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Is neighborsbank.com a Scam? Security Check Results - Neighbors Bank

neighborsbank.com Security Report Summary

neighborsbank.com received a security score of 54 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Neighbors Bank's website security posture. Neighbors Bank operates in the Finance industry in United States.

Neighbors Bank is a medium-sized financial institution specializing in home loans and savings products, targeting underserved borrowers across the United States. With over 80 years of experience and a strong regional presence, the bank offers USDA, FHA, Conventional, and VA loans alongside competitive savings accounts. The website reflects a professional and trustworthy brand with clear navigation, comprehensive content, and strong trust indicators such as FDIC insurance and NMLS registration. Technically, the site employs a modern tech stack including jQuery, Google Analytics, Marketo, and Akamai service workers, hosted primarily on AWS infrastructure. However, the security posture is weakened by the absence of a valid SSL certificate, lack of security headers, and missing HSTS, which are critical issues that must be addressed to protect user data and maintain trust. Privacy compliance is well-handled with clear policies and consent mechanisms, though GDPR compliance is not explicitly indicated. Overall, the site is functional and professional but requires urgent security improvements to meet industry standards.

The security scan identified 23 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Google Analytics, Google Tag Manager, Marketo Munchkin, Akamai Service Worker, Lottie animations, Owl Carousel, Formocity forms, Bootstrap (implied by navbar classes), Formocity, Web.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is neighborsbank.com Safe? Security Analysis for Neighbors Bank

https://neighborsbank.com

Check if neighborsbank.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statesmedium
jQueryGoogle AnalyticsGoogle Tag ManagerMarketo MunchkinAkamai Service Worker+6 more
Analyzed 6/14/2025Completed 10:11:25 PM9mo ago
54
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainneighborsbank.com
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Neighbors Bank is a medium-sized financial institution specializing in home loans and savings products, targeting underserved borrowers across the United States. With over 80 years of experience and a strong regional presence, the bank offers USDA, FHA, Conventional, and VA loans alongside competitive savings accounts. The website reflects a professional and trustworthy brand with clear navigation, comprehensive content, and strong trust indicators such as FDIC insurance and NMLS registration. Technically, the site employs a modern tech stack including jQuery, Google Analytics, Marketo, and Akamai service workers, hosted primarily on AWS infrastructure. However, the security posture is weakened by the absence of a valid SSL certificate, lack of security headers, and missing HSTS, which are critical issues that must be addressed to protect user data and maintain trust. Privacy compliance is well-handled with clear policies and consent mechanisms, though GDPR compliance is not explicitly indicated. Overall, the site is functional and professional but requires urgent security improvements to meet industry standards.

Detected Technologies

jQueryGoogle AnalyticsGoogle Tag ManagerMarketo MunchkinAkamai Service WorkerLottie animationsOwl CarouselFormocity formsBootstrap (implied by navbar classes)FormocityWeb

8 urgent findings need attention

8 high

Continuous monitoring

Keep neighborsbank.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

58/100

NIS2 Compliance

7 findings

25/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Neighbors Bank operates in the competitive mortgage and savings market, focusing on accessibility and affordability for underserved customers. Its business model revolves around providing specialized loan products with low down payments and high-yield savings accounts. The bank leverages partnerships with mortgage research and veterans' loan providers to enhance its offerings. The presence of extensive customer testimonials and clear contact information supports strong customer engagement. The company is part of Columbia Bancshares, Inc., indicating a stable corporate structure. The website's content and marketing tools suggest a mature digital marketing strategy aimed at lead generation and customer conversion.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Columbia Bancshares, Inc.

Registration Number:

NMLS #491986

Security Posture Analysis

Comprehensive Security Assessment

The current security posture of neighborsbank.com is suboptimal due to the lack of a valid SSL certificate, which is a fundamental requirement for secure web communications. The absence of HTTP security headers and HSTS further exposes the site to risks such as man-in-the-middle attacks and clickjacking. DNSSEC is not enabled, and CAA records are malformed, reducing DNS security. While no critical vulnerabilities like Heartbleed or POODLE are detected, the invalid SSL undermines user trust and data protection. Forms are protected by 256-bit SSL encryption in principle, but the invalid certificate negates this benefit. The site uses reputable third-party analytics and marketing tools, which require careful privacy management. Incident response and vulnerability disclosure policies are not found, indicating potential gaps in security governance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Immediately install and maintain a valid SSL/TLS certificate to enable HTTPS and secure user data.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

58/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy80% confidence
Cookie Policy80% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

50/100
Score

SSL/TLS Check Incomplete

MEDIUM

Some SSL/TLS checks timed out

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

90/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

DNS Records

A Records:108.156.22.116, 108.156.22.128, 108.156.22.73, 108.156.22.69
Name Servers:
ns-1432.awsdns-51.orgDNS only
ns-1666.awsdns-16.co.ukDNS only
ns-696.awsdns-23.netDNS only
ns-93.awsdns-11.comDNS only
MX Records:
10: mxa-001f8101.gslb.pphosted.com
10: mxb-001f8101.gslb.pphosted.com

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does neighborsbank.com compare?

See how neighborsbank.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern and diverse technology stack including jQuery, Bootstrap, Google Analytics, Google Tag Manager, Marketo Munchkin, Akamai service workers, and Lottie animations. Hosting is on AWS infrastructure as indicated by DNS records. Performance is slow with a load time of over 24 seconds and a large page size (~788 KB) with 251 resources, indicating potential optimization opportunities. The site is mobile optimized and accessible with good SEO practices including meta tags and structured data. However, the invalid SSL certificate and missing security headers represent significant technical debt and risk. The extensive use of third-party scripts requires ongoing management to avoid performance and security degradation.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainneighborsbank.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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