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Is sanmarinocard.sm a Scam? Security Check Results - Segreteria Finanze e Bilancio - San Marino Card

sanmarinocard.sm Security Report Summary

sanmarinocard.sm received a security score of 59 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Segreteria Finanze e Bilancio - San Marino Card's website security posture. Segreteria Finanze e Bilancio - San Marino Card operates in the Government industry in San Marino.

The San Marino Card website serves as the official portal for the government-backed SMaC program, offering discount cards and electronic wallet services to residents and businesses within San Marino. The site provides comprehensive information about card benefits, partner merchants, and access to a private client area for transaction tracking. The business model is centered on facilitating government-supported financial incentives and electronic payments, positioning itself as a key public service in the local market. Technically, the website is hosted on an nginx server with a legacy charset and uses jQuery libraries alongside Google Analytics for tracking. While the site includes several security headers and a strict transport security policy, it lacks a valid SSL certificate and does not support HTTPS, which is a critical security gap. Performance metrics are unavailable, and mobile optimization is basic, indicating room for technical modernization. From a security perspective, the absence of HTTPS and modern TLS protocols significantly reduces the site's security posture. Although some security headers are present, the lack of vulnerability disclosure policies, cookie consent mechanisms, and comprehensive privacy compliance measures highlight compliance gaps. The site does provide clear contact information and links to privacy and terms documents, but GDPR compliance is not fully evident. Overall, the website is functional and credible as a government service but requires urgent improvements in SSL deployment, privacy compliance, and security best practices to enhance trust and protect user data. Strategic recommendations include installing a valid SSL certificate, enabling modern TLS versions, implementing cookie consent, and publishing a vulnerability disclosure policy.

The security scan identified 22 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: nginx, jQuery, jQuery UI, Google Analytics.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

S

Is sanmarinocard.sm Safe? Security Analysis for Segreteria Finanze e Bilancio - San Marino Card

https://sanmarinocard.sm

Check if sanmarinocard.sm is a scam or legitimate. Free security scan and reviews.

GovernmentSan Marinomedium
nginxjQueryjQuery UIGoogle Analytics
Analyzed 6/15/2025Completed 8:58:07 AM9mo ago
59
Security Score
MEDIUM RISK

Below Government avg (70)

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Domains scanned

500+

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Domainsanmarinocard.sm
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

The San Marino Card website serves as the official portal for the government-backed SMaC program, offering discount cards and electronic wallet services to residents and businesses within San Marino. The site provides comprehensive information about card benefits, partner merchants, and access to a private client area for transaction tracking. The business model is centered on facilitating government-supported financial incentives and electronic payments, positioning itself as a key public service in the local market. Technically, the website is hosted on an nginx server with a legacy charset and uses jQuery libraries alongside Google Analytics for tracking. While the site includes several security headers and a strict transport security policy, it lacks a valid SSL certificate and does not support HTTPS, which is a critical security gap. Performance metrics are unavailable, and mobile optimization is basic, indicating room for technical modernization. From a security perspective, the absence of HTTPS and modern TLS protocols significantly reduces the site's security posture. Although some security headers are present, the lack of vulnerability disclosure policies, cookie consent mechanisms, and comprehensive privacy compliance measures highlight compliance gaps. The site does provide clear contact information and links to privacy and terms documents, but GDPR compliance is not fully evident. Overall, the website is functional and credible as a government service but requires urgent improvements in SSL deployment, privacy compliance, and security best practices to enhance trust and protect user data. Strategic recommendations include installing a valid SSL certificate, enabling modern TLS versions, implementing cookie consent, and publishing a vulnerability disclosure policy.

Detected Technologies

nginxjQueryjQuery UIGoogle Analytics

8 urgent findings need attention

8 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

80/100

GDPR Compliance

5 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

1 finding

50/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The San Marino Card program is a government initiative aimed at promoting local commerce and providing financial benefits through a discount and electronic payment card. Its market positioning is strong within the Republic of San Marino, supported by partnerships with local banks, postal services, and merchant associations. The business model relies on government funding and collaboration with financial institutions to offer incentives and facilitate electronic transactions. The target customers are residents and businesses within San Marino, with growth potential tied to expanding merchant participation and digital payment adoption. The partnership ecosystem includes key local banks and government agencies, reinforcing the program's legitimacy and reach.

Extracted Contact Information

Marketing Intelligence Data

Security Posture Analysis

Comprehensive Security Assessment

The current security maturity level is low due to the lack of HTTPS and valid SSL certificates, which exposes users to potential interception and data integrity risks. Security headers such as HSTS and CSP are partially implemented but insufficient without TLS encryption. No evidence of incident response contacts or vulnerability disclosure mechanisms exists, limiting the organization's ability to manage security incidents effectively. Compliance with GDPR is partial, with privacy policies present but no cookie consent or data protection officer contact. The use of Google Analytics without explicit consent further complicates privacy compliance. Overall, the security posture requires significant enhancements to meet modern standards and protect user data.

Strategic Recommendations

Priority Actions for Security Improvement

1

Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

80/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, Twitter

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

Software version information exposed

MEDIUM

Server headers reveal software versions which could aid attackers

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

50/100
Score

Email Security Check Incomplete

MEDIUM

Some email security checks timed out

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

90/100
Score

Mixed Content Detected

MEDIUM

3 resources loaded over insecure HTTP

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:194.183.65.200
Name Servers:
dns.intelcom.smDNS only
dns.omniway.smDNS only
MX Records:
5: smtp40.telecomitalia.sm
20: smtp42.telecomitalia.sm
10: smtp41.telecomitalia.sm
SOA:Serial: 2025022702, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:586ms

SPF Analysis

SPF Record:
v=spf1 mx a ip4:194.183.95.0/24 ip4:194.183.65.226 ip4:194.183.65.200 include:mailcontrol.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sanmarinocard.sm compare?

See how sanmarinocard.sm stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website runs on an nginx 1.21.4 server and uses multiple jQuery libraries and plugins for UI and validation. Google Analytics is integrated for visitor tracking. The site uses a legacy ISO-8859-1 charset in HTTP headers, which is inconsistent with the UTF-8 charset declared in HTML meta tags. Performance data is missing, indicating no active monitoring or optimization. Mobile optimization is basic, with fixed viewport width and media queries present but limited. The hosting provider appears to be Telecom Italia based on DNS MX and NS records. The absence of SSL/TLS and modern security protocols is a critical technical debt. The site uses custom or unknown CMS technology. Overall, the technical infrastructure is functional but outdated and requires modernization to improve security, performance, and user experience.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsanmarinocard.sm
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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