Is pgb.nl Safe? Security Analysis for Per Saldo
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Per Saldo is a well-established Dutch non-profit association dedicated to supporting individuals with a persoonsgebonden budget (pgb). Founded in 1995, it offers a range of services including personal advice, legal support, educational courses, and advocacy. The website reflects a mature organization with a clear mission to assist and represent pgb users and related stakeholders. The association maintains a strong market position in the Netherlands with a medium-sized membership base and a consistent brand presence. Technically, the website is built on WordPress with modern plugins such as WooCommerce and Gravity Forms, integrated with Google Tag Manager and Cookiebot for analytics and consent management. The site demonstrates good performance, mobile optimization, and accessibility, supported by SEO best practices via Yoast SEO. The technical infrastructure is solid, though hosting details are not explicitly identified. From a security perspective, the site enforces HTTPS and employs consent mechanisms for cookies, indicating compliance with GDPR. While explicit security headers are not fully detailed, no vulnerabilities or exposed sensitive data were detected. The absence of a public security or incident response policy suggests room for improvement in transparency and preparedness. Overall, the website is professional, trustworthy, and compliant with privacy regulations, serving its target audience effectively. The risk profile is low, with no signs of malicious activity or content safety concerns. Strategic recommendations include enhancing security header implementation, publishing a vulnerability disclosure policy, and maintaining up-to-date software to sustain security posture.
Detected Technologies
7 urgent findings need attention
1 critical · 6 high
Keep pgb.nl under constant watch
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
3 findings
80/100
GDPR Compliance
3 findings
48/100
NIS2 Compliance
8 findings
17/100
Email Security
5 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Per Saldo operates as a non-profit membership association focused on the Dutch healthcare sector, specifically supporting users of the persoonsgebonden budget. Its business model revolves around providing education, legal assistance, advocacy, and information dissemination. The organization leverages digital channels effectively, including a content-rich website and active social media profiles, to engage its audience. The 30-year history and consistent branding reinforce its credibility. Revenue streams likely include membership fees and possibly grants or donations. The association's partnerships and external links suggest a focused ecosystem without broad commercial affiliations. Growth indicators include ongoing content updates, educational offerings, and active lobbying efforts. The website's integration with e-commerce components (WooCommerce) hints at possible sales of publications or services. The strategic focus on digital accessibility and GDPR compliance aligns with sector expectations and regulatory requirements.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a mature security posture with HTTPS enforced and cookie consent mechanisms in place, reflecting GDPR compliance. No critical vulnerabilities or exposed sensitive data were found in the HTML content. The use of reputable third-party services like Cookiebot and MonsterInsights indicates a controlled approach to user data and tracking. However, explicit security headers such as X-Frame-Options and X-Content-Type-Options were not confirmed, representing an area for enhancement. The absence of a public security policy or incident response plan limits transparency and preparedness visibility. Overall, the security maturity is good but could benefit from formalized policies and enhanced header configurations to mitigate risks further.
Strategic Recommendations
Priority Actions for Security Improvement
Implement and explicitly configure security headers including X-Frame-Options and X-Content-Type-Options to strengthen browser security.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Per Saldo
Wij zijn de vereniging van mensen met een pgb. Wij helpen je met het beheren van je pgb en komen op voor je belangen.
good
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Use of consent management for cookies
- No exposed sensitive data in HTML
- Secure forms with consent checkboxes
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is a well-established Dutch non-profit association focused on persoonsgebonden budget (pgb)
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=15552000"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Complex SPF record
LOWToo many include statements can cause lookup limits
DMARC Partial Enforcement
LOWDMARC only applies to 5% of messages
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 83 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does pgb.nl compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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PDF Report & Export
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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