Is paskolos.lt Safe? Security Analysis for Paskolos.lt
https://paskolos.ltCheck if paskolos.lt is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Paskolos.lt is a Lithuanian financial services company specializing in consumer credit products including credit lines, consumer loans, credit cards, auto loans, and mortgage loans. Established in 2011, it operates as a medium-sized entity under the parent company UAB Nordecum. The website is professionally designed, providing clear navigation and comprehensive information tailored to Lithuanian consumers seeking flexible credit solutions. The company leverages online platforms to deliver convenient financial services with a focus on user experience and accessibility. Technically, the website employs modern JavaScript libraries, Google Tag Manager, and analytics tools, ensuring a responsive and moderately performant user experience. The presence of a chat component using Vue.js enhances customer interaction. SEO and accessibility are adequately addressed, though some improvements in accessibility could be made. From a security perspective, the site enforces HTTPS and employs cookie consent mechanisms aligned with GDPR requirements. While basic security headers are present, additional headers like Content-Security-Policy could enhance protection. No critical vulnerabilities or exposed sensitive data were detected. The WHOIS data confirms domain legitimacy and consistency with the business profile. Overall, Paskolos.lt presents a trustworthy and compliant online presence with solid business credibility and a good security posture. Strategic enhancements in security headers and incident response transparency could further strengthen its position.
Detected Technologies
6 urgent findings need attention
6 high
Keep paskolos.lt under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
50/100
GDPR Compliance
2 findings
83/100
NIS2 Compliance
8 findings
17/100
Email Security
5 findings
60/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Paskolos.lt holds a stable market position in Lithuania's consumer finance sector, offering a diversified portfolio of credit products. Its business model focuses on online lending with a user-friendly application process and flexible credit options such as credit lines with interest only on used amounts. The company targets individual consumers needing quick and reliable credit solutions. Partnerships with regional credit and debt collection services expand its ecosystem, enhancing service offerings and risk management. The company benefits from a decade-long domain presence, indicating operational maturity and market trust. Revenue streams likely include interest, fees, and credit card commissions. The presence of cashback and promotional offers suggests active marketing and customer retention strategies.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with enforced HTTPS and cookie consent aligned with GDPR. The absence of exposed credentials or vulnerable libraries is positive. However, the lack of advanced security headers such as Content-Security-Policy and X-Frame-Options indicates room for improvement. No explicit security policy or incident response contacts were found, which could be a compliance gap. The use of third-party scripts like Google Tag Manager and analytics is managed with consent but requires ongoing monitoring for vulnerabilities. Overall, the security measures are adequate for the business type but could be enhanced to meet higher standards and regulatory expectations.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Paskolos.lt
Paskolos.lt pasirūpins jūsų finansiniais poreikiais užtikrinant sklandų ir greitą klientų aptarnavimą. Esame patikima kredito įstaiga teikianti vartojimo paskolas bei kredito korteles. Naudotis mūsų paslaugomis yra itin patogu, kadangi viską galite atlikti internetu.
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- Cookie consent with granular controls
- No exposed sensitive data in HTML
- Secure forms with input validation implied
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak X-Frame-Options configuration
LOWCurrent value: "sameorigin, sameorigin"
Weak X-Content-Type-Options configuration
LOWCurrent value: "nosniff, nosniff"
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Weak X-XSS-Protection configuration
LOWCurrent value: "1, 1"
Weak Referrer-Policy configuration
LOWCurrent value: "no-referrer, no-referrer"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Mixed Content Detected
MEDIUM1 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does paskolos.lt compare?
See how paskolos.lt stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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Community rating
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