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Is number26.de a Scam? Security Check Results - N26 SE

number26.de Security Report Summary

number26.de received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers N26 SE's website security posture. N26 SE operates in the Finance industry in Germany.

N26 SE operates a leading mobile-first digital banking platform in Germany and Europe, offering a range of financial services including checking accounts, savings, investments, and a mobile telecom service branded as N26 SIM. The company holds a full banking license from BaFin, ensuring regulatory compliance and deposit protection up to 100,000 EUR. The website is professionally designed with excellent content quality and clear navigation, targeting consumers who prefer intuitive, app-based banking solutions. Technically, the site leverages modern web technologies such as React, Contentful CMS, and cloud hosting via AWS CloudFront, with integrated analytics and marketing tools like Datadog and Google Tag Manager. However, a critical security issue is the invalid SSL certificate and lack of modern TLS support, which undermines the security posture. Security headers and policies are well implemented, but SSL/TLS must be fixed to ensure trust and compliance. Privacy and cookie policies are comprehensive and GDPR compliant, with consent mechanisms in place. Overall, the site demonstrates strong business credibility and digital maturity but requires urgent SSL remediation to maintain security and user trust.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, JavaScript, CDN (CloudFront), Datadog RUM, Google Tag Manager, OneTrust Cookie Consent, Contentful CMS, Web, Mobile (iOS, Android apps).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is number26.de Safe? Security Analysis for N26 SE

http://number26.de

Check if number26.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge
ReactJavaScriptCDN (CloudFront)Datadog RUMGoogle Tag Manager+4 more
Analyzed 6/15/2025Completed 1:16:55 PM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainnumber26.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

N26 SE operates a leading mobile-first digital banking platform in Germany and Europe, offering a range of financial services including checking accounts, savings, investments, and a mobile telecom service branded as N26 SIM. The company holds a full banking license from BaFin, ensuring regulatory compliance and deposit protection up to 100,000 EUR. The website is professionally designed with excellent content quality and clear navigation, targeting consumers who prefer intuitive, app-based banking solutions. Technically, the site leverages modern web technologies such as React, Contentful CMS, and cloud hosting via AWS CloudFront, with integrated analytics and marketing tools like Datadog and Google Tag Manager. However, a critical security issue is the invalid SSL certificate and lack of modern TLS support, which undermines the security posture. Security headers and policies are well implemented, but SSL/TLS must be fixed to ensure trust and compliance. Privacy and cookie policies are comprehensive and GDPR compliant, with consent mechanisms in place. Overall, the site demonstrates strong business credibility and digital maturity but requires urgent SSL remediation to maintain security and user trust.

Detected Technologies

ReactJavaScriptCDN (CloudFront)Datadog RUMGoogle Tag ManagerOneTrust Cookie ConsentContentful CMSWebMobile (iOS, Android apps)

11 urgent findings need attention

4 critical · 7 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

75/100

GDPR Compliance

7 findings

0/100

NIS2 Compliance

9 findings

0/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

N26 SE is positioned as a disruptive fintech leader in the European banking sector, focusing on mobile banking and digital financial services. Its business model centers on offering free and premium account tiers, investment products, and a flexible telecom service, appealing to tech-savvy consumers and expatriates. The company benefits from regulatory trust via BaFin licensing and deposit insurance, enhancing customer confidence. Partnerships with Bitpanda for crypto services and Vodafone for telecom infrastructure expand its ecosystem. The website content and structure support customer acquisition and education, with extensive FAQs, blog articles, and service comparisons. The presence of affiliate programs and marketing integrations indicates a mature growth strategy. The company targets a large market segment, including individuals, freelancers, and small businesses, with tailored account offerings. Strategic observations include leveraging digital channels for seamless onboarding and cross-selling financial and telecom products.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a moderate security maturity level with several best practices implemented, including a robust Content Security Policy, permissions policy, and standard security headers like X-Content-Type-Options and X-XSS-Protection. However, the invalid SSL certificate and absence of TLS 1.2 or higher support represent critical vulnerabilities that could expose users to man-in-the-middle attacks and erode trust. No known vulnerabilities or malware indicators were detected in scripts or libraries. The site uses third-party analytics and marketing scripts with consent mechanisms, aligning with privacy regulations. Incident response and security policy documents are not explicitly linked, which could be improved. Overall, the security posture is adequate but requires immediate SSL/TLS remediation and enhanced transparency on security policies and incident response.

Strategic Recommendations

Priority Actions for Security Improvement

1

Immediately renew and properly configure the SSL certificate to enable HTTPS with TLS 1.2 or higher.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy80% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:52.85.49.23, 52.85.49.41, 52.85.49.128, 52.85.49.12
Name Servers:
ns-1368.awsdns-43.orgDNS only
ns-1587.awsdns-06.co.ukDNS only
ns-491.awsdns-61.comDNS only
ns-753.awsdns-30.netDNS only
MX Records:
30: aspmx3.googlemail.com
20: alt1.aspmx.l.google.com
20: alt2.aspmx.l.google.com
10: aspmx.l.google.com
30: aspmx2.googlemail.com

DNSSEC Status

DNSSEC Not Enabled

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does number26.de compare?

number26.de scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern React framework with server-side rendering and uses Contentful as a headless CMS for content management. Hosting is via AWS CloudFront CDN with Envoy proxy, ensuring scalability and performance. Analytics and monitoring are handled by Datadog RUM and Google Tag Manager, integrated with cookie consent management via OneTrust. The site is mobile-optimized with responsive design and accessibility considerations. However, performance metrics are not provided, and SSL/TLS configuration is currently inadequate, posing a risk to secure communications. The technical stack is mature and supports a high-quality user experience but requires SSL fixes to avoid operational and reputational risks.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainnumber26.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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