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Is savacard.lv a Scam? Security Check Results - SIA VIASMS

savacard.lv Security Report Summary

savacard.lv received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers SIA VIASMS's website security posture. SIA VIASMS operates in the Finance industry in Latvia.

SAVA.card is a Latvian financial services provider specializing in consumer credit lines with a focus on quick online application and card issuance. The company operates under the legal entity SIA VIASMS and holds relevant Latvian financial licenses, indicating regulatory compliance. The website is professionally designed, mobile-optimized, and provides multiple secure login options including Smart ID and eParaksts, integrating national digital identity solutions. However, the absence of WHOIS data limits full verification of domain legitimacy. The site demonstrates good privacy and cookie policy implementation, with clear contact details and social media presence enhancing trust. Security posture is moderate with room for improvement in security headers and explicit security policies.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery, jQuery UI, WOW.js, Flexslider, Chosen.js, Google Fonts.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is savacard.lv Safe? Security Analysis for SIA VIASMS

https://www.savacard.lv

Check if savacard.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviamedium
jQueryjQuery UIWOW.jsFlexsliderChosen.js+1 more
Analyzed 7/30/2025Completed 1:03:04 PM8mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsavacard.lv
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

SAVA.card is a Latvian financial services provider specializing in consumer credit lines with a focus on quick online application and card issuance. The company operates under the legal entity SIA VIASMS and holds relevant Latvian financial licenses, indicating regulatory compliance. The website is professionally designed, mobile-optimized, and provides multiple secure login options including Smart ID and eParaksts, integrating national digital identity solutions. However, the absence of WHOIS data limits full verification of domain legitimacy. The site demonstrates good privacy and cookie policy implementation, with clear contact details and social media presence enhancing trust. Security posture is moderate with room for improvement in security headers and explicit security policies.

Detected Technologies

jQueryjQuery UIWOW.jsFlexsliderChosen.jsGoogle Fonts

8 urgent findings need attention

8 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

3 findings

70/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company targets Latvian consumers seeking accessible credit lines, offering credit limits up to 3000 EUR with fast decision times and card delivery. Its business model revolves around consumer credit provision with digital onboarding and identification. Partnerships with licensed electronic money institutions and Mastercard affiliation strengthen its market position. The website content and branding are consistent and professional, supporting a medium-sized enterprise profile. The company leverages national digital identity systems for authentication, enhancing user convenience and security. Growth potential is supported by clear marketing and customer support channels.

Security Posture Analysis

Comprehensive Security Assessment

The website uses HTTPS and secure login methods, including Smart ID and eParaksts, which are strong trust signals. However, no explicit security headers were detected in the provided data, and no public security or incident response policies were found. The site performs input validation on forms but lacks visible vulnerability disclosure or security.txt files. The absence of WHOIS data restricts domain trust verification. Overall, the security posture is moderate, with recommendations to implement security headers, publish security policies, and conduct regular security audits.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

SIA VIASMS

Description:

SAVA.card offers credit line services up to 3000 EUR with quick decision making and card delivery. The service targets individuals seeking accessible credit lines with online application and identification.

Key Services:
Credit line issuanceOnline applicationCustomer supportCard delivery
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQueryjQuery UIWOW.jsFlexsliderChosen.jsGoogle Fonts
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
65/100
Best Practices:
  • Use of HTTPS (assumed from URL)
  • Form input validation
  • Login mechanisms with Smart ID and eParaksts

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:good

Advertising & Marketing

Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible and functional

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Weak Referrer-Policy configuration

LOW

Current value: "same-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com include:spf.mailjet.com ip4:80.232.152.153 ip4:185.81.50.26 include:spf.mailigen.com include:spf.ipresso.pl -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:s1(1440-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:admin@savacard.lv

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

65/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 51 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:savacard.lv
Issuer:WE1
Valid Until:9/20/2025 (51 days)
SANs:savacard.lv, *.savacard.lv

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

85/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

DNS Records

A Records:172.67.72.58, 104.26.8.21, 104.26.9.21
AAAA Records:2606:4700:20::ac43:483a, 2606:4700:20::681a:815, 2606:4700:20::681a:915
Name Servers:
duke.ns.cloudflare.comDNS only
marjory.ns.cloudflare.comDNS only
MX Records:
0: savacard-lv.mail.protection.outlook.com
10: mail.savacard.lv
SOA:Serial: 2376105539, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:51ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com include:spf.mailjet.com ip4:80.232.152.153 ip4:185.81.50.26 include:spf.mailigen.com include:spf.ipresso.pl -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does savacard.lv compare?

See how savacard.lv stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website employs a modern front-end stack with jQuery, jQuery UI, WOW.js for animations, Flexslider for carousels, and Chosen.js for enhanced select elements. Google Fonts are used for typography. The site is mobile-optimized and has good SEO meta tags. No CMS or hosting provider information was detected. Performance is moderate with potential improvements in accessibility and security configurations. The site uses AJAX for login validation and subscription forms, indicating dynamic user interaction capabilities.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsavacard.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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