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Is seb.lv a Scam? Security Check Results - SEB

seb.lv Security Report Summary

seb.lv received a security score of 40 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers SEB's website security posture. SEB operates in the Finance industry in Latvia.

SEB.lv is the official website of SEB bank in Latvia, a major financial institution offering comprehensive banking services to private individuals, businesses, and large enterprises. The website provides extensive information on daily banking, loans, investments, insurance, and private banking, supported by a professional and well-structured Drupal-based platform. Multilingual support and clear navigation enhance user experience. However, a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, exposing users to potential risks. DNS configurations show good email security practices with SPF and DMARC policies in place. Privacy and cookie policies are comprehensive and GDPR compliant, reflecting strong privacy awareness. Overall, the site demonstrates a mature digital presence but requires urgent remediation of its SSL/TLS configuration to meet modern security standards.

The security scan identified 25 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Drupal 10, Bootstrap, FontAwesome, JavaScript, Evergage (marketing tool), Drupal.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

S

Is seb.lv Safe? Security Analysis for SEB

https://seb.lv

Check if seb.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatvialarge
Drupal 10BootstrapFontAwesomeJavaScriptEvergage (marketing tool)+1 more
Analyzed 6/15/2025Completed 10:05:11 AM9mo ago
40
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainseb.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

SEB.lv is the official website of SEB bank in Latvia, a major financial institution offering comprehensive banking services to private individuals, businesses, and large enterprises. The website provides extensive information on daily banking, loans, investments, insurance, and private banking, supported by a professional and well-structured Drupal-based platform. Multilingual support and clear navigation enhance user experience. However, a critical security gap exists due to the absence of a valid SSL certificate and HTTPS support, exposing users to potential risks. DNS configurations show good email security practices with SPF and DMARC policies in place. Privacy and cookie policies are comprehensive and GDPR compliant, reflecting strong privacy awareness. Overall, the site demonstrates a mature digital presence but requires urgent remediation of its SSL/TLS configuration to meet modern security standards.

Detected Technologies

Drupal 10BootstrapFontAwesomeJavaScriptEvergage (marketing tool)Drupal

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

5 findings

65/100

GDPR Compliance

6 findings

0/100

NIS2 Compliance

7 findings

25/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

SEB operates as a leading bank in Latvia with a broad service portfolio targeting multiple customer segments including private clients and businesses. The business model centers on traditional and digital banking services, investment products, and insurance offerings. The website content and linked domains indicate a strong regional banking group affiliation, enhancing market position and trust. Marketing tools like Evergage are used for personalized content delivery. The site’s content quality and branding consistency support a high level of professionalism and customer trust. No explicit incident response or security policy disclosures were found, suggesting an area for improvement in transparency.

Security Posture Analysis

Comprehensive Security Assessment

The website’s security posture is currently weak due to the lack of a valid SSL certificate and absence of HTTPS, which is a critical vulnerability for any banking site. While DNS records show well-configured SPF and DMARC policies, the SSL/TLS configuration is non-existent, with no modern TLS protocols enabled and no HSTS or OCSP stapling. Security headers are missing, and CAA DNS records are malformed, reducing control over certificate issuance. No vulnerabilities like Heartbleed or POODLE were detected, but the lack of encryption severely undermines user data protection and trust. Incident response contacts and security policies are not publicly disclosed, limiting transparency and preparedness visibility.

Strategic Recommendations

Priority Actions for Security Improvement

1

Immediately install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

65/100
Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=16070400; includeSubDomains"

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

0/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

Insufficient contact information

MEDIUM

GDPR requires organizations to provide clear contact details

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, Twitter, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

25/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 a:sebpank.seb.ee a:mail.seb.ee a:mail.rekini.lv include:spf.protection.outlook.com ip4:212.247.20.225 ip4:193.12.23.161 ip4:78.24.199.31 ip4:78.24.199.32 -all
DNS Lookups:4/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:selector2(1416-bit rsa)
Selector:mail(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc.reports@seb.lv
Forensic Reports:dmarc.forensic@seb.lv

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

100/100
Score
No issues found

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:78.24.199.13
Name Servers:
ns1.seb.se
ns2.sebgroup.com
pdns1.cscdns.net
pdns2.cscdns.net
robin.seb.eeDNS only
wilhelm.seb.eeDNS only
MX Records:
10: mx3.seb.ee
SOA:Serial: 2025040800, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:197ms

SPF Analysis

SPF Record:
v=spf1 a:sebpank.seb.ee a:mail.seb.ee a:mail.rekini.lv include:spf.protection.outlook.com ip4:212.247.20.225 ip4:193.12.23.161 ip4:78.24.199.31 ip4:78.24.199.32 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does seb.lv compare?

seb.lv scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Drupal 10, leveraging modern web technologies including Bootstrap and FontAwesome for UI components. The site is multilingual and mobile-optimized with good accessibility features. Performance is moderate with a page load time of approximately 4.1 seconds and a page size of about 860 KB. Marketing tools like Evergage are integrated for personalized user experiences. DNS infrastructure is robust with multiple authoritative name servers and valid SPF and DMARC records. However, the absence of SSL/TLS and security headers represents a significant technical risk. The site’s technical implementation is otherwise solid, with clean HTML and structured navigation.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainseb.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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