Is oney.com Safe? Security Analysis for Oney bank
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Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Oney bank is a well-established financial services company based in France, specializing in payment solutions, credit, and insurance services. With over 35 years of experience and a strong presence in multiple European countries, Oney positions itself as a partner of commerce, focusing on innovation, responsibility, and human-centric financial services. The company is majority-owned by BPCE and ELO (ex-Auchan Holding), reinforcing its credibility and market position. The website reflects a professional corporate identity with comprehensive information about the company, its governance, and its services. Technically, the website is built on WordPress with modern web technologies including Yoast SEO, jQuery, GSAP, and others, ensuring good performance, SEO, and accessibility. The site is mobile-optimized and uses HTTPS with no visible security issues. Privacy compliance is well addressed with clear privacy and cookie policies and consent mechanisms. Security posture is solid with HTTPS enforcement and no exposed sensitive data, although explicit security policies and incident response contacts are not found. The site uses Tealium for analytics and tracking, indicating moderate user tracking with privacy considerations. Overall, the website is trustworthy, professional, and compliant with relevant regulations. Recommendations include adding explicit security and incident response policies, enhancing security headers, and maintaining regular audits of third-party scripts to further strengthen security and compliance.
Detected Technologies
11 urgent findings need attention
3 critical · 8 high
- + 3 more findings in the full report below
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
55/100
GDPR Compliance
4 findings
25/100
NIS2 Compliance
8 findings
5/100
Email Security
5 findings
70/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Oney bank operates in the finance sector with a focus on payment and credit solutions, targeting both consumers and merchants. Its business model leverages partnerships with thousands of merchants and e-commerce platforms to provide innovative financial services. The company holds a leadership position in payment fractioning in Europe and serves millions of customers. Its shareholder structure with BPCE and ELO provides financial stability and strategic support. The company emphasizes responsible banking and human-centric values, which is reflected in its corporate communications and recruitment efforts. The presence of subsidiaries like Smartney, Oneytrust, and Oney Insurance indicates diversification within financial services. The website content and structure support a clear, professional brand image aimed at building trust and engagement with stakeholders.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
Oney bank
546 380 197
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with HTTPS enforced and no visible exposure of sensitive information. Cookie consent mechanisms comply with GDPR requirements, and tracking is managed through Tealium with user consent. However, the absence of a dedicated security policy page and incident response contact details suggests room for improvement in transparency and readiness. Security headers are not explicitly detected in the HTML content, which could be enhanced to protect against common web vulnerabilities. No vulnerable libraries or scripts were identified, and the use of modern JavaScript libraries indicates ongoing maintenance. Overall, the security posture is good but could benefit from formalized policies and enhanced header configurations.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy page outlining security practices and commitments.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Oney bank
Oney is a financial services company offering payment, credit, and insurance solutions. It positions itself as a partner of commerce with a focus on innovation, responsibility, and human-centric services. The company supports merchants and consumers with modern financial services and has a strong presence in Europe.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced (canonical URLs use https)
- No exposed sensitive data in HTML
- Cookie consent mechanism implemented
- Use of async loading for scripts
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible and professionally designed.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Twitter, LinkedIn, YouTube, Cloudflare
No HTTPS encryption
CRITICALGDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
CRITICALNIS2 requires appropriate technical measures including encryption
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
Strict DMARC Alignment
LOWStrict alignment may cause legitimate emails to fail
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
CRITICALWebsite does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does oney.com compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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PDF Report & Export
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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