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Is paya.com a Scam? Security Check Results - Paya, Inc.

paya.com Security Report Summary

paya.com received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Paya, Inc.'s website security posture. Paya, Inc. operates in the Finance industry in United States.

Paya, Inc. is a well-established payment solutions provider offering integrated payment technologies and services primarily targeting businesses across multiple sectors including B2B, education, insurance, government, healthcare, nonprofits, and ERP providers. The company operates under the parent company Nuvei and has a strong market position with a large customer base and extensive partner network. Their website reflects a mature digital presence with professional design, comprehensive content, and clear navigation. Technically, the site is built on WordPress with modern marketing and analytics integrations, ensuring good performance and mobile optimization. Security posture is solid with HTTPS and domain protections, though there is room for improvement in DNSSEC and security headers. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, Paya demonstrates high business credibility and digital maturity.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress CMS, HubSpot, Google Tag Manager, Google Analytics, AdRoll, ZoomInfo, 6sense, jQuery, Slick Slider, Cloudflare DNS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is paya.com Safe? Security Analysis for Paya, Inc.

https://paya.com

Check if paya.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
WordPress CMSHubSpotGoogle Tag ManagerGoogle AnalyticsAdRoll+5 more
Analyzed 6/27/2025Completed 2:05:19 AM10mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainpaya.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Paya, Inc. is a well-established payment solutions provider offering integrated payment technologies and services primarily targeting businesses across multiple sectors including B2B, education, insurance, government, healthcare, nonprofits, and ERP providers. The company operates under the parent company Nuvei and has a strong market position with a large customer base and extensive partner network. Their website reflects a mature digital presence with professional design, comprehensive content, and clear navigation. Technically, the site is built on WordPress with modern marketing and analytics integrations, ensuring good performance and mobile optimization. Security posture is solid with HTTPS and domain protections, though there is room for improvement in DNSSEC and security headers. Privacy compliance is well addressed with clear policies and consent mechanisms. Overall, Paya demonstrates high business credibility and digital maturity.

Detected Technologies

WordPress CMSHubSpotGoogle Tag ManagerGoogle AnalyticsAdRollZoomInfo6sensejQuerySlick SliderCloudflare DNS

8 urgent findings need attention

8 high

Continuous monitoring

Keep paya.com under constant watch

Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

40/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Paya leverages a partner ecosystem and multiple software integrations to maintain competitive advantage in the payment processing industry. Their business model focuses on providing seamless payment acceptance and disbursement solutions, ACH processing, and marketing services. The company’s longevity since 1997 and its parent company relationship with Nuvei support its market credibility. The website content and partner listings indicate a strategic focus on enterprise and mid-large business customers. The presence of certifications and testimonials further reinforce trust and reliability in their offerings.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with a clientTransferProhibited domain status, indicating domain transfer protection. While no explicit advanced security headers were detected, the site avoids exposing sensitive data and uses reputable third-party services for analytics and marketing. The lack of DNSSEC is a minor gap. No vulnerabilities or security incidents were evident from the content. Incident response and security policy details are not publicly disclosed, which is common but could be improved for transparency.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Paya, Inc.

Description:

Solve complex business problems with easy to use payments solutions backed by extensive vertical knowledge, advanced technology, and world-class support.

Key Services:
Payment AcceptancePayment DisbursementACH ProcessingIntegrations with ERP and accounting softwareMarketing Services
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
WordPress CMSHubSpotGoogle Tag ManagerGoogle AnalyticsAdRollZoomInfo6sensejQuerySlick SliderCloudflare DNS
Frameworks:
Yoast SEOHubSpot MarketingGoogle Tag Manager
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • ClientTransferProhibited domain status
  • No DNSSEC enabled (potential improvement area)
  • No exposed sensitive data found in HTML

Analytics & Tracking

Services:
Google AnalyticsHubSpot AnalyticsFacebook AnalyticsLinkedIn Insight TagZoomInfo6sense
Tracking Level:extensive
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
AdRoll
Tracking Pixels:
Facebook PixelZoomInfo Pixel6sense
Marketing Tools:
HubSpot
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is professionally designed and well maintained

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

40/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=10886400, max-age=31622400"

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, health, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.paya_com._d.easydmarc.pro ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:selector2(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:067ecd0a14@rua.easydmarc.asia
Forensic Reports:067ecd0a14@ruf.easydmarc.asia

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

90/100
Score

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:*.paya.com
Issuer:Network Solutions RSA OV SSL CA 3
Valid Until:12/10/2025 (166 days)
SANs:*.paya.com, paya.com

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

55/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Potential Subdomain Takeover

HIGH

Subdomain dev.paya.com points to unregistered service paya-com-1742586628.us-east-1.elb.amazonaws.com

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
28 years(mature)
Expiry Risk
low(33 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:104.18.201.111, 104.18.202.111
AAAA Records:2606:4700::6812:ca6f, 2606:4700::6812:c96f
Name Servers:
elaine.ns.cloudflare.com
wesley.ns.cloudflare.com
MX Records:
5: paya-com.mail.protection.outlook.com
SOA:Serial: 2376272303, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:70ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.paya_com._d.easydmarc.pro ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does paya.com compare?

See how paya.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is powered by WordPress CMS with a modern tech stack including HubSpot, Google Tag Manager, and various analytics and marketing tools. The site uses Cloudflare for DNS but does not have DNSSEC enabled. Performance is moderate with good mobile responsiveness and SEO optimization via Yoast SEO. The site uses jQuery and Slick Slider for UI components. The technical implementation is solid but could benefit from additional security hardening and performance tuning.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainpaya.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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