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Is regionalaustraliabank.com.au a Scam? Security Check Results - Regional Australia Bank

regionalaustraliabank.com.au Security Report Summary

regionalaustraliabank.com.au received a security score of 71 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Regional Australia Bank's website security posture. Regional Australia Bank operates in the Finance industry in Australia.

Regional Australia Bank operates as a financial institution focused on serving regional Australian communities with personal and business banking services. The website presents a professional and consistent brand image, targeting regional customers seeking banking products such as loans, mortgages, and financial advice. The market position is that of a regional bank emphasizing community engagement and tailored financial solutions. Technically, the website employs modern web technologies including asynchronous loading of analytics and tracking scripts such as Google Analytics, Microsoft Clarity, and Facebook Pixel, alongside FontAwesome for iconography. The site is mobile optimized and demonstrates good performance and SEO practices, although accessibility features are basic. Security posture is adequate with HTTPS enabled and no visible vulnerabilities, but lacks important security headers and explicit privacy and cookie policies. The absence of clear contact information and incident response channels limits transparency. Overall, the domain appears legitimate and privacy protection on WHOIS is justified given the financial sector context. Strategic improvements in privacy compliance, security headers, and contact transparency would enhance trust and security maturity.

The security scan identified 24 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: HTML5, CSS3, JavaScript, FontAwesome, Google Analytics, Microsoft Clarity, Facebook Pixel, Siteimprove Analytics, Google Tag Manager.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is regionalaustraliabank.com.au Safe? Security Analysis for Regional Australia Bank

https://regionalaustraliabank.com.au

Check if regionalaustraliabank.com.au is a scam or legitimate. Free security scan and reviews.

FinanceAustraliamedium
HTML5CSS3JavaScriptFontAwesomeGoogle Analytics+4 more
Analyzed 7/6/2025Completed 6:05:31 PM9mo ago
71
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainregionalaustraliabank.com.au
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Regional Australia Bank operates as a financial institution focused on serving regional Australian communities with personal and business banking services. The website presents a professional and consistent brand image, targeting regional customers seeking banking products such as loans, mortgages, and financial advice. The market position is that of a regional bank emphasizing community engagement and tailored financial solutions. Technically, the website employs modern web technologies including asynchronous loading of analytics and tracking scripts such as Google Analytics, Microsoft Clarity, and Facebook Pixel, alongside FontAwesome for iconography. The site is mobile optimized and demonstrates good performance and SEO practices, although accessibility features are basic. Security posture is adequate with HTTPS enabled and no visible vulnerabilities, but lacks important security headers and explicit privacy and cookie policies. The absence of clear contact information and incident response channels limits transparency. Overall, the domain appears legitimate and privacy protection on WHOIS is justified given the financial sector context. Strategic improvements in privacy compliance, security headers, and contact transparency would enhance trust and security maturity.

Detected Technologies

HTML5CSS3JavaScriptFontAwesomeGoogle AnalyticsMicrosoft ClarityFacebook PixelSiteimprove AnalyticsGoogle Tag Manager

7 urgent findings need attention

7 high

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

3 findings

65/100

NIS2 Compliance

8 findings

17/100

Email Security

1 finding

90/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank's business model centers on retail and commercial banking services tailored to regional Australia, focusing on personal banking, business accounts, loans, and financial advisory services. The target customer segment includes individuals and businesses in regional areas, positioning the bank as a community-focused financial institution. The website's content and design reflect a medium-sized enterprise with consistent branding and trust indicators such as SSL and professional design. The use of multiple analytics and tracking tools suggests an active marketing and customer insight strategy, although no affiliate or advertising networks were detected. The lack of explicit privacy and cookie policies may pose compliance risks. No partnerships or subsidiaries were identified from the domain or website content.

Security Posture Analysis

Comprehensive Security Assessment

The website benefits from HTTPS encryption and uses asynchronous loading of trusted analytics scripts, reducing page load impact. However, the absence of critical security headers such as Content-Security-Policy, X-Content-Type-Options, X-Frame-Options, and Strict-Transport-Security reduces defense-in-depth. No exposed sensitive data or vulnerable libraries were detected in the provided content. The lack of explicit security or incident response policies and contact channels limits the organization's readiness to handle security incidents. Privacy compliance is weak due to missing privacy and cookie policies and no consent mechanisms. Overall, the security posture is moderate but could be significantly improved by implementing recommended headers, policies, and transparency measures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive privacy and cookie policies with explicit GDPR compliance and user consent mechanisms.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Regional Australia Bank

Description:

Regional Australia Bank is a financial institution providing banking services primarily targeting regional Australian customers. It offers personal banking, business banking, loans, and financial advice.

Key Services:
Personal bankingBusiness bankingLoans and mortgagesFinancial advice
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
HTML5CSS3JavaScriptFontAwesomeGoogle AnalyticsMicrosoft ClarityFacebook PixelSiteimprove AnalyticsGoogle Tag Manager
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enabled
  • Use of security and analytics scripts asynchronously

Analytics & Tracking

Services:
Google AnalyticsMicrosoft ClaritySiteimprove AnalyticsFacebook Pixel
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
Microsoft ClarityFacebook PixelSiteimprove Analytics
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=2592000"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

65/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

90/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx a include:_spf.regionalaustraliabank.com.au -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:mail(1296-bit rsa)
DMARC Details
Policy:none
Subdomain Policy:none
Aggregate Reports:kgrk3wre@ag.dmarcian-ap.com
Forensic Reports:kgrk3wre@fr.dmarcian-ap.com
MTA-STS Details

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 58 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.regionalaustraliabank.com.au
Issuer:WE1
Valid Until:9/3/2025 (58 days)
SANs:www.regionalaustraliabank.com.au

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:162.159.140.121, 172.66.0.119
AAAA Records:2a06:98c1:58::77, 2606:4700:7::77
Name Servers:
kristin.ns.cloudflare.com
norm.ns.cloudflare.com
MX Records:
0: regionalaustraliabank-com-au.mail.protection.outlook.com
SOA:Serial: 2376982008, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:121ms

SPF Analysis

SPF Record:
v=spf1 mx a include:_spf.regionalaustraliabank.com.au -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does regionalaustraliabank.com.au compare?

See how regionalaustraliabank.com.au stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack with HTML5, CSS3, JavaScript, and FontAwesome icons. It integrates multiple analytics and tracking services such as Google Analytics, Microsoft Clarity, Facebook Pixel, and Siteimprove Analytics, indicating a focus on user behavior analysis and marketing optimization. Scripts are loaded asynchronously to improve performance. The site appears mobile optimized with responsive design elements. No CMS or hosting provider information was detected. Performance is moderate with room for improvement in accessibility and SEO. The lack of visible security headers and privacy compliance features represents technical debt and compliance risk. Overall, the technical infrastructure supports a professional banking website but requires enhancements in security and privacy implementations.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainregionalaustraliabank.com.au
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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