Skip to main content

Is ozow.com a Scam? Security Check Results

ozow.com Security Report Summary

ozow.com received a security score of 52 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk".

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

ozow.com favicon

Is ozow.com Safe? Security Analysis for Secure Pay by Bank | Online Payment Gateway & Bank API | Ozow

https://ozow.com

Check if ozow.com is a scam or legitimate. Free security scan and reviews.

Analyzed 6/26/2025Completed 9:04:15 AM10mo ago
52
Security Score
MEDIUM RISK

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

Secure checkout

Instant

Reports delivered

Professional PDF & Marketing Data

Get the professional PDF report for ozow.com

Export this security analysis as a professional PDF document, receive it via email, and access marketing intelligence data including contact emails and phone numbers. One-time purchase for lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainozow.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

10 urgent findings need attention

10 high

  • + 2 more findings in the full report below
Continuous monitoring

Keep ozow.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

25 €
per month · billed securely via EveryPay
Less than 1 € / day — cheaper than a single incident response hour

Cancel anytime. Alerts sent to the contacts you choose. Unlock the full report to view historical timelines and alerts.

Purchase to access the monitoring timeline, JSON diffs, alert history, and PDF export for ozow.com.

Security Headers

7 findings

30/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Ozow operates in the finance and technology sectors, focusing on payment processing and open banking solutions. Its business model revolves around providing seamless bank-to-bank payment APIs and gateways to merchants and consumers, generating revenue through merchant fees and value-added services. The company targets a broad customer base including e-commerce platforms, retail businesses, and individual users. Strategic partnerships with major banks such as Capitec, Nedbank, and Absa enhance its market reach and credibility. The presence of subsidiaries like Ozow.ME and Ozow Pocket indicates diversification into peer-to-peer payments and wallet services. The company’s growth is supported by a strong brand, extensive merchant adoption, and active engagement through social media and content marketing. Ozow’s competitive advantage lies in its instant EFT technology, biometric payment options, and comprehensive integration capabilities.

Security Posture Analysis

Comprehensive Security Assessment

Ozow exhibits a robust security posture with enforced HTTPS, secure data handling practices, and a dedicated security information page. The website does not expose sensitive data and uses modern security-focused third-party services. However, the absence of DNSSEC and security headers such as Content-Security-Policy and X-Frame-Options represents areas for enhancement. The forms include Google reCAPTCHA v3 scripts, but the CAPTCHA appears disabled or misconfigured, which could expose the site to spam or abuse. No explicit incident response or vulnerability disclosure information is provided, which could be improved to enhance transparency and readiness. Overall, the security maturity is good but can benefit from implementing additional best practices and formalizing incident response channels.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to protect against DNS spoofing and improve domain security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Ozow (Pty) Ltd

Description:

Accept payments, issue refunds & make payouts, easily and fast. With Ozow your business is able to transact with 47 million South African bank accounts holders. Sign up today and enjoy the benefits of Ozow Pay by Bank instant EFT

Key Services:
Pay by BankCard PaymentsBiometric Authentication (One-Blink Payments)RefundsPayoutsVoucher RedemptionIntegrations & PluginsCapitec PayNedbank Direct EFTAbsa Pay
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
jQuery 3.5.1Webflow CMSGoogle Tag ManagerGoogle AnalyticsFacebook PixelTikTok PixelLinkedIn Insight TagHotjarAppsFlyer SDKAda Support Chat
Frameworks:
Webflow
Platforms:
Cloudflare DNS
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Security page detailing data protection
  • No exposed sensitive data in HTML
  • Secure forms with CAPTCHA (Google reCAPTCHA v3 indicated but appears disabled)
  • Use of modern security-focused third-party scripts

Analytics & Tracking

Services:
Google AnalyticsHotjarFacebook PixelTikTok PixelLinkedIn Insight TagAppsFlyer
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Facebook AdsTikTok AdsLinkedIn AdsTwitter Ads
Tracking Pixels:
Facebook PixelTikTok PixelLinkedIn Insight TagHotjar
Marketing Tools:
AppsFlyer
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well maintained

Get this report delivered to your inbox

Receive a summary of the ozow.com security findings by email. Quick and easy to share with decision makers.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

30/100
Score

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

Need this report as a PDF?

Download the complete ozow.com security analysis as a professional PDF. Share it with your team, clients, or stakeholders.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 redirect=_s7wa9pc2t.sdmarc.net
DNS Lookups:0/10
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:a.7wa9pc2t@sdmarc.net
Forensic Reports:f.7wa9pc2t@sdmarc.net

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 63 days

Mixed Content Detected

MEDIUM

4 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:51.21.126.187, 13.49.111.177, 16.16.119.222
Name Servers:
dolly.ns.cloudflare.comDNS only
phil.ns.cloudflare.comDNS only
MX Records:
0: ozow-com.mail.protection.outlook.com
SOA:Serial: 2376144953, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:43ms

SPF Analysis

SPF Record:
v=spf1 redirect=_s7wa9pc2t.sdmarc.net

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does ozow.com compare?

See how ozow.com stacks up against similar websites in the same industry.

Professional PDF & Marketing Data

Download the ozow.com report as PDF

Get the complete analysis in a shareable PDF format, delivered instantly to your email with lifetime access.

PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainozow.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

Scan your own website

Liked the ozow.com report? Run the same comprehensive security analysis on your domain — free, instant, and no sign-up required.

Or browse our directory of >10,000 scanned websites.

⭐ Verified Community Reviews

What others say about ozow.com

Share your experience to help others make informed decisions. We verify every review by email and publish it once our moderation team approves it.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

out of 5

0 reviews published

Loading reviews…

How did we do?

Your feedback directly shapes our roadmap. Rate the quality of this report, leave an optional comment, and let us know if you want our security specialists to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.

Analyze Another Website