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Is raha.ee a Scam? Security Check Results - Raha.ee

raha.ee Security Report Summary

raha.ee received a security score of 57 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Raha.ee's website security posture. Raha.ee operates in the Finance industry in Estonia.

Raha.ee is an Estonian financial advice platform established in 2016, offering practical guidance on earning, saving, and investing money. The website serves primarily individuals seeking to improve their personal finances through educational content and loan comparison tools. It holds a leading position in the Estonian market for financial advice websites, leveraging affiliate partnerships with multiple loan providers to monetize its services. Technically, the site is built on WordPress with modern web technologies, including JavaScript libraries and translation services, ensuring good mobile optimization and user experience. Security posture is solid with HTTPS and safe external linking practices, though explicit security headers and policies are absent. Privacy compliance is limited due to missing privacy and cookie policies. Overall, the site is professional and trustworthy but would benefit from enhanced privacy and security disclosures.

The security scan identified 31 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, PHP, JavaScript, FontAwesome, Google Tag Manager, Weglot (translation), Loan Comparison Plugin.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is raha.ee Safe? Security Analysis for Raha.ee

https://raha.ee

Check if raha.ee is a scam or legitimate. Free security scan and reviews.

FinanceEstoniasmall
WordPressPHPJavaScriptFontAwesomeGoogle Tag Manager+2 more
Analyzed 6/26/2025Completed 10:54:42 PM9mo ago
57
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainraha.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Raha.ee is an Estonian financial advice platform established in 2016, offering practical guidance on earning, saving, and investing money. The website serves primarily individuals seeking to improve their personal finances through educational content and loan comparison tools. It holds a leading position in the Estonian market for financial advice websites, leveraging affiliate partnerships with multiple loan providers to monetize its services. Technically, the site is built on WordPress with modern web technologies, including JavaScript libraries and translation services, ensuring good mobile optimization and user experience. Security posture is solid with HTTPS and safe external linking practices, though explicit security headers and policies are absent. Privacy compliance is limited due to missing privacy and cookie policies. Overall, the site is professional and trustworthy but would benefit from enhanced privacy and security disclosures.

Detected Technologies

WordPressPHPJavaScriptFontAwesomeGoogle Tag ManagerWeglot (translation)Loan Comparison Plugin

13 urgent findings need attention

1 critical · 12 high

  • + 5 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

5 findings

10/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The platform targets Estonian consumers interested in personal finance, offering comprehensive content on money management and loan options. Its business model combines content marketing with affiliate referrals to loan providers, creating multiple revenue streams. The site demonstrates consistent branding and content quality, with a clear navigation structure and multilingual support via Weglot. Partnerships with reputable loan providers strengthen its market position. Growth potential exists through expanding content and improving compliance with privacy regulations. The absence of direct contact emails or phone numbers suggests a focus on digital engagement rather than direct customer service.

Security Posture Analysis

Comprehensive Security Assessment

Raha.ee maintains a good security baseline with enforced HTTPS and safe handling of external links. However, the lack of explicit security headers such as Content-Security-Policy and X-Frame-Options reduces defense-in-depth. No vulnerability disclosure or incident response information is published, which could hinder rapid response to security issues. No sensitive data exposure or vulnerable libraries were detected in the HTML content. The site should implement additional security headers and publish security policies to improve transparency and resilience. Privacy compliance is weak, with no visible cookie consent mechanism or privacy policy, posing potential GDPR compliance risks.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a comprehensive privacy policy and cookie consent mechanism to improve GDPR compliance.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Raha.ee

Description:

Raha.ee pakub praktilisi nõuandeid ja juhendeid, kuidas raha teenida, säästa ja investeerida. Saa finantsstabiilsus ja avasta nutikad rahalahendused juba täna!

Key Services:
Financial advice articlesLoan comparison and referralGuides on earning, saving, and investing money
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressPHPJavaScriptFontAwesomeGoogle Tag ManagerWeglot (translation)Loan Comparison Plugin
Platforms:
WordPress
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • External links open in new windows with noopener
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Tag Manager
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Weglot translation service
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

10/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:default(1416-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 49 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:raha.ee
Issuer:WE1
Valid Until:8/15/2025 (49 days)
SANs:raha.ee, *.raha.ee

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:104.21.96.1, 104.21.16.1, 104.21.80.1, 104.21.48.1, 104.21.112.1, 104.21.64.1, 104.21.32.1
AAAA Records:2606:4700:3030::6815:2001, 2606:4700:3030::6815:1001, 2606:4700:3030::6815:3001, 2606:4700:3030::6815:5001, 2606:4700:3030::6815:6001, 2606:4700:3030::6815:4001, 2606:4700:3030::6815:7001
Name Servers:
joel.ns.cloudflare.comDNS only
zita.ns.cloudflare.comDNS only
MX Records:
0: raha-ee.mail.protection.outlook.com
SOA:Serial: 2373002010, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:94ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does raha.ee compare?

See how raha.ee stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS with PHP backend and uses JavaScript libraries such as FontAwesome and Google Tag Manager. It integrates Weglot for multilingual support and a loan comparison plugin for financial product listings. The site is hosted with eHost OÜ and uses Cloudflare DNS services. Performance is moderate with caching and minified CSS/JS assets. The site is mobile optimized and accessible with semantic HTML and ARIA labels. SEO is supported by proper meta tags, Open Graph, and JSON-LD structured data. Technical risks include missing security headers and potential privacy compliance gaps. Modernization opportunities include enhancing security policies and improving privacy transparency.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainraha.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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