.mail.protection.outlook.com
SOA:Serial: 2017022849, TTL: 172800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:94ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com ip4:202.50.0.97 ip4:202.50.5.97 include:spf.messagelabs.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does nac.co.nz compare?

See how nac.co.nz stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager, a robust enterprise CMS, and leverages Akamai CDN for content delivery, ensuring fast load times and global reach. Performance monitoring is implemented via Boomerang and Adobe Helix RUM, indicating a focus on user experience optimization. The site is mobile responsive with good accessibility and SEO practices. No broken elements or errors were detected in the HTML content. However, the lack of explicit security headers and privacy documentation suggests technical debt in security and compliance areas. The absence of WHOIS data may indicate domain registration issues or NZ domain privacy policies limiting public WHOIS visibility.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainnac.co.nz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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