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Is sjfbank.dk a Scam? Security Check Results - SJF Bank

sjfbank.dk Security Report Summary

sjfbank.dk received a security score of 49 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers SJF Bank's website security posture. SJF Bank operates in the Finance industry in Denmark.

SJF Bank is a well-established regional bank in Denmark, founded in 1825, offering a broad range of financial services including private banking, business banking, loans, investments, insurance, and pension products. The bank emphasizes personalized advisory services and maintaining close relationships with its customers. The website reflects a mature digital presence with modern technologies such as Next.js and React, ensuring good performance, mobile optimization, and accessibility. Security posture is strong with HTTPS enforcement and standard security headers, though explicit security policies and incident response information are not publicly detailed. The absence of WHOIS data limits domain trust verification, but the overall business information and online presence indicate legitimacy and professionalism. Strategic recommendations include publishing detailed security policies, vulnerability disclosure mechanisms, and enhancing transparency around data protection officers to further strengthen trust and compliance.

The security scan identified 42 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Font Awesome, Flatpickr.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is sjfbank.dk Safe? Security Analysis for SJF Bank

https://sjfbank.dk

Check if sjfbank.dk is a scam or legitimate. Free security scan and reviews.

FinanceDenmarkmedium
ReactNext.jsFont AwesomeFlatpickr
Analyzed 10/27/2025Completed 1:30:28 PM4mo ago
49
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domainsjfbank.dk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

SJF Bank is a well-established regional bank in Denmark, founded in 1825, offering a broad range of financial services including private banking, business banking, loans, investments, insurance, and pension products. The bank emphasizes personalized advisory services and maintaining close relationships with its customers. The website reflects a mature digital presence with modern technologies such as Next.js and React, ensuring good performance, mobile optimization, and accessibility. Security posture is strong with HTTPS enforcement and standard security headers, though explicit security policies and incident response information are not publicly detailed. The absence of WHOIS data limits domain trust verification, but the overall business information and online presence indicate legitimacy and professionalism. Strategic recommendations include publishing detailed security policies, vulnerability disclosure mechanisms, and enhancing transparency around data protection officers to further strengthen trust and compliance.

Detected Technologies

ReactNext.jsFont AwesomeFlatpickr

24 urgent findings need attention

10 critical · 14 high

  • + 16 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

35/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

8 findings

17/100

Email Security

3 findings

85/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

SJF Bank operates primarily in the Danish banking sector, targeting both private individuals and businesses. Its competitive advantage lies in its long history, regional focus, and personalized customer service. The bank's business model revolves around retail and commercial banking with digital service offerings. Revenue streams likely include interest income from loans, fees from banking services, insurance products, and investment management. The bank maintains partnerships with Bankdata for IT infrastructure and digital banking platforms. Growth indicators include recent rebranding efforts and active investor relations. The company maintains a consistent brand image and leverages social media channels for engagement. The website content and structure support customer acquisition and retention through clear product offerings and support resources.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

SJF Bank A/S

Registration Number:

CVR 36532130

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a solid security foundation with HTTPS enabled and multiple security headers in place, reducing risks of common web attacks. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the lack of publicly available security policies, incident response contacts, or vulnerability disclosure programs suggests room for improvement in transparency and preparedness. GDPR compliance is indicated through privacy and cookie policies, but explicit data protection officer contact details are not found. The bank should consider publishing a security policy and incident response plan to enhance customer trust and regulatory compliance. Overall, the security posture is good but could be elevated with more explicit communication and formalized processes.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page detailing security practices and commitments.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

SJF Bank

Description:

Vi har altid arbejdet for at gøre det nære samfund til et bedre sted at leve, arbejde og drive virksomhed. Den mission forfølger vi fortsat ved at være I øjenhøjde med dig – uanset hvor du befinder dig.

