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Is raiffeisen.sk a Scam? Security Check Results - Raiffeisen banka

raiffeisen.sk Security Report Summary

raiffeisen.sk received a security score of 50 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Raiffeisen banka's website security posture. Raiffeisen banka operates in the Finance industry in Slovakia.

Raiffeisen banka is a well-established Slovak financial institution with over 130 years of tradition, operating as a branch of Tatra banka. The website presents a professional and customer-centric banking service offering personal accounts, loans, savings, and pension products. The digital infrastructure leverages modern web technologies including jQuery, Bootstrap, and Google Tag Manager, ensuring a responsive and user-friendly experience. Security posture is strong with HTTPS enforcement, CSRF protection, and privacy compliance, although explicit security policies and incident response contacts are not publicly disclosed. Overall, the site reflects a mature digital presence aligned with industry standards and regulatory requirements.

The security scan identified 43 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, Bootstrap, jQuery UI, Moment.js, Slick Carousel, Google Tag Manager, Exponea SDK, Smart App Banner.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is raiffeisen.sk Safe? Security Analysis for Raiffeisen banka

https://raiffeisen.sk

Check if raiffeisen.sk is a scam or legitimate. Free security scan and reviews.

FinanceSlovakialarge
jQueryBootstrapjQuery UIMoment.jsSlick Carousel+3 more
Analyzed 10/30/2025Completed 7:00:50 AM5mo ago
50
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainraiffeisen.sk
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Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Raiffeisen banka is a well-established Slovak financial institution with over 130 years of tradition, operating as a branch of Tatra banka. The website presents a professional and customer-centric banking service offering personal accounts, loans, savings, and pension products. The digital infrastructure leverages modern web technologies including jQuery, Bootstrap, and Google Tag Manager, ensuring a responsive and user-friendly experience. Security posture is strong with HTTPS enforcement, CSRF protection, and privacy compliance, although explicit security policies and incident response contacts are not publicly disclosed. Overall, the site reflects a mature digital presence aligned with industry standards and regulatory requirements.

Detected Technologies

jQueryBootstrapjQuery UIMoment.jsSlick CarouselGoogle Tag ManagerExponea SDKSmart App Banner

25 urgent findings need attention

10 critical · 15 high

  • + 17 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

60/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

5 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank targets retail customers in Slovakia, emphasizing customer satisfaction and convenience through online account opening, internet banking, and mobile applications. Its market position is reinforced by its affiliation with Tatra banka, a major Slovak banking group. The website content and navigation are clear, supporting customer engagement and trust. Marketing and analytics tools are used responsibly with consent mechanisms. The absence of publicly disclosed security policies and vulnerability disclosure programs suggests areas for improvement in transparency and security culture.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS, security headers, and CSRF tokens. Use of reputable third-party analytics and marketing tools is balanced with privacy compliance. No vulnerabilities or exposed sensitive data were detected in the HTML content. However, the lack of a published security policy or incident response contact reduces transparency. The bank should consider publishing a vulnerability disclosure policy and enhancing accessibility compliance to strengthen its security posture further.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page detailing security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Raiffeisen banka

Description:

Sme banka najspokojnejších klientov s vyše 130-ročnou tradíciou. Náš Parádny účet či pôžičku sme ušili práve pre vás. Vaša spokojnosť je pre nás na prvom mieste.

Key Services:
Personal accountsLoansSavings productsPension productsInternet bankingMobile banking
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryBootstrapjQuery UIMoment.jsSlick CarouselGoogle Tag ManagerExponea SDKSmart App Banner
Frameworks:
Bootstrap
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • CSRF token present in meta tag
  • Use of secure cookies (implied)
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager and Exponea with consent mechanisms

Analytics & Tracking

Services:
Google Tag ManagerExponea
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Exponea
Marketing Tools:
ExponeaSmart App Banner
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and well-structured

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

60/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15552000"

