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Is oba.hu a Scam? Security Check Results - Országos Betétbiztosítási Alap

oba.hu Security Report Summary

oba.hu received a security score of 67 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Országos Betétbiztosítási Alap's website security posture. Országos Betétbiztosítási Alap operates in the Finance industry in Hungary.

Országos Betétbiztosítási Alap (OBA) is a Hungarian national deposit insurance fund that provides deposit protection and compensation services to bank customers in Hungary. It operates as a government-backed institution ensuring financial stability and depositor confidence. The website serves as an information portal for deposit insurance, compensation procedures, and related regulatory information, targeting Hungarian bank customers, financial institutions, and regulatory bodies. The business model is focused on deposit insurance and financial consumer protection within the Hungarian banking sector. Technically, the website is built on WordPress CMS, utilizing modern web technologies such as jQuery and Cookiebot for cookie consent management. It employs HTTPS with strong security headers and integrates Google Analytics for usage tracking. The site demonstrates good mobile optimization, accessibility, and SEO practices, reflecting a mature digital infrastructure suitable for a government-related entity. From a security perspective, the website enforces HTTPS, uses security headers, and implements a comprehensive cookie consent mechanism aligned with GDPR requirements. No critical vulnerabilities or exposed sensitive data were detected. However, the site lacks a publicly available security policy, incident response contact, and vulnerability disclosure page, which are recommended for enhanced transparency and security posture. Overall, the website is trustworthy, professionally maintained, and compliant with privacy regulations. It effectively communicates its services and maintains a secure environment for visitors. Strategic improvements in security policy publication and incident response transparency would further strengthen its security and compliance profile.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, jQuery, Cookiebot, Google Analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is oba.hu Safe? Security Analysis for Országos Betétbiztosítási Alap

https://oba.hu

Check if oba.hu is a scam or legitimate. Free security scan and reviews.

FinanceHungarymedium
WordPressjQueryCookiebotGoogle Analytics
Analyzed 7/9/2025Completed 6:45:34 AM8mo ago
67
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainoba.hu
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Országos Betétbiztosítási Alap (OBA) is a Hungarian national deposit insurance fund that provides deposit protection and compensation services to bank customers in Hungary. It operates as a government-backed institution ensuring financial stability and depositor confidence. The website serves as an information portal for deposit insurance, compensation procedures, and related regulatory information, targeting Hungarian bank customers, financial institutions, and regulatory bodies. The business model is focused on deposit insurance and financial consumer protection within the Hungarian banking sector. Technically, the website is built on WordPress CMS, utilizing modern web technologies such as jQuery and Cookiebot for cookie consent management. It employs HTTPS with strong security headers and integrates Google Analytics for usage tracking. The site demonstrates good mobile optimization, accessibility, and SEO practices, reflecting a mature digital infrastructure suitable for a government-related entity. From a security perspective, the website enforces HTTPS, uses security headers, and implements a comprehensive cookie consent mechanism aligned with GDPR requirements. No critical vulnerabilities or exposed sensitive data were detected. However, the site lacks a publicly available security policy, incident response contact, and vulnerability disclosure page, which are recommended for enhanced transparency and security posture. Overall, the website is trustworthy, professionally maintained, and compliant with privacy regulations. It effectively communicates its services and maintains a secure environment for visitors. Strategic improvements in security policy publication and incident response transparency would further strengthen its security and compliance profile.

Detected Technologies

WordPressjQueryCookiebotGoogle Analytics

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

50/100

GDPR Compliance

2 findings

83/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

OBA holds a key position in Hungary's financial sector as the national deposit insurance fund, providing essential services that protect depositors and maintain banking system stability. Its competitive advantage lies in its government backing and regulatory mandate. The business model is service-oriented, focusing on deposit insurance and compensation, funded by member institutions. Revenue streams likely include fees from insured banks. The target customers are bank depositors and financial institutions within Hungary. Growth indicators include ongoing regulatory compliance and public trust. The partnership ecosystem includes financial institutions and government regulators. The website reflects a stable operation with clear communication channels and a focus on consumer protection.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a solid security maturity level with enforced HTTPS, comprehensive cookie consent, and security headers. No critical vulnerabilities or security misconfigurations were found. Compliance with GDPR is evident through privacy and cookie policies. However, the absence of a dedicated security policy, incident response contact, and vulnerability disclosure mechanism indicates room for improvement in transparency and incident readiness. Data protection practices are adequate, but formal incident response procedures and public communication channels for security issues should be established. Overall, the security culture appears responsible but could benefit from enhanced documentation and disclosure.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and commitments.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Országos Betétbiztosítási Alap

Description:

Hungarian national deposit insurance fund providing deposit protection and compensation services for bank customers.

Key Services:
Deposit insuranceCompensation for depositorsInformation and guidance for banks and customers
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressjQueryCookiebotGoogle Analytics
Frameworks:
WordPress CMS
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Marketing Tools:
Cookiebot
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website uses HTTPS with strong security headers.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

50/100
Score

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

83/100
Score

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:213.163.12.26 ip4:91.83.237.236 ip4:193.138.127.100 ip4:193.138.127.99 ip4:193.138.127.83 ip4:193.201.185.195 -all
DNS Lookups:0/10
Policy:-all
DMARC Details
Policy:quarantine
Subdomain Policy:quarantine
Aggregate Reports:dmarc_agg@vali.email

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

65/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 64 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:oba.hu
Issuer:WE1
Valid Until:9/11/2025 (64 days)
SANs:oba.hu, *.oba.hu

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
28 years(mature)

DNS Records

A Records:172.67.150.153, 104.21.30.52
AAAA Records:2606:4700:3036::ac43:9699, 2606:4700:3033::6815:1e34
Name Servers:
apollo.ns.cloudflare.comDNS only
lisa.ns.cloudflare.comDNS only
MX Records:
10: newmail.oba.hu
20: mail2.oba.hu
SOA:Serial: 2375310841, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:51ms

SPF Analysis

SPF Record:
v=spf1 ip4:213.163.12.26 ip4:91.83.237.236 ip4:193.138.127.100 ip4:193.138.127.99 ip4:193.138.127.83 ip4:193.201.185.195 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does oba.hu compare?

See how oba.hu stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a widely used CMS platform, WordPress, with standard plugins including Cookiebot for consent management and Google Analytics for traffic analysis. The infrastructure supports responsive design and accessibility features, ensuring usability across devices. Performance is moderate, with potential for optimization in loading times and script management. The technical stack is modern but relies on third-party services, which require regular security reviews. No significant technical debt or legacy issues were detected. Opportunities exist to improve technical documentation and implement advanced security monitoring to mitigate risks.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainoba.hu
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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