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Is sparkasse-kl.de a Scam? Security Check Results - Sparkasse Kaiserslautern

sparkasse-kl.de Security Report Summary

sparkasse-kl.de received a security score of 71 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Sparkasse Kaiserslautern's website security posture. Sparkasse Kaiserslautern operates in the Finance industry in Germany.

Sparkasse Kaiserslautern is a regional financial institution providing a broad range of banking and financial services including online banking, loans, insurance, investments, and real estate services. The website targets both private and corporate customers with a strong emphasis on accessibility and user-friendly digital services. The bank holds several awards recognizing its advisory quality and market position. Technically, the website is built on a modern stