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Is sparkasse-fulda.de a Scam? Security Check Results - Sparkasse Fulda

sparkasse-fulda.de Security Report Summary

sparkasse-fulda.de received a security score of 69 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Sparkasse Fulda's website security posture. Sparkasse Fulda operates in the Finance industry in Germany.

Sparkasse Fulda is a regional financial institution in Germany offering a comprehensive range of banking and financial services including online banking, accounts, credit cards, loans, insurance, investment products, and retirement planning. The website targets private customers, business clients, and young customers with tailored offerings. The site is professionally designed, well-structured, and provides extensive product information and customer support channels. Technically, the website is built on a modern stack likely powered by Adobe Experience Manager, with good mobile optimization and accessibility features. Security posture is strong with HTTPS enforcement, session timeout warnings, and cookie consent mechanisms, although explicit security headers could be confirmed. The domain registration data aligns well with the brand and regional focus, supporting legitimacy. Overall, the site demonstrates a mature digital presence with good compliance and trust indicators.

The security scan identified 28 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, CSS, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is sparkasse-fulda.de Safe? Security Analysis for Sparkasse Fulda

https://sparkasse-fulda.de

Check if sparkasse-fulda.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge
JavaScriptCSSHTML5
Analyzed 10/30/2025Completed 4:40:18 AM4mo ago
69
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsparkasse-fulda.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Sparkasse Fulda is a regional financial institution in Germany offering a comprehensive range of banking and financial services including online banking, accounts, credit cards, loans, insurance, investment products, and retirement planning. The website targets private customers, business clients, and young customers with tailored offerings. The site is professionally designed, well-structured, and provides extensive product information and customer support channels. Technically, the website is built on a modern stack likely powered by Adobe Experience Manager, with good mobile optimization and accessibility features. Security posture is strong with HTTPS enforcement, session timeout warnings, and cookie consent mechanisms, although explicit security headers could be confirmed. The domain registration data aligns well with the brand and regional focus, supporting legitimacy. Overall, the site demonstrates a mature digital presence with good compliance and trust indicators.

Detected Technologies

JavaScriptCSSHTML5

7 urgent findings need attention

7 high

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

65/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Sparkasse Fulda operates within the finance sector as a regional bank under the Sparkassen-Finanzgruppe umbrella. It leverages a multi-channel approach including online banking, mobile apps, and physical branches. The business model focuses on retail and corporate banking services, complemented by insurance and investment products. The company benefits from certifications and a strong employer brand. Its marketing ecosystem includes social media and targeted campaigns. The website reflects a customer-centric approach with clear navigation and comprehensive service coverage, supporting growth and customer retention in its regional market.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a solid security foundation with HTTPS and session management features. Cookie consent is implemented in compliance with GDPR. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, explicit security headers such as Content-Security-Policy and X-Frame-Options were not confirmed in the provided data and should be verified. There is no publicly available security policy or incident response contact, which could be improved to enhance transparency and readiness. Overall, the security posture is good but could benefit from formalized policies and additional header configurations.

Strategic Recommendations

Priority Actions for Security Improvement

1

Verify and implement comprehensive security headers including CSP, X-Frame-Options, and X-Content-Type-Options.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Sparkasse Fulda

Description:

Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.

Key Services:
Online-BankingGirokonto (checking accounts)Kreditkarte (credit cards)Kredite und Finanzierungen (loans and financing)Sparen und Anlegen (saving and investment products)Altersvorsorge (retirement planning)Versicherungen (insurance)Immobilien (real estate services)Private Banking
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptCSSHTML5
Frameworks:
jQuery (implied by $ usage)Custom Sparkasse clientlibs
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • Session timeout warning
  • No exposed sensitive data in HTML

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Sparkasse tracking pixel
Marketing Tools:
Sparkasse marketing modules
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

65/100
Score

No DMARC reporting

LOW

DMARC aggregate reports not configured

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de include:spf.pitcom.net include:spf.protection.outlook.com ip4:194.55.112.64 ip4:194.55.112.66 ip4:80.146.239.12 -all
DNS Lookups:4/10
Policy:-all
DMARC Details
Policy:reject

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:195.140.51.49
Name Servers:
ns1.s-fg-net.de
ns2.s-fg-net.com
ns3.s-fg-net.eu
ns4.s-fg-net.de
ns5.s-fg-net.com
MX Records:
10: y02es.mail.s-web.de
10: y01es.mail.s-web.de
SOA:Serial: 89, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:59ms

SPF Analysis

SPF Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de include:spf.pitcom.net include:spf.protection.outlook.com ip4:194.55.112.64 ip4:194.55.112.66 ip4:80.146.239.12 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sparkasse-fulda.de compare?

See how sparkasse-fulda.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack with JavaScript and CSS, likely managed via Adobe Experience Manager CMS. It uses custom client libraries and jQuery. The site is mobile optimized and accessible, with good SEO practices including meta tags and structured navigation. Performance is moderate, with potential for optimization. The hosting provider is not explicitly identified. The site integrates external services such as Google Analytics and social media platforms. Technical risks are minimal, but monitoring for outdated libraries and ensuring security headers are in place is recommended to mitigate potential vulnerabilities.
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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsparkasse-fulda.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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