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Is noba.bank a Scam? Security Check Results - NOBA Bank Group AB

noba.bank Security Report Summary

noba.bank received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers NOBA Bank Group AB's website security posture. NOBA Bank Group AB operates in the Finance industry in Sweden.

NOBA Bank Group AB is a leading European specialist bank founded in 2003, offering consumer credit, cards, savings, mortgages, and equity release loans. It operates through subsidiaries including Nordax Bank, Bank Norwegian, and Svensk Hypotekspension across eight countries, serving over two million customers. The website is built on modern technologies such as React and Next.js, hosted on Vercel, and managed via Sanity CMS, reflecting a mature digital infrastructure with excellent performance and mobile optimization. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though explicit security headers and privacy policies are missing, representing areas for improvement. Overall, the website demonstrates high professionalism and trustworthiness, with comprehensive investor relations and sustainability information, but lacks some compliance disclosures. Strategic recommendations include adding privacy and cookie policies, security headers, and a vulnerability disclosure page to enhance compliance and security transparency.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Emotion CSS-in-JS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is noba.bank Safe? Security Analysis for NOBA Bank Group AB

https://noba.bank

Check if noba.bank is a scam or legitimate. Free security scan and reviews.

FinanceSwedenlarge
ReactNext.jsEmotion CSS-in-JS
Analyzed 7/24/2025Completed 9:20:04 AM8mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainnoba.bank
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

NOBA Bank Group AB is a leading European specialist bank founded in 2003, offering consumer credit, cards, savings, mortgages, and equity release loans. It operates through subsidiaries including Nordax Bank, Bank Norwegian, and Svensk Hypotekspension across eight countries, serving over two million customers. The website is built on modern technologies such as React and Next.js, hosted on Vercel, and managed via Sanity CMS, reflecting a mature digital infrastructure with excellent performance and mobile optimization. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though explicit security headers and privacy policies are missing, representing areas for improvement. Overall, the website demonstrates high professionalism and trustworthiness, with comprehensive investor relations and sustainability information, but lacks some compliance disclosures. Strategic recommendations include adding privacy and cookie policies, security headers, and a vulnerability disclosure page to enhance compliance and security transparency.

Detected Technologies

ReactNext.jsEmotion CSS-in-JS

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

40/100

GDPR Compliance

3 findings

50/100

NIS2 Compliance

8 findings

17/100

Email Security

5 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

NOBA Bank Group holds a strong market position as a specialist bank complementing major banks in Europe. Its business model focuses on flexible consumer financial products, targeting individuals seeking better financial health. Revenue streams likely derive from lending, savings products, and equity release services. The group benefits from ownership by Nordic Capital and Sampo, indicating solid financial backing. The company maintains a broad partnership ecosystem through its subsidiaries, with a clear emphasis on sustainability and corporate governance. Growth indicators include a workforce of 600+ employees and operations in multiple European countries. The website's investor relations and sustainability sections reflect transparency and strategic communication.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

NOBA Bank Group AB (publ)

Registration Number:

556647-7286

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enabled and no exposed sensitive data. However, the absence of explicit security headers such as Content Security Policy (CSP), HSTS, and X-Frame-Options reduces defense-in-depth. No vulnerability disclosure or incident response information is provided, which limits transparency and readiness perception. The lack of privacy and cookie policies is a compliance gap under GDPR. No signs of vulnerable libraries or insecure forms were detected. Overall, the security maturity is good but can be enhanced by implementing recommended headers, policies, and disclosure mechanisms.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish comprehensive privacy and cookie policies to ensure GDPR compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

NOBA Bank Group AB

Description:

We are a leading European specialist bank that complements the offerings and solutions of major banks with flexible solutions in consumer credit, cards, savings, mortgages, and equity release loans. We help over two million customers improve their financial health. NOBA Bank Group AB owns Nordax Bank, Bank Norwegian, and Svensk Hypotekspension, operating in eight countries with 600+ employees.

Key Services:
Consumer creditCardsSavings accountsMortgagesEquity release loans
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsEmotion CSS-in-JS
Frameworks:
ReactNext.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

40/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

50/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DMARC reporting

LOW

DMARC aggregate reports not configured

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx ip4:213.250.82.88 include:spf.protection.outlook.com -all
DNS Lookups:3/10
Policy:-all
DMARC Details
Policy:reject

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
2 years(established)
Expiry Risk
low(10 days)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:76.76.21.21
Name Servers:
ns1.noba.bank
ns2.noba.bank
ns3.noba.bank
ns4.noba.bank
MX Records:
0: noba-bank.mail.protection.outlook.com
SOA:Serial: 2024075879, TTL: 180s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:72ms

SPF Analysis

SPF Record:
v=spf1 a mx ip4:213.250.82.88 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does noba.bank compare?

See how noba.bank stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern React and Next.js framework with Emotion for CSS-in-JS styling, hosted on Vercel, ensuring fast performance and scalability. Sanity CMS is used for content management, enabling flexible content updates. The site is mobile-optimized with responsive design and accessibility considerations. SEO is supported by proper meta tags and structured data (JSON-LD). No major technical debt or outdated technologies were detected. Opportunities exist to improve security headers and privacy compliance disclosures to align with best practices.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainnoba.bank
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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