Weak X-Frame-Options configuration

LOW

Current value: "SAMEORIGIN, DENY"

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Weak Referrer-Policy configuration

LOW

Current value: "same-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

Weak DKIM Key

HIGH

DKIM selector 'selector1' uses 768-bit key

Weak DKIM Key

HIGH

DKIM selector 'selector2' uses 768-bit key

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:213.81.202.0/24 ip4:213.215.88.0/24 ip4:92.240.228.2 ip4:195.146.149.96/29 ip4:130.185.180.217 ip4:130.185.180.69 ip4:130.185.180.140 ip4:212.65.244.169 ip4:62.197.236.11 ip4:93.185.96.4 ip4:93.185.96.5 include:spf.protection.outlook.com include:spf.mandrillapp.com ~all
DNS Lookups:2/10
Policy:~all
DKIM Selectors Found
Selector:default(1296-bit rsa)
Selector:selector1(768-bit rsa)
Selector:selector2(768-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:0ffd86f91b8e47a4bb42ca1ba4047028@dmarc-reports.cloudflare.net
Forensic Reports:dmarc@raiffeisen.sk

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

82/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
22 years(mature)
Expiry Risk
low(58 days)
Protection Level
noneDNSSEC ON
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:172.64.144.121, 104.18.43.135
Name Servers:
cora.ns.cloudflare.com
harvey.ns.cloudflare.com
MX Records:
10: smtp02.tatrabanka.sk
20: smtp01.tatrabanka.sk
SOA:Serial: 2386909953, TTL: 1800s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:62ms

SPF Analysis

SPF Record:
v=spf1 ip4:213.81.202.0/24 ip4:213.215.88.0/24 ip4:92.240.228.2 ip4:195.146.149.96/29 ip4:130.185.180.217 ip4:130.185.180.69 ip4:130.185.180.140 ip4:212.65.244.169 ip4:62.197.236.11 ip4:93.185.96.4 ip4:93.185.96.5 include:spf.protection.outlook.com include:spf.mandrillapp.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

0/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

Critical Service Exposed: Telnet

CRITICAL

Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access

High-Risk Service Exposed: RPC

HIGH

Port 135 (RPC) is publicly accessible - RPC - Windows RPC endpoint

High-Risk Service Exposed: NetBIOS

HIGH

Port 139 (NetBIOS) is publicly accessible - NetBIOS - Windows file sharing

Critical Service Exposed: SMB

CRITICAL

Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk

Critical Service Exposed: MSSQL

CRITICAL

Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server

Critical Service Exposed: Oracle

CRITICAL

Port 1521 (Oracle) is publicly accessible - Oracle - Database server

Critical Service Exposed: MySQL

CRITICAL

Port 3306 (MySQL) is publicly accessible - MySQL - Database server

Critical Service Exposed: RDP

CRITICAL

Port 3389 (RDP) is publicly accessible - RDP - Remote Desktop, prime ransomware target

Critical Service Exposed: PostgreSQL

CRITICAL

Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server

Critical Service Exposed: Redis

CRITICAL

Port 6379 (Redis) is publicly accessible - Redis - In-memory database

High-Risk Service Exposed: Elasticsearch

HIGH

Port 9200 (Elasticsearch) is publicly accessible - Elasticsearch - Search engine

Critical Service Exposed: MongoDB

CRITICAL

Port 27017 (MongoDB) is publicly accessible - MongoDB - NoSQL database

How does raiffeisen.sk compare?

See how raiffeisen.sk stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern and stable technology stack including jQuery, Bootstrap, and Moment.js, ensuring compatibility and responsiveness. Performance is moderate with standard optimizations. The site is mobile-optimized and includes accessibility considerations, though these could be improved. SEO is supported by proper meta tags and structured data (JSON-LD). Hosting details are not explicit but likely use Cloudflare CDN for performance and security. Overall, the technical implementation supports a reliable and professional user experience with room for modernization and enhanced accessibility.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainraiffeisen.sk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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