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Is paygraff.com a Scam? Security Check Results - PAYGRAFF

paygraff.com Security Report Summary

paygraff.com received a security score of 42 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers PAYGRAFF's website security posture. PAYGRAFF operates in the Finance industry in Latvia.

PAYGRAFF operates as a virtual currency exchange platform primarily focused on WebMoney electronic currencies, serving customers in Latvia, Estonia, and Lithuania. The website is presented in Russian and offers services including buying and selling virtual currencies, bank transfers, and cash office transactions. The platform leverages WebMoney attestation to build trust and integrates with official WebMoney services for registration and login. Technically, the site uses standard web technologies such as HTML5, CSS, JavaScript, and jQuery, hosted by cloudhosting.lv. While the site is functional and provides necessary forms for transactions, it lacks advanced technical and security features such as DNSSEC, security headers, and cookie consent mechanisms. The domain registration is recent but consistent with the business profile, registered via GoDaddy with protective domain status flags.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: HTML5, CSS, JavaScript, jQuery 3.3.1.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is paygraff.com Safe? Security Analysis for PAYGRAFF

https://paygraff.com

Check if paygraff.com is a scam or legitimate. Free security scan and reviews.

FinanceLatviasmall
HTML5CSSJavaScriptjQuery 3.3.1
Analyzed 7/30/2025Completed 1:07:49 PM8mo ago
42
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

Security teams trust us

EveryPay

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Domainpaygraff.com
Access tierFull report or marketing add-on

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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

PAYGRAFF operates as a virtual currency exchange platform primarily focused on WebMoney electronic currencies, serving customers in Latvia, Estonia, and Lithuania. The website is presented in Russian and offers services including buying and selling virtual currencies, bank transfers, and cash office transactions. The platform leverages WebMoney attestation to build trust and integrates with official WebMoney services for registration and login. Technically, the site uses standard web technologies such as HTML5, CSS, JavaScript, and jQuery, hosted by cloudhosting.lv. While the site is functional and provides necessary forms for transactions, it lacks advanced technical and security features such as DNSSEC, security headers, and cookie consent mechanisms. The domain registration is recent but consistent with the business profile, registered via GoDaddy with protective domain status flags.

Detected Technologies

HTML5CSSJavaScriptjQuery 3.3.1

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

7 findings

20/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The business targets users of WebMoney and virtual currency exchange customers in the Baltic region, positioning itself as a regional exchange platform with WebMoney attestation. Its business model revolves around facilitating virtual currency transactions with a focus on compliance with WebMoney's certification requirements. The platform's partnerships with WebMoney services enhance its credibility. However, the absence of phone contact and physical address information may limit customer trust. The company appears small and relatively new, founded in 2022, with no visible parent or subsidiary companies. The website content is relevant and moderately professional but could benefit from improved branding consistency and expanded trust signals.

Security Posture Analysis

Comprehensive Security Assessment

The security posture is moderate but has notable gaps. HTTPS is enabled, and domain status flags provide some protection against unauthorized domain changes. However, the lack of DNSSEC, absence of security headers (such as CSP, HSTS), and no published security or incident response policies reduce the overall security maturity. Forms collect sensitive personal data including passport numbers and personal codes, but there is no visible information on data protection measures or incident response readiness. Cookie consent mechanisms are missing despite a cookie policy page, which may impact GDPR compliance. No analytics or tracking scripts were detected, which limits exposure to tracking vulnerabilities but also reduces data-driven security insights.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to improve DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PAYGRAFF

Description:

Обмен виртуальных валют, Аттестованный обменный пункт WebMoney в Латвии, Эстонии и Литве

Key Services:
Buying and selling virtual currenciesWebMoney exchangeBank transfersCash office deposits and withdrawals
Content Quality:

good

Branding:

moderate

Technical Stack

Technologies:
HTML5CSSJavaScriptjQuery 3.3.1
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
50/100
Best Practices:
  • HTTPS enabled
  • Form fields require personal identification data
  • Domain status includes clientDeleteProhibited and other EPP protections

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:good
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website is in Russian language targeting Baltic region customers

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

20/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 +a +mx +ip4:91.220.43.28 +ip4:91.220.43.29 ~all
DNS Lookups:2/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

Unable to retrieve SSL certificate

CRITICAL

Could not establish secure connection to retrieve certificate information

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:91.220.43.29
Name Servers:
ns.cloudhosting.lvDNS only
ns2.cloudhosting.lvDNS only
MX Records:
0: paygraff.com
SOA:Serial: 2025072700, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:62ms

SPF Analysis

SPF Record:
v=spf1 +a +mx +ip4:91.220.43.28 +ip4:91.220.43.29 ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does paygraff.com compare?

paygraff.com scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a basic technology stack with HTML5, CSS, JavaScript, and jQuery 3.3.1. It is hosted by cloudhosting.lv and registered via GoDaddy. The site has moderate performance and basic mobile responsiveness. SEO optimization is basic with appropriate meta tags and Open Graph data but lacks advanced structured data like JSON-LD. There is no CMS detected, indicating a custom or static site. The site lacks modern security features such as DNSSEC and security headers, which are important for protecting user data and maintaining trust. The absence of analytics tools suggests limited data collection and user behavior analysis. Overall, the technical implementation is functional but could benefit from modernization and enhanced security controls.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainpaygraff.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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