Is proficredit.mk Safe? Security Analysis for ПРОФИ КРЕДИТ НМК
https://proficredit.mkCheck if proficredit.mk is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Proficredit.mk is a North Macedonia-based financial services company specializing in fast consumer loans ranging from 3,000 to 120,000 Macedonian denars. The company offers flexible loan terms, minimal documentation requirements, and online application and signing options. The website positions Proficredit as a trustworthy and customer-focused lender with multiple physical offices and a strong local presence. The business targets individuals seeking quick credit solutions with a straightforward application process and rapid approval. The site includes customer testimonials and regulatory registrations, enhancing credibility. Technically, the website is built on WordPress 6.0.11 using Bootstrap and jQuery frameworks, with SEO optimization via Yoast and GDPR compliance through a dedicated cookie consent plugin. Hosting is provided by MKHOST-REG, a local Macedonian hosting provider. The site demonstrates moderate performance and good mobile optimization, though accessibility features are basic. Analytics and marketing tools include Google Analytics, Google Tag Manager, and Facebook Ads retargeting. From a security perspective, the site enforces HTTPS and implements GDPR cookie consent mechanisms. However, explicit HTTP security headers are not detected, and no dedicated security or incident response policies are published. The site does not expose sensitive data and uses secure forms for data collection. The domain registration data aligns well with the business claims, indicating legitimacy and consistency. Overall, proficredit.mk presents a professional and trustworthy online presence for a mid-sized financial services provider in North Macedonia. The site is content-rich, user-friendly, and compliant with privacy regulations, though security posture could be enhanced by adding security headers and incident response information.
Detected Technologies
12 urgent findings need attention
12 high
- + 4 more findings in the full report below
Keep proficredit.mk under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
20/100
GDPR Compliance
2 findings
65/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
70/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Proficredit.mk operates in the consumer finance sector, offering fast installment loans with flexible terms and minimal documentation. The company leverages both online and physical office channels to reach customers, targeting individuals aged 18 to 75 with verifiable income or pension. Their competitive advantages include rapid loan approval, online signing, and a loyalty program extending repayment terms. The business model is direct lending with a focus on speed and convenience. Revenue streams are primarily from interest and fees on loans. The company maintains regulatory compliance and data protection officer designation, signaling operational maturity. Partnerships with government registries and transparent policies support trust. Growth indicators include active social media presence and customer testimonials. The company’s ecosystem includes local hosting and standard marketing tools, with no evident affiliations to larger financial groups.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a moderate security maturity level with HTTPS enforced and GDPR cookie compliance implemented. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of explicit security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options indicates room for improvement. The site uses secure forms with validation but lacks published incident response or security policies. Data protection officer information is provided, supporting compliance efforts. The use of standard WordPress plugins necessitates regular updates to mitigate plugin-related vulnerabilities. Overall, the security posture is adequate for the business type but would benefit from enhanced header policies and incident response transparency.
Strategic Recommendations
Priority Actions for Security Improvement
Implement HTTP security headers including CSP, HSTS, and X-Frame-Options to strengthen browser security.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
ПРОФИ КРЕДИТ НМК
ПРОФИ КРЕДИТ НМК Скопје - брзи кредити на рати. Минимална документација и брзо аплицирање. Брзо одобрување!
good
consistent
Technical Stack
moderate
good
basic
good
Security Assessment
- HTTPS enforced
- GDPR cookie consent implemented
- No exposed sensitive data in HTML
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with no blocking or WAF challenges.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing X-Frame-Options header
HIGHPrevents clickjacking attacks
Missing X-Content-Type-Options header
MEDIUMPrevents MIME type sniffing
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
Third-party services without privacy policy
HIGHDetected services: Google Analytics, Facebook, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
HIGHDetected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
MEDIUMDKIM adds cryptographic signatures to emails
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
Partial SSL/TLS Assessment
LOWCompleted 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
No DMARC Record
MEDIUMDMARC policy not configured
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
HIGHPort 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
How does proficredit.mk compare?
See how proficredit.mk stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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