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Is penp.nl a Scam? Security Check Results - P&P Assurantie Adviesburo

penp.nl Security Report Summary

penp.nl received a security score of 39 out of 100 in Guard's comprehensive security analysis, classified as "Potentially Unsafe". This report covers P&P Assurantie Adviesburo's website security posture. P&P Assurantie Adviesburo operates in the Finance industry in Netherlands.

P&P Assurantie Adviesburo is a Dutch financial advisory firm specializing in personalized advice for mortgages, life risk insurance, disability insurance, and unemployment insurance. The company targets individuals, self-employed persons, and small entrepreneurs, emphasizing independent and tailored financial advice without product obligations to banks or insurers. Their market position is that of a trusted, independent advisor with a focus on comprehensive comparisons and personal service. Technically, the website is built on WordPress 6.7.2 with modern web technologies including Google Fonts, Font Awesome icons, and performance optimizations via WP Rocket. The site is mobile-optimized and provides a good user experience with clear navigation and relevant content. However, no advanced analytics or tracking tools were detected, indicating a privacy-conscious approach or limited marketing automation. From a security perspective, the site uses HTTPS and does not expose sensitive data in the HTML. However, it lacks explicit security headers and published security policies or incident response contacts. There is no cookie consent mechanism detected, which may pose compliance risks under EU regulations. The overall security posture is moderate but could be improved with additional best practices. Overall, the website is professional, trustworthy, and well-aligned with its business objectives. The domain registration details are consistent with the business claims, supporting legitimacy. Strategic improvements in security policies, cookie compliance, and security headers would enhance the site's trust and compliance standing.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress 6.7.2, Google Fonts (Quicksand), Font Awesome icons, Tiny Slider (tns slider), PHP (implied by WordPress), CSS3, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is penp.nl Safe? Security Analysis for P&P Assurantie Adviesburo

http://penp.nl

Check if penp.nl is a scam or legitimate. Free security scan and reviews.

FinanceNetherlandssmall
WordPress 6.7.2Google Fonts (Quicksand)Font Awesome iconsTiny Slider (tns slider)PHP (implied by WordPress)+2 more
Analyzed 6/21/2025Completed 7:30:00 PM9mo ago
39
Security Score
HIGH RISK

Below Finance avg (78)

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Domainpenp.nl
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Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

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AI Summary

P&P Assurantie Adviesburo is a Dutch financial advisory firm specializing in personalized advice for mortgages, life risk insurance, disability insurance, and unemployment insurance. The company targets individuals, self-employed persons, and small entrepreneurs, emphasizing independent and tailored financial advice without product obligations to banks or insurers. Their market position is that of a trusted, independent advisor with a focus on comprehensive comparisons and personal service. Technically, the website is built on WordPress 6.7.2 with modern web technologies including Google Fonts, Font Awesome icons, and performance optimizations via WP Rocket. The site is mobile-optimized and provides a good user experience with clear navigation and relevant content. However, no advanced analytics or tracking tools were detected, indicating a privacy-conscious approach or limited marketing automation. From a security perspective, the site uses HTTPS and does not expose sensitive data in the HTML. However, it lacks explicit security headers and published security policies or incident response contacts. There is no cookie consent mechanism detected, which may pose compliance risks under EU regulations. The overall security posture is moderate but could be improved with additional best practices. Overall, the website is professional, trustworthy, and well-aligned with its business objectives. The domain registration details are consistent with the business claims, supporting legitimacy. Strategic improvements in security policies, cookie compliance, and security headers would enhance the site's trust and compliance standing.

Detected Technologies

WordPress 6.7.2Google Fonts (Quicksand)Font Awesome iconsTiny Slider (tns slider)PHP (implied by WordPress)CSS3HTML5

13 urgent findings need attention

4 critical · 9 high

  • + 5 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

75/100

GDPR Compliance

6 findings

3/100

NIS2 Compliance

9 findings

0/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

P&P Assurantie Adviesburo operates in the Dutch financial advisory sector, focusing on mortgages and insurance products for individuals and small business owners. Their competitive advantage lies in independent, personalized advice without product sales obligations, appealing to clients seeking unbiased financial guidance. The business model centers on advisory services rather than product sales, likely generating revenue through consultation fees or commissions. The target market includes private individuals, freelancers, and startups, indicating a niche but stable customer base. The company maintains a modest digital footprint with social media presence on Twitter and LinkedIn and a professionally designed website. Partnerships appear limited to their web development provider. Growth indicators are not explicit, but the comprehensive service offering and clear contact channels suggest a client-focused approach.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a moderate security maturity level. HTTPS is implemented, ensuring encrypted communications. No sensitive data is exposed in the HTML source. However, the absence of security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security reduces defense-in-depth. No published security or incident response policies limit transparency and preparedness for security incidents. The lack of a cookie consent mechanism may result in non-compliance with GDPR cookie regulations. No vulnerability disclosure or security.txt files were found, which could hinder responsible vulnerability reporting. Overall, while no critical vulnerabilities are evident, the security posture would benefit from enhanced headers, documented policies, and compliance mechanisms to reduce risk and improve trust.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, X-Content-Type-Options, and Strict-Transport-Security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

P&P Assurantie Adviesburo

Description:

P&P Assurantie Adviesburo provides personal advice to individuals and self-employed persons (ZZP-ers) on mortgages, risk life insurance, disability insurance, and unemployment insurance. They emphasize independent advice without product obligations to banks or insurers.

Key Services:
HypothekenOverlijdensrisicoverzekeringArbeidsongeschiktheidWerkloosheid
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPress 6.7.2Google Fonts (Quicksand)Font Awesome iconsTiny Slider (tns slider)PHP (implied by WordPress)CSS3HTML5
Frameworks:
WordPress
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
70/100
Best Practices:
  • No exposed sensitive data in HTML
  • Use of HTTPS (implied by canonical URL https://penp.nl/)

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:basic

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

3/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.mailjet.com include:_spf.relay.mailprotect.be ip4:82.217.134.175 include:bp3.letsbuildit.nl include:spf.protection.outlook.com -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
DMARC Details
Policy:none
Subdomain Policy:none
Aggregate Reports:watchdog2@watchdog.kevlarr.io

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
26 years(mature)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:88.214.28.226
AAAA Records:2a09:8b00:101:26::10
Name Servers:
ns1.combell.euDNS only
ns3.combell.netDNS only
ns4.combell.netDNS only
MX Records:
0: penp-nl.mail.protection.outlook.com

DNSSEC Status

DNSSEC Not Enabled

SPF Analysis

SPF Record:
v=spf1 include:spf.mailjet.com include:_spf.relay.mailprotect.be ip4:82.217.134.175 include:bp3.letsbuildit.nl include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does penp.nl compare?

penp.nl scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern WordPress CMS platform version 6.7.2, leveraging Google Fonts and Font Awesome for typography and icons. Performance optimizations are implemented using WP Rocket, including lazy loading of images and scripts. The site uses a responsive design with mobile optimization and accessibility considerations, though accessibility is basic. SEO is supported with proper meta tags and structured navigation. No advanced analytics or tracking scripts were detected, indicating minimal data collection. The technical stack is stable and well-maintained but could benefit from enhanced security configurations and more robust accessibility features to improve overall quality and compliance.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainpenp.nl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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