Is skandia.se Safe? Security Analysis for Livförsäkringsbolaget Skandia, ömsesidigt
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Below Finance avg (78)

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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Skandia is a well-established Swedish financial services company specializing in life insurance, pension savings, banking, and health-related financial products. The website demonstrates a strong market position with a comprehensive offering targeting private individuals, businesses, and the public sector. The company emphasizes customer satisfaction and provides extensive advisory services and digital tools for pension management. Technically, the site uses modern frameworks such as React and Semantic UI, hosted on a robust CMS platform (EPiServer), and integrates Adobe Experience Platform for analytics and marketing. Security posture is strong, with HTTPS enforced, security.txt published, and cookie consent mechanisms in place. No critical vulnerabilities or blocking mechanisms were detected, indicating a mature security approach. Overall, the site is professional, accessible, and compliant with GDPR and other privacy regulations.
Detected Technologies
7 urgent findings need attention
1 critical · 6 high
Keep skandia.se under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
1 finding
90/100
GDPR Compliance
3 findings
40/100
NIS2 Compliance
6 findings
35/100
Email Security
2 findings
87/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Skandia operates primarily in the finance sector, offering pensions, insurance, and banking services. Its business model includes direct customer engagement through digital platforms and personal advisory. The company leverages partnerships for services like pension power of attorney and pension overview. The presence of a dedicated career site and foundation indicates organizational maturity and community engagement. The website content and structure reflect a customer-centric approach with clear navigation and comprehensive product information. Skandia's market position is reinforced by references to customer satisfaction surveys and awards. The company targets a broad audience including private customers, companies, and public sector entities, supporting growth and diversification.
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a high security maturity level with HTTPS enforced and multiple security headers implemented. The presence of a security.txt file with clear contact information and a responsible disclosure policy demonstrates proactive incident response readiness. Cookie consent and privacy policies align with GDPR requirements, indicating compliance focus. No exposed sensitive data or vulnerable libraries were detected. The use of modern JavaScript frameworks is well managed, and no signs of WAF or blocking mechanisms were found, suggesting a stable and secure hosting environment. Recommendations include maintaining library updates and enhancing transparency around data protection officers and incident response frameworks.
Strategic Recommendations
Priority Actions for Security Improvement
Maintain up-to-date third-party libraries and frameworks to mitigate emerging vulnerabilities.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Livförsäkringsbolaget Skandia, ömsesidigt
Skandia is a strong life insurance company, fund insurance company, and award-winning bank offering services for savings, security, and health.
excellent
consistent
Technical Stack
moderate
good
good
good
Security Assessment
- HTTPS enforced
- Security.txt published with contact and policy
- Cookie consent banner implemented
- No exposed sensitive data found
- Use of modern JS libraries with no known vulnerabilities detected
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is fully accessible with rich content and professional design.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-XSS-Protection header
MEDIUMLegacy XSS protection (deprecated but still recommended)
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
EU business without adequate privacy measures
CRITICALEU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
HIGHDetected services: Facebook, Twitter, LinkedIn
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does skandia.se compare?
See how skandia.se stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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