Skip to main content

Is openpayd.com a Scam? Security Check Results - OpenPayd Ltd

openpayd.com Security Report Summary

openpayd.com received a security score of 48 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers OpenPayd Ltd's website security posture. OpenPayd Ltd operates in the Finance industry in United Kingdom.

OpenPayd Ltd operates as a regulated financial services infrastructure provider specializing in Banking-as-a-Service. The company offers a comprehensive API-driven platform enabling businesses to embed payments, accounts, and trading solutions globally. With regulatory authorizations from the UK FCA, Malta Financial Services Authority, and Canadian FIN-TRAC, OpenPayd positions itself as a trusted partner in the digital economy. Their client base includes notable fintech and digital asset companies, underscoring their market relevance and operational scale. Technically, the website is built on WordPress with modern SEO and analytics integrations, providing a professional and responsive user experience. Security practices are robust, including HTTPS, security headers, and CAPTCHA protections, though a dedicated security policy page and incident response contacts are absent. Overall, OpenPayd demonstrates a mature digital presence with strong business credibility and compliance posture.

The security scan identified 22 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Yoast SEO plugin, Google Tag Manager, Google Analytics, Google reCAPTCHA, 6sense, Snitcher, LazySizes, Tailwind CSS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

openpayd.com favicon

Is openpayd.com Safe? Security Analysis for OpenPayd Ltd

http://openpayd.com

Check if openpayd.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Kingdommedium
WordPressYoast SEO pluginGoogle Tag ManagerGoogle AnalyticsGoogle reCAPTCHA+4 more
Analyzed 6/21/2025Completed 6:32:22 PM9mo ago
48
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for openpayd.com

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainopenpayd.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

OpenPayd Ltd operates as a regulated financial services infrastructure provider specializing in Banking-as-a-Service. The company offers a comprehensive API-driven platform enabling businesses to embed payments, accounts, and trading solutions globally. With regulatory authorizations from the UK FCA, Malta Financial Services Authority, and Canadian FIN-TRAC, OpenPayd positions itself as a trusted partner in the digital economy. Their client base includes notable fintech and digital asset companies, underscoring their market relevance and operational scale. Technically, the website is built on WordPress with modern SEO and analytics integrations, providing a professional and responsive user experience. Security practices are robust, including HTTPS, security headers, and CAPTCHA protections, though a dedicated security policy page and incident response contacts are absent. Overall, OpenPayd demonstrates a mature digital presence with strong business credibility and compliance posture.

Detected Technologies

WordPressYoast SEO pluginGoogle Tag ManagerGoogle AnalyticsGoogle reCAPTCHA6senseSnitcherLazySizesTailwind CSS

9 urgent findings need attention

3 critical · 6 high

  • + 1 more findings in the full report below
Continuous monitoring

Keep openpayd.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for openpayd.com.

Security Headers

1 finding

0/100

GDPR Compliance

5 findings

28/100

NIS2 Compliance

8 findings

5/100

Email Security

4 findings

80/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

OpenPayd targets fintechs, digital asset platforms, marketplaces, and enterprises needing embedded financial services. Their business model centers on providing scalable, API-first banking and payment infrastructure with virtual IBANs, FX, and digital asset trading capabilities. The company leverages partnerships and regulatory licenses to offer global coverage. Revenue streams likely include transaction fees, account services, and API usage. The presence of a sandbox and detailed API documentation indicates a developer-focused approach, facilitating rapid integration and innovation. Testimonials from industry leaders and a client roster featuring eToro and Bitfinex highlight competitive advantages and market trust. The company’s growth is supported by a diverse team and a clear focus on digital economy needs.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a strong security posture with HTTPS enforced and multiple security headers implemented. Use of Google reCAPTCHA on forms mitigates automated abuse. No sensitive data exposure or vulnerable libraries were detected in the HTML content. However, the absence of a public security policy or incident response contact limits transparency and readiness perception. No vulnerability disclosure or security.txt file is present, which could improve responsible vulnerability management. Overall, the security maturity is good but could be enhanced by formalizing security governance documentation and communication channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security controls and practices.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

OpenPayd Ltd

Description:

Embed the financial services you need to power your growth. Build new products, streamline your operations and manage payments globally, with our Banking-as-a-Service infrastructure.

Key Services:
PaymentsAccounts with virtual IBANsForeign ExchangeTrading digital and fiat assetsBanking-as-a-Service
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WordPressYoast SEO pluginGoogle Tag ManagerGoogle AnalyticsGoogle reCAPTCHA6senseSnitcherLazySizesTailwind CSS
Frameworks:
Yoast SEOGoogle Tag Manager
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • Use of HTTPS
  • Google reCAPTCHA for forms
  • No exposed sensitive data in HTML
  • Security headers present

Analytics & Tracking

Services:
Google Analytics6senseSnitcherLead Forensics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
6senseSnitcherLead Forensics (lfeeder)
Marketing Tools:
Yoast SEO
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and professional design.

Get this report delivered to your inbox

Receive a summary of the openpayd.com security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

0/100
Score
Analysis failed - content could not be retrieved

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

28/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phoneform

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

5/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Need this report as a PDF?

Download the complete openpayd.com security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

80/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:93.123.36.60 ip4:20.61.42.31 include:servers.mcsv.net include:spf.protection.outlook.com include:spf.happyfox.com include:mailgun.org include:mail.zendesk.com include:_spf.salesforce.com include:spf.mtasv.net ~all
DNS Lookups:7/10
Policy:~all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:quarantine
Subdomain Policy:none
Aggregate Reports:re+daf58b8fe559@inbound.dmarcdigests.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
6 years(mature)
Expiry Risk
none(1418 days)
Protection Level
strongDNSSEC OFF

DNS Records

A Records:104.18.22.41, 104.18.23.41
AAAA Records:2606:4700::6812:1729, 2606:4700::6812:1629
Name Servers:
earl.ns.cloudflare.com
sara.ns.cloudflare.com
MX Records:
0: openpayd-com.mail.protection.outlook.com
SOA:Serial: 2375130945, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:80ms

SPF Analysis

SPF Record:
v=spf1 ip4:93.123.36.60 ip4:20.61.42.31 include:servers.mcsv.net include:spf.protection.outlook.com include:spf.happyfox.com include:mailgun.org include:mail.zendesk.com include:_spf.salesforce.com include:spf.mtasv.net ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does openpayd.com compare?

openpayd.com scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress with a custom theme and uses Yoast SEO for search optimization. It integrates multiple third-party analytics and marketing tools including Google Analytics, Google Tag Manager, 6sense, Snitcher, and Lead Forensics. The site is mobile responsive with good navigation clarity and professional design. Performance is moderate, with lazy loading implemented for images. Security headers and HTTPS are properly configured. The presence of a sandbox environment and API documentation subdomains indicates a mature technical infrastructure supporting developer engagement. Opportunities exist to improve accessibility and reduce reliance on multiple tracking scripts for privacy enhancement.
Professional PDF & Marketing Data

Download the openpayd.com report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainopenpayd.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Want OffSeq to fix this?

Book a 30-minute remediation call

Our security engineers can resolve the high-severity findings identified in this report — from SSL misconfigurations and missing headers to compliance gaps and infrastructure hardening.

OffSeq provides end-to-end cybersecurity services: penetration testing, vulnerability remediation, compliance consulting, and continuous monitoring. View all services

Scan your own website

Liked the openpayd.com report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about openpayd.com

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website