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Is proficredit.sk a Scam? Security Check Results - PROFI CREDIT Slovakia, s.r.o.

proficredit.sk Security Report Summary

proficredit.sk received a security score of 43 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers PROFI CREDIT Slovakia, s.r.o.'s website security posture. PROFI CREDIT Slovakia, s.r.o. operates in the Finance industry in Slovakia.

PROFI CREDIT Slovakia, s.r.o. operates a professional and well-structured website offering consumer loan services primarily targeting employees and citizens in Slovakia. The company is positioned as a significant provider of credit services with a clear business model focused on online and offline loan applications. The website demonstrates a mature digital infrastructure leveraging WordPress CMS, modern JavaScript libraries, and integrated analytics and marketing tools. Security posture is generally good with HTTPS and reCAPTCHA protections, although minor PHP warnings and lack of explicit security headers suggest room for improvement. Privacy compliance is well addressed with clear policies and cookie consent mechanisms. Overall, the website reflects a trustworthy financial service provider with transparent business information and customer testimonials.

The security scan identified 36 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Google Tag Manager, Google Analytics, Google reCAPTCHA, Hotjar, WordPress, Contact Form 7, Bloom plugin.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is proficredit.sk Safe? Security Analysis for PROFI CREDIT Slovakia, s.r.o.

https://proficredit.sk

Check if proficredit.sk is a scam or legitimate. Free security scan and reviews.

FinanceSlovakiamedium
jQueryGoogle Tag ManagerGoogle AnalyticsGoogle reCAPTCHAHotjar+3 more
Analyzed 10/31/2025Completed 3:50:02 PM5mo ago
43
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainproficredit.sk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

PROFI CREDIT Slovakia, s.r.o. operates a professional and well-structured website offering consumer loan services primarily targeting employees and citizens in Slovakia. The company is positioned as a significant provider of credit services with a clear business model focused on online and offline loan applications. The website demonstrates a mature digital infrastructure leveraging WordPress CMS, modern JavaScript libraries, and integrated analytics and marketing tools. Security posture is generally good with HTTPS and reCAPTCHA protections, although minor PHP warnings and lack of explicit security headers suggest room for improvement. Privacy compliance is well addressed with clear policies and cookie consent mechanisms. Overall, the website reflects a trustworthy financial service provider with transparent business information and customer testimonials.

Detected Technologies

jQueryGoogle Tag ManagerGoogle AnalyticsGoogle reCAPTCHAHotjarWordPressContact Form 7Bloom plugin

15 urgent findings need attention

1 critical · 14 high

  • + 7 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company targets Slovakian consumers needing quick and flexible loans, offering amounts from 500 to 5,000 euros with repayment terms from 6 to 36 months. The business benefits from a multi-country presence through related PROFI CREDIT entities in Central and Eastern Europe and Asia. The online application process is streamlined, supporting rapid loan approval and disbursement, which is a competitive advantage. The presence of official documents and regulatory supervision by the National Bank of Slovakia enhances credibility. The company leverages digital marketing and tracking tools effectively to optimize customer acquisition and retention.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

PROFI CREDIT Slovakia, s.r.o.

VAT Number:

SK2021509270

Registration Number:

35792752

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS and integrates Google reCAPTCHA to protect forms from automated abuse. However, visible PHP warnings in the modal form indicate potential information leakage risks. The absence of explicit security headers such as Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No published security policy or incident response contacts were found, which could impact customer trust and regulatory compliance. The cookie consent banner and privacy policy indicate GDPR awareness. Overall, the security posture is solid but could be enhanced by addressing code warnings, adding security headers, and publishing incident response information.

Strategic Recommendations

Priority Actions for Security Improvement

1

Fix PHP warnings and sanitize all user input to prevent information leakage.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PROFI CREDIT Slovakia, s.r.o.

Description:

Profi Credit je významný poskytovateľ úverových finančných služieb. Pôsobí v oblasti poskytovania pôžičiek a spotrebných úverov, určených pre zamestnancov.

Key Services:
spotrebné úverypôžičky do 5000 €online žiadosť o pôžičkupoistenie schopnosti splácať úver
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryGoogle Tag ManagerGoogle AnalyticsGoogle reCAPTCHAHotjarWordPressContact Form 7Bloom plugin
Frameworks:
WordPress
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Google reCAPTCHA integration on forms
  • Use of security plugins (Contact Form 7 with reCAPTCHA)
  • Cookie consent banner

Analytics & Tracking

Services:
Google AnalyticsHotjar
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Hotjar
Marketing Tools:
Bloom plugin for email opt-ins
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a mx ip4:81.91.84.56/32 ip4:195.168.0.128/27 include:spf.messagelabs.com include:spf.protection.outlook.com ~all
DNS Lookups:4/10
Policy:~all
DMARC Details
Policy:quarantine
Aggregate Reports:dmarc@proficredit.sk
Forensic Reports:dmarc@proficredit.sk

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

57/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Soon

HIGH

SSL certificate expires in 21 days

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
18 years(mature)
Expiry Risk
low(expired)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:37.9.175.181, 37.9.175.179, 37.9.175.180
AAAA Records:2a00:4b40:aaaa:2007::5, 2a00:4b40:aaaa:2007::6, 2a00:4b40:aaaa:2007::7
Name Servers:
ns1.websupport.sk
ns2.websupport.sk
ns3.websupport.sk
MX Records:
10: cluster1.eu.messagelabs.com
20: cluster1a.eu.messagelabs.com
SOA:Serial: 1746010169, TTL: 2560s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:65ms

SPF Analysis

SPF Record:
v=spf1 a mx ip4:81.91.84.56/32 ip4:195.168.0.128/27 include:spf.messagelabs.com include:spf.protection.outlook.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

How does proficredit.sk compare?

proficredit.sk scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with a modern front-end stack including jQuery and various plugins for forms, analytics, and marketing. Performance is moderate with caching and CSS optimization evident. Mobile optimization and accessibility features such as font scaling are implemented, supporting a good user experience. SEO is supported by proper meta tags, Open Graph, and JSON-LD structured data. The site uses multiple external services including Google Analytics, Hotjar, and Google Tag Manager for tracking and marketing. Minor technical debt is indicated by PHP warnings and missing security headers, which should be addressed to improve robustness and security.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainproficredit.sk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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