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Is pat-bvg.ch a Scam? Security Check Results - PAT BVG

pat-bvg.ch Security Report Summary

pat-bvg.ch received a security score of 62 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers PAT BVG's website security posture. PAT BVG operates in the Healthcare industry in Switzerland.

PAT BVG is a specialized pension fund serving medical professionals in Switzerland, including doctors and veterinarians. Established in 1984, it offers occupational pension solutions tailored for employers, self-employed individuals, and employees within the medical sector. The organization also incorporates real estate investments as part of its asset management strategy. The website reflects a mature market position with clear business focus and professional presentation. Technically, the site is built on TYPO3 CMS with modern JavaScript libraries and frameworks, ensuring good performance and mobile optimization. Security posture is solid with HTTPS and privacy compliance measures such as cookie consent and IP anonymization in analytics, though some security headers and explicit security policies are absent. Overall, the site is trustworthy, well-maintained, and compliant with relevant privacy regulations.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: TYPO3 CMS, jQuery, Swiper.js, Plyr video player, Bootstrap.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is pat-bvg.ch Safe? Security Analysis for PAT BVG

https://pat-bvg.ch

Check if pat-bvg.ch is a scam or legitimate. Free security scan and reviews.

HealthcareSwitzerlandmedium
TYPO3 CMSjQuerySwiper.jsPlyr video playerBootstrap
Analyzed 10/8/2025Completed 7:27:57 PM5mo ago
62
Security Score
MEDIUM RISK

Below Healthcare avg (65)

10,000+

Domains scanned

500+

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Domainpat-bvg.ch
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

PAT BVG is a specialized pension fund serving medical professionals in Switzerland, including doctors and veterinarians. Established in 1984, it offers occupational pension solutions tailored for employers, self-employed individuals, and employees within the medical sector. The organization also incorporates real estate investments as part of its asset management strategy. The website reflects a mature market position with clear business focus and professional presentation. Technically, the site is built on TYPO3 CMS with modern JavaScript libraries and frameworks, ensuring good performance and mobile optimization. Security posture is solid with HTTPS and privacy compliance measures such as cookie consent and IP anonymization in analytics, though some security headers and explicit security policies are absent. Overall, the site is trustworthy, well-maintained, and compliant with relevant privacy regulations.

Detected Technologies

TYPO3 CMSjQuerySwiper.jsPlyr video playerBootstrap

8 urgent findings need attention

8 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

PAT BVG operates as a non-profit pension fund targeting the healthcare sector, specifically medical professionals. Its competitive advantage lies in its niche focus and longstanding presence since 1984. The business model centers on providing pension and related financial services, supported by a network of partners such as medisuisse and Die Ärzteversicherung. The website indicates steady growth and a comprehensive service offering including voluntary purchases and home ownership promotion. The presence of detailed contact information and multilingual support suggests a customer-centric approach. Strategic partnerships and transparent reporting enhance credibility and market positioning.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security baseline with enforced HTTPS and privacy-conscious analytics configuration. The presence of a cookie consent banner aligns with GDPR requirements. However, the absence of explicit security headers like Content-Security-Policy and lack of published security or incident response policies represent areas for improvement. No vulnerabilities or exposed sensitive data were detected in the analysis. The site would benefit from publishing a security.txt file and providing clear incident response contact channels to enhance trust and readiness.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PAT BVG

Description:

PAT BVG is a pension fund specialized for medical professions, offering occupational pension solutions for employers, self-employed, and employees. It also invests in real estate as part of its asset strategy.

Key Services:
Occupational pension solutionsVoluntary purchasesInvalidity and death benefitsHome ownership promotionReal estate investments
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
TYPO3 CMSjQuerySwiper.jsPlyr video playerBootstrap
Frameworks:
TYPO3 CMS
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • IP anonymization in Google Analytics
  • Cookie consent banner with dismissal

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=86400"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx ip4:212.98.54.170 include:spf.mail.netrics.ch include:server101.hostfactory.ch -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:default(1368-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:edv@pat-bvg.ch

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 55 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:217.150.245.142
Name Servers:
cns1.cloudpit.deDNS only
cns2.cloudpit.comDNS only
cns3.cloudpit.ioDNS only
MX Records:
0: spa01.netrics.ch
SOA:Serial: 2025091605, TTL: 600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:123ms

SPF Analysis

SPF Record:
v=spf1 a mx ip4:212.98.54.170 include:spf.mail.netrics.ch include:server101.hostfactory.ch -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does pat-bvg.ch compare?

See how pat-bvg.ch stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is powered by TYPO3 CMS, a robust and widely used content management system. It utilizes modern JavaScript libraries including jQuery, Swiper.js for sliders, and Plyr for video playback, ensuring a rich user experience. The site is mobile-optimized and includes accessibility features. Performance is moderate, with compressed CSS and JavaScript assets. SEO is well addressed with meta tags, Open Graph, and JSON-LD structured data. Hosting provider details are not explicitly identified. The technical stack is modern and well-maintained, though opportunities exist to enhance security headers and optimize performance further.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainpat-bvg.ch
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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