Is prosper.com Safe? Security Analysis for Prosper Marketplace
https://prosper.comCheck if prosper.com is a scam or legitimate. Free security scan and reviews.
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Prosper Marketplace is a well-established online financial services company specializing in peer-to-peer lending, personal loans, credit cards, home equity products, and investment opportunities. Founded in 2005, Prosper has facilitated over $28 billion in loans and serves a large customer base in the United States. The website demonstrates a high level of professionalism, comprehensive content, and strong branding consistency, targeting consumers seeking accessible financial solutions. Technically, the site is built on WordPress with Elementor and integrates multiple modern analytics and marketing tools, hosted behind Cloudflare. However, the SSL certificate is currently invalid or missing, which significantly impacts the security posture. Security headers are well implemented, but the lack of valid HTTPS and modern TLS protocols is a critical weakness. Privacy and cookie policies are present and indicate GDPR compliance, with consent mechanisms in place. Overall, Prosper presents a credible and trustworthy business with room for improvement in SSL configuration and security hardening.
Detected Technologies
6 urgent findings need attention
6 high
Keep prosper.com under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
3 findings
80/100
GDPR Compliance
5 findings
43/100
NIS2 Compliance
7 findings
25/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Prosper holds a strong market position as a pioneer in peer-to-peer lending and online personal finance solutions. Its business model revolves around connecting borrowers with investors and offering a suite of financial products including personal loans, credit cards, home equity lines, and investment IRAs. The company targets a broad consumer segment from individuals seeking credit to investors looking for portfolio diversification. Prosper's partnerships with WebBank, Coastal Community Bank, and Spring EQ enhance its lending capabilities. The presence of multiple awards and an A+ BBB rating reinforce its credibility. The website content and navigation are designed to facilitate user engagement and conversion, supported by extensive marketing and analytics infrastructure.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Company Registration
Prosper Marketplace, Inc.
NMLS#111473
Security Posture Analysis
Comprehensive Security Assessment
The website employs several security best practices including a comprehensive Content Security Policy, strict transport security headers, and secure cookie attributes. However, the SSL certificate is invalid or missing, and no TLS protocols are enabled, which is a critical security flaw that undermines user trust and data protection. OCSP stapling and session resumption are not enabled, reducing performance and security. No direct evidence of incident response or vulnerability disclosure policies was found. The site uses Cloudflare for DNS and hosting, which provides some protection. Overall, the security posture is moderate but requires urgent remediation of SSL/TLS issues to meet industry standards.
Strategic Recommendations
Priority Actions for Security Improvement
Immediately renew or correctly install a valid SSL certificate to enable HTTPS and TLS 1.2/1.3 protocols.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak X-XSS-Protection configuration
LOWCurrent value: "0"
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Insufficient contact information
MEDIUMGDPR requires organizations to provide clear contact details
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
MEDIUMSome email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL/TLS Check Incomplete
MEDIUMSome SSL/TLS checks timed out
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
DNS Records
DNSSEC Status
DNS Performance
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does prosper.com compare?
See how prosper.com stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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PDF Report & Export
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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