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Is skandia.se a Scam? Security Check Results - Livförsäkringsbolaget Skandia, ömsesidigt

skandia.se Security Report Summary

skandia.se received a security score of 74 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Livförsäkringsbolaget Skandia, ömsesidigt's website security posture. Livförsäkringsbolaget Skandia, ömsesidigt operates in the Finance industry in Sweden.

Skandia is a well-established Swedish financial services company specializing in life insurance, pension savings, banking, and health-related financial products. The website demonstrates a strong market position with a comprehensive offering targeting private individuals, businesses, and the public sector. The company emphasizes customer satisfaction and provides extensive advisory services and digital tools for pension management. Technically, the site uses modern frameworks such as React and Semantic UI, hosted on a robust CMS platform (EPiServer), and integrates Adobe Experience Platform for analytics and marketing. Security posture is strong, with HTTPS enforced, security.txt published, and cookie consent mechanisms in place. No critical vulnerabilities or blocking mechanisms were detected, indicating a mature security approach. Overall, the site is professional, accessible, and compliant with GDPR and other privacy regulations.

The security scan identified 18 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React 18.2.0, Semantic UI React 2.1.4, Helium Web UI React 18.4.3, Adobe Launch (Adobe Experience Platform Launch), EPiServer CMS.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is skandia.se Safe? Security Analysis for Livförsäkringsbolaget Skandia, ömsesidigt

https://skandia.se

Check if skandia.se is a scam or legitimate. Free security scan and reviews.

FinanceSwedenlarge
React 18.2.0Semantic UI React 2.1.4Helium Web UI React 18.4.3Adobe Launch (Adobe Experience Platform Launch)EPiServer CMS
Analyzed 6/23/2025Completed 1:44:05 PM9mo ago
74
Security Score
MEDIUM RISK

Below Finance avg (78)

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Domainskandia.se
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Skandia is a well-established Swedish financial services company specializing in life insurance, pension savings, banking, and health-related financial products. The website demonstrates a strong market position with a comprehensive offering targeting private individuals, businesses, and the public sector. The company emphasizes customer satisfaction and provides extensive advisory services and digital tools for pension management. Technically, the site uses modern frameworks such as React and Semantic UI, hosted on a robust CMS platform (EPiServer), and integrates Adobe Experience Platform for analytics and marketing. Security posture is strong, with HTTPS enforced, security.txt published, and cookie consent mechanisms in place. No critical vulnerabilities or blocking mechanisms were detected, indicating a mature security approach. Overall, the site is professional, accessible, and compliant with GDPR and other privacy regulations.

Detected Technologies

React 18.2.0Semantic UI React 2.1.4Helium Web UI React 18.4.3Adobe Launch (Adobe Experience Platform Launch)EPiServer CMS

7 urgent findings need attention

1 critical · 6 high

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

6 findings

35/100

Email Security

2 findings

87/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Skandia operates primarily in the finance sector, offering pensions, insurance, and banking services. Its business model includes direct customer engagement through digital platforms and personal advisory. The company leverages partnerships for services like pension power of attorney and pension overview. The presence of a dedicated career site and foundation indicates organizational maturity and community engagement. The website content and structure reflect a customer-centric approach with clear navigation and comprehensive product information. Skandia's market position is reinforced by references to customer satisfaction surveys and awards. The company targets a broad audience including private customers, companies, and public sector entities, supporting growth and diversification.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a high security maturity level with HTTPS enforced and multiple security headers implemented. The presence of a security.txt file with clear contact information and a responsible disclosure policy demonstrates proactive incident response readiness. Cookie consent and privacy policies align with GDPR requirements, indicating compliance focus. No exposed sensitive data or vulnerable libraries were detected. The use of modern JavaScript frameworks is well managed, and no signs of WAF or blocking mechanisms were found, suggesting a stable and secure hosting environment. Recommendations include maintaining library updates and enhancing transparency around data protection officers and incident response frameworks.

Strategic Recommendations

Priority Actions for Security Improvement

1

Maintain up-to-date third-party libraries and frameworks to mitigate emerging vulnerabilities.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Livförsäkringsbolaget Skandia, ömsesidigt

Description:

Skandia is a strong life insurance company, fund insurance company, and award-winning bank offering services for savings, security, and health.

Key Services:
Pension savingsLife and health insuranceMortgage loansBanking servicesPersonal and corporate advisory
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
React 18.2.0Semantic UI React 2.1.4Helium Web UI React 18.4.3Adobe Launch (Adobe Experience Platform Launch)EPiServer CMS
Frameworks:
ReactSemantic UI
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Security.txt published with contact and policy
  • Cookie consent banner implemented
  • No exposed sensitive data found
  • Use of modern JS libraries with no known vulnerabilities detected

Analytics & Tracking

Services:
Adobe Analytics (via Adobe Launch)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Adobe Launch
Marketing Tools:
Adobe Experience Platform Launch
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with rich content and professional design.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, Twitter, LinkedIn

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

35/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

87/100
Score

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:194.114.198.32 ip4:194.114.198.33 ip4:194.114.198.41 ip4:194.114.198.42 include:spf.protection.outlook.com ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:dmarc@skandia.uriports.com
Forensic Reports:DMARCFailure@skandia.se

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

80/100
Score

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:www.skandia.se
Issuer:DigiCert Global G3 TLS ECC SHA384 2020 CA1
Valid Until:9/24/2025 (93 days)
SANs:www.skandia.se, skandia.se, skandiabanken.se +1 more

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
30 years(mature)
Expiry Risk
low(expired)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:184.31.15.241, 184.31.15.176
AAAA Records:2a02:26f0:3b::5f64:9b98, 2a02:26f0:3b::5f64:9be8
Name Servers:
ns1.p201.dns.oraclecloud.net
ns2.p201.dns.oraclecloud.net
ns3.p201.dns.oraclecloud.net
ns4.p201.dns.oraclecloud.net
MX Records:
0: skandia-se.u-v1.mx.microsoft
SOA:Serial: 2025062304, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:44ms

SPF Analysis

SPF Record:
v=spf1 ip4:194.114.198.32 ip4:194.114.198.33 ip4:194.114.198.41 ip4:194.114.198.42 include:spf.protection.outlook.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does skandia.se compare?

See how skandia.se stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack including React 18.2.0, Semantic UI React, and Helium Web UI React, integrated within an EPiServer CMS environment. Adobe Experience Platform Launch is used for analytics and marketing automation. The site demonstrates good mobile optimization and accessibility features. Performance is moderate, likely influenced by rich media content and third-party scripts. The site structure is clear with well-defined navigation and SEO-friendly meta tags. Hosting details are not explicitly identified but the use of EPiServer and Adobe tools suggests enterprise-grade infrastructure. Opportunities exist to optimize performance further and enhance technical documentation for security and compliance.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainskandia.se
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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