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Is pzu.pl a Scam? Security Check Results - PZU

pzu.pl Security Report Summary

pzu.pl received a security score of 65 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers PZU's website security posture. PZU operates in the Finance industry in Poland.

PZU is a leading Polish insurance and financial services company offering a broad portfolio of products including life, health, property, vehicle, travel insurance, and investment and retirement solutions. The website reflects a mature digital presence with multiple client portals, online calculators, and integrated services targeting both individual and corporate clients. The company maintains a professional and consistent brand image with comprehensive content and clear navigation. Technically, the website employs modern JavaScript libraries such as Swiper.js for UI components, Google Tag Manager for analytics, and ConsentManager for cookie compliance. The site is built on a CMS platform inferred as OneWeb CMS, with asynchronous script loading and mobile optimization. Performance is moderate with good SEO and basic accessibility features. Security posture is strong with HTTPS enforced, presence of security headers, and no visible sensitive data exposure. The site integrates a chatbot with event tracking and manages user consent effectively. However, there is no explicit security policy or incident response contact information published, and no security.txt file detected. The WHOIS data for the domain is unavailable, which limits domain registration trust analysis. Despite this, the website's professional quality, extensive service offerings, and consistent branding strongly indicate legitimacy. Overall, the site scores well on content quality, technical implementation, security, privacy compliance, and business credibility.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, jQuery, Swiper.js, Google Tag Manager, ConsentManager, Chatbotize.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is pzu.pl Safe? Security Analysis for PZU

https://pzu.pl

Check if pzu.pl is a scam or legitimate. Free security scan and reviews.

FinancePolandenterprise
JavaScriptjQuerySwiper.jsGoogle Tag ManagerConsentManager+1 more
Analyzed 10/16/2025Completed 11:59:53 PM6mo ago
65
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainpzu.pl
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

PZU is a leading Polish insurance and financial services company offering a broad portfolio of products including life, health, property, vehicle, travel insurance, and investment and retirement solutions. The website reflects a mature digital presence with multiple client portals, online calculators, and integrated services targeting both individual and corporate clients. The company maintains a professional and consistent brand image with comprehensive content and clear navigation. Technically, the website employs modern JavaScript libraries such as Swiper.js for UI components, Google Tag Manager for analytics, and ConsentManager for cookie compliance. The site is built on a CMS platform inferred as OneWeb CMS, with asynchronous script loading and mobile optimization. Performance is moderate with good SEO and basic accessibility features. Security posture is strong with HTTPS enforced, presence of security headers, and no visible sensitive data exposure. The site integrates a chatbot with event tracking and manages user consent effectively. However, there is no explicit security policy or incident response contact information published, and no security.txt file detected. The WHOIS data for the domain is unavailable, which limits domain registration trust analysis. Despite this, the website's professional quality, extensive service offerings, and consistent branding strongly indicate legitimacy. Overall, the site scores well on content quality, technical implementation, security, privacy compliance, and business credibility.

Detected Technologies

JavaScriptjQuerySwiper.jsGoogle Tag ManagerConsentManagerChatbotize

10 urgent findings need attention

1 critical · 9 high

  • + 2 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

PZU holds a dominant position in the Polish insurance market, serving both individuals and businesses with a wide range of insurance and financial products. Its business model leverages direct online sales, agent networks, and corporate partnerships, including banking collaborations. The company targets a broad customer base including private clients, SMEs, and large enterprises. The presence of multiple subsidiaries and branded services such as PZU Zdrowie and PZU Sport indicates diversification and vertical integration. The website's content and structure support customer engagement and cross-selling opportunities, reflecting a mature digital marketing strategy.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, use of security headers, and consent management for cookies. The integration of a chatbot with detailed event tracking shows attention to user interaction monitoring. No exposed credentials or vulnerable libraries were detected in the analyzed content. However, the absence of a published security policy, incident response contacts, or vulnerability disclosure mechanisms represents a compliance gap. The site would benefit from publishing explicit security documentation and enhancing accessibility compliance to meet broader regulatory standards.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page including incident response procedures and contact channels.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

PZU

Description:

PZU is a major Polish insurance company offering a wide range of insurance products including life, health, property, vehicle, travel, and investment products targeted at individuals and businesses.

Key Services:
Life insuranceHealth insuranceVehicle insurance (OC, AC)Property insuranceTravel insuranceInvestment fundsRetirement productsEmployee benefits and corporate insurance
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptjQuerySwiper.jsGoogle Tag ManagerConsentManagerChatbotize
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Consent management for cookies
  • No exposed sensitive data in HTML
  • Use of async loading for scripts
  • Chatbot with event tracking

Analytics & Tracking

Services:
Google Analytics 4Google Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Marketing Tools:
ConsentManagerChatbotize
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=604800;"

Weak X-Frame-Options configuration

LOW

Current value: "allow-from https://app.cux.io/"

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf4.pzu.pl include:spf3.pzu.pl -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:quarantine
Aggregate Reports:admin@pzu.pl

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Registration Details

Domain Age
28 years(mature)
Expiry Risk
medium(expired)

DNS Records

A Records:193.109.245.227
Name Servers:
dns1.pzu.plDNS only
dns2.pzu.plDNS only
MX Records:
10: mx5.pzu.pl
10: mx1.pzu.pl
10: mx7.pzu.pl
10: mx8.pzu.pl
10: mx3.pzu.pl
10: mx6.pzu.pl
10: mx4.pzu.pl
10: mx2.pzu.pl
SOA:Serial: 2011056198, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:35ms

SPF Analysis

SPF Record:
v=spf1 include:spf4.pzu.pl include:spf3.pzu.pl -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does pzu.pl compare?

See how pzu.pl stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack including JavaScript frameworks and libraries such as jQuery and Swiper.js for interactive UI elements. Google Tag Manager and ConsentManager are used for analytics and cookie compliance respectively. The CMS appears to be OneWeb CMS based on script paths and data attributes. The site is mobile responsive with good SEO practices including meta tags and Open Graph data. Performance is moderate, with asynchronous loading of scripts to improve page load times. There is room for improvement in accessibility and hosting provider transparency.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainpzu.pl
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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