Key Services:
Private bankingBusiness bankingLoansSavings and investmentsInsurancePensionDigital banking services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsFont AwesomeFlatpickr
Frameworks:
Next.js
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Secure cookies
  • No exposed sensitive data in HTML
  • Use of modern JavaScript frameworks with security in mind

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:good

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and navigation

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

35/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Weak Referrer-Policy configuration

LOW

Current value: "same-origin"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

85/100
Score

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx include:_spfsmtp.bankdata.dk ip4:194.239.188.22/31 ip4:194.239.188.24/30 a:mail.kfforsikring.dk a:postud.bec.dk a:cardshop.xponcard.com a:mail.xssmail.dk a:mail.xponcard.dk ip4:185.163.189.41 ip4:185.163.189.46 ip4:193.201.39.91 ip4:193.162.109. 0/24 ip4:167.89.108.1 ip4:167 .89.108.13 ip4:167.89.92.35 ip4:13.69.78.65 include:spf.protection.outlook.com -all
DNS Lookups:8/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:reject
Subdomain Policy:reject
Aggregate Reports:mailauth-reports@bankdata.dk
Forensic Reports:7oaxn8uv@fr.eu.dmarcadvisor.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

57/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 35 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.2TLSv1.3TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
0 years(young)
Expiry Risk
medium(expired)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:141.101.90.96, 141.101.90.97, 141.101.90.98, 141.101.90.99
AAAA Records:2a06:98c1:3200::90:3, 2a06:98c1:3200::90:0, 2a06:98c1:3200::90:2, 2a06:98c1:3200::90:1
Name Servers:
blue.foundationdns.comDNS only
blue.foundationdns.netDNS only
blue.foundationdns.orgDNS only
sjfbank.dkWHOIS only
MX Records:
10: sjfbank-dk.mail.protection.outlook.com
SOA:Serial: 2386616693, TTL: 1800s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:53ms

SPF Analysis

SPF Record:
v=spf1 mx include:_spfsmtp.bankdata.dk ip4:194.239.188.22/31 ip4:194.239.188.24/30 a:mail.kfforsikring.dk a:postud.bec.dk a:cardshop.xponcard.com a:mail.xssmail.dk a:mail.xponcard.dk ip4:185.163.189.41 ip4:185.163.189.46 ip4:193.201.39.91 ip4:193.162.109. 0/24 ip4:167.89.108.1 ip4:167 .89.108.13 ip4:167.89.92.35 ip4:13.69.78.65 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

0/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

Service Exposed: SSH

MEDIUM

Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced

Critical Service Exposed: Telnet

CRITICAL

Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access

High-Risk Service Exposed: RPC

HIGH

Port 135 (RPC) is publicly accessible - RPC - Windows RPC endpoint

High-Risk Service Exposed: NetBIOS

HIGH

Port 139 (NetBIOS) is publicly accessible - NetBIOS - Windows file sharing

Critical Service Exposed: SMB

CRITICAL

Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk

Critical Service Exposed: MSSQL

CRITICAL

Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server

Critical Service Exposed: Oracle

CRITICAL

Port 1521 (Oracle) is publicly accessible - Oracle - Database server

Critical Service Exposed: MySQL

CRITICAL

Port 3306 (MySQL) is publicly accessible - MySQL - Database server

Critical Service Exposed: RDP

CRITICAL

Port 3389 (RDP) is publicly accessible - RDP - Remote Desktop, prime ransomware target

Critical Service Exposed: PostgreSQL

CRITICAL

Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server

Critical Service Exposed: Redis

CRITICAL

Port 6379 (Redis) is publicly accessible - Redis - In-memory database

High-Risk Service Exposed: Elasticsearch

HIGH

Port 9200 (Elasticsearch) is publicly accessible - Elasticsearch - Search engine

Critical Service Exposed: MongoDB

CRITICAL

Port 27017 (MongoDB) is publicly accessible - MongoDB - NoSQL database

How does sjfbank.dk compare?

sjfbank.dk scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern web technologies including React and Next.js, enabling server-side rendering and improved SEO. The use of Font Awesome icons and Flatpickr date picker enhances UI/UX. Hosting appears to be managed by Bankdata, a known Danish financial IT provider, indicating a secure and reliable infrastructure. Performance is moderate with good mobile optimization and accessibility features. The site includes comprehensive structured data (JSON-LD) for SEO and social media integration. There is no detected CMS, suggesting a custom or framework-based solution. Technical risks are minimal, but continuous monitoring and updates are recommended to maintain security and performance.
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PDF Report & Export

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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsjfbank.dk
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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