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Is qred.se a Scam? Security Check Results - Qred Bank AB

qred.se Security Report Summary

qred.se received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Qred Bank AB's website security posture. Qred Bank AB operates in the Finance industry in Sweden.

Qred Bank AB is a specialized financial institution founded in 2015, focusing on providing financing solutions tailored for small and medium-sized enterprises across several European countries including Sweden, Finland, Denmark, Norway, Netherlands, Belgium, and Germany. Their core offerings include business loans, corporate credit cards with cashback benefits, and high-interest savings accounts. The company positions itself as a niche bank dedicated to supporting small business growth with fast and accessible financial products. The website reflects a mature digital presence with multi-language support and strong branding consistency. Technically, the website is built on the Webflow platform, integrated with HubSpot for marketing and customer engagement, and uses Google Tag Manager and Intellimize for analytics and optimization. The site is well-optimized for performance, mobile responsiveness, and SEO, with modern security headers and HTTPS enforced. Privacy compliance is robust, featuring cookie consent mechanisms and GDPR-aligned policies. From a security perspective, the site demonstrates good practices including secure transport, content security policies, and no visible vulnerabilities or exposed sensitive data. However, it lacks publicly available security policies or incident response contacts, which could be improved to enhance trust and transparency. The absence of WHOIS data for the exact subdomain www.qred.se suggests it may be a subdomain or alias, but the main domain qred.se is presumably registered and used. Overall, Qred Bank's website presents a professional, trustworthy, and user-friendly platform for SME financing. Strategic recommendations include publishing detailed security and incident response policies, implementing a vulnerability disclosure program, and continuing to monitor third-party scripts for security risks to maintain a strong security posture.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Webflow CMS, HubSpot, Google Tag Manager, Intellimize, Trustpilot widget, JavaScript, CSS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is qred.se Safe? Security Analysis for Qred Bank AB

https://qred.se

Check if qred.se is a scam or legitimate. Free security scan and reviews.

FinanceSwedenmedium
Webflow CMSHubSpotGoogle Tag ManagerIntellimizeTrustpilot widget+2 more
Analyzed 10/31/2025Completed 3:02:14 PM4mo ago
64
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainqred.se
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Qred Bank AB is a specialized financial institution founded in 2015, focusing on providing financing solutions tailored for small and medium-sized enterprises across several European countries including Sweden, Finland, Denmark, Norway, Netherlands, Belgium, and Germany. Their core offerings include business loans, corporate credit cards with cashback benefits, and high-interest savings accounts. The company positions itself as a niche bank dedicated to supporting small business growth with fast and accessible financial products. The website reflects a mature digital presence with multi-language support and strong branding consistency. Technically, the website is built on the Webflow platform, integrated with HubSpot for marketing and customer engagement, and uses Google Tag Manager and Intellimize for analytics and optimization. The site is well-optimized for performance, mobile responsiveness, and SEO, with modern security headers and HTTPS enforced. Privacy compliance is robust, featuring cookie consent mechanisms and GDPR-aligned policies. From a security perspective, the site demonstrates good practices including secure transport, content security policies, and no visible vulnerabilities or exposed sensitive data. However, it lacks publicly available security policies or incident response contacts, which could be improved to enhance trust and transparency. The absence of WHOIS data for the exact subdomain www.qred.se suggests it may be a subdomain or alias, but the main domain qred.se is presumably registered and used. Overall, Qred Bank's website presents a professional, trustworthy, and user-friendly platform for SME financing. Strategic recommendations include publishing detailed security and incident response policies, implementing a vulnerability disclosure program, and continuing to monitor third-party scripts for security risks to maintain a strong security posture.

Detected Technologies

Webflow CMSHubSpotGoogle Tag ManagerIntellimizeTrustpilot widgetJavaScriptCSS

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

60/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Qred Bank operates in the competitive SME financing market, leveraging a digital-first approach to deliver loans, credit cards, and savings products. Their competitive advantage lies in specialization for small businesses, fast loan disbursement (within 24 hours), and value-added services like smart receipt management and global purchase protection on cards. The company has built a strong brand with over 50,000 businesses served and maintains a high customer satisfaction rating on Trustpilot. Their multi-country presence and localized language support indicate a scalable business model. Partnerships and career opportunities are highlighted, suggesting growth and ecosystem development. The use of advanced marketing and analytics tools supports data-driven customer acquisition and retention strategies.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a mature security posture with HTTPS enforced and multiple security headers such as Content-Security-Policy, X-Frame-Options, and Referrer-Policy. Cookie consent and privacy mechanisms are implemented in compliance with GDPR. No critical vulnerabilities or exposed sensitive information were detected in the HTML content. However, the absence of a public security policy or incident response contact reduces transparency. There is no evidence of a vulnerability disclosure program or security.txt file. The integration of multiple third-party scripts necessitates ongoing security audits to mitigate supply chain risks. Overall, the security posture is strong but could be enhanced by adding explicit security governance documentation and incident response details.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Qred Bank AB

Description:

Qred Bank hjälper småföretag med finansiering: företagslån upp till 5 000 000 kr, företagskort utan årsavgift och sparkonto. Snabb ansökan online.

Key Services:
Företagslån (business loans)Företagskort (business credit cards)Sparkonto (savings accounts)
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
Webflow CMSHubSpotGoogle Tag ManagerIntellimizeTrustpilot widgetJavaScriptCSS
Frameworks:
Webflow
Platforms:
HubSpot
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Content Security Policy present
  • Referrer policy set to no-referrer-when-downgrade
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google AnalyticsHubSpot AnalyticsIntellimize
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
HubSpotIntellimizeTrustpilot
Marketing Tools:
HubSpotIntellimize
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.google.com include:amazonses.com include:3462817.spf07.hubspotemail.net -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:dmarc-reports@qred.com
Forensic Reports:dmarc-reports@qred.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

57/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 52 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
10 years(mature)
Expiry Risk
low(expired)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:198.202.211.1
Name Servers:
ns-1089.awsdns-08.org
ns-1574.awsdns-04.co.uk
ns-203.awsdns-25.com
ns-837.awsdns-40.net
MX Records:
1: aspmx.l.google.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
10: alt4.aspmx.l.google.com
10: alt3.aspmx.l.google.com
SOA:Serial: 1, TTL: 86400s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:50ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.google.com include:amazonses.com include:3462817.spf07.hubspotemail.net -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does qred.se compare?

See how qred.se stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Webflow CMS, leveraging HubSpot for marketing automation and customer engagement, and Google Tag Manager for analytics management. Intellimize is used for personalization and optimization. The site uses modern web standards with valid HTML and CSS, optimized for fast loading and mobile responsiveness. Structured data (JSON-LD) is implemented for SEO and rich results. Hosting is via Webflow's CDN, ensuring good performance and availability. The technical stack is modern and well-integrated, supporting a professional digital presence. Opportunities exist to further improve accessibility and to document security and compliance frameworks publicly.
Professional PDF & Marketing Data

Download the qred.se report as PDF

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainqred.se
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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