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Is skladskladov.si a Scam? Security Check Results - SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana

skladskladov.si Security Report Summary

skladskladov.si received a security score of 57 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana's website security posture. SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana operates in the Finance industry in Slovenia.

Sklad skladov is a Slovenian financial institution managed by SID banka, specializing in providing financing solutions to small, medium, and large enterprises, as well as municipalities and the public sector. The website reflects a professional and well-structured platform that supports EU cohesion policy financial instruments and COVID-19 related funding. The institution holds a strong market position as a key national financial intermediary with a clear focus on innovation, research, and development financing. Technically, the website is built on Drupal 7 with modern front-end technologies, offering good mobile optimization and accessibility. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, though there is room for improvement in publishing explicit security policies and incident response information. Overall, the site demonstrates high business credibility with clear contact information, certifications, and trust signals such as testimonials and social media presence.

The security scan identified 34 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Drupal 7, jQuery, Modernizr, Typekit Fonts, Slick Slider.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is skladskladov.si Safe? Security Analysis for SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana

https://skladskladov.si

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FinanceSlovenialarge
Drupal 7jQueryModernizrTypekit FontsSlick Slider
Analyzed 7/25/2025Completed 5:39:11 PM8mo ago
57
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Sklad skladov is a Slovenian financial institution managed by SID banka, specializing in providing financing solutions to small, medium, and large enterprises, as well as municipalities and the public sector. The website reflects a professional and well-structured platform that supports EU cohesion policy financial instruments and COVID-19 related funding. The institution holds a strong market position as a key national financial intermediary with a clear focus on innovation, research, and development financing. Technically, the website is built on Drupal 7 with modern front-end technologies, offering good mobile optimization and accessibility. Security posture is solid with HTTPS enforced and cookie consent mechanisms in place, though there is room for improvement in publishing explicit security policies and incident response information. Overall, the site demonstrates high business credibility with clear contact information, certifications, and trust signals such as testimonials and social media presence.

Detected Technologies

Drupal 7jQueryModernizrTypekit FontsSlick Slider

11 urgent findings need attention

1 critical · 10 high

  • + 3 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

6 findings

40/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The company operates in the finance and government sectors, managing EU funds and providing loans and guarantees to various business sizes and public entities. Its business model revolves around fund management and financial intermediation, leveraging partnerships with multiple Slovenian banks and financial institutions. The website content and structure indicate a mature organization with a focus on transparency and user engagement through case studies and news updates. The presence of multiple partner domains and official certifications enhances its credibility. Growth indicators include active communication channels and ongoing financial programs, including COVID-19 support. Strategic observations highlight the importance of maintaining compliance with EU regulations and expanding digital services to improve user experience.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana

Registration Number:

5665493

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security maturity level with HTTPS enabled and no visible exposure of sensitive data. Cookie consent is implemented in compliance with GDPR. However, the absence of explicit security policy pages and incident response contacts indicates gaps in transparency and preparedness. No vulnerable libraries or outdated scripts were detected in the provided content, but the use of Drupal 7 suggests the need for continuous patching and monitoring due to its age. The site uses tracking scripts like Google Analytics and Facebook Pixel, which are common but require proper privacy disclosures. Overall, the security posture is adequate for the business type but could benefit from enhanced security documentation and headers.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

SID - Slovenska izvozna in razvojna banka, d.d., Ljubljana

Description:

Sklad skladov is a financial institution managed by SID banka providing financing and support for businesses, municipalities, and public sectors in Slovenia, focusing on investment, research, development, and innovation.

Key Services:
Financing for SMEsFinancing for large companiesFinancing for municipalities and public sectorCOVID-19 related financial supportFinancial instruments under European cohesion policy
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Drupal 7jQueryModernizrTypekit FontsSlick Slider
Frameworks:
Drupal
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Cookie consent mechanism implemented

Analytics & Tracking

Services:
Google AnalyticsFacebook Pixel
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Facebook Pixel
Marketing Tools:
Facebook Pixel
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

40/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, LinkedIn, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 46 days

Mixed Content Detected

MEDIUM

2 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
7 years(mature)
Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:46.19.9.9
Name Servers:
taurus-1.siol.net
taurus-2.siol.net
MX Records:
0: skladskladov-si.mail.protection.outlook.com
SOA:Serial: 2025020401, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:132ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does skladskladov.si compare?

See how skladskladov.si stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Drupal 7 CMS, utilizing jQuery, Modernizr, and Typekit fonts for enhanced user experience. It employs Slick Slider for interactive content presentation. Hosting appears to be managed by Telekom Slovenije, consistent with the registrar information. Performance is moderate with good mobile optimization and accessibility features. SEO is supported by proper meta tags and structured navigation. The technical stack is somewhat dated due to Drupal 7 but remains functional. Opportunities exist to modernize the platform to Drupal 9 or 10 for improved security and performance. No critical technical risks were identified in the current setup.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainskladskladov.si
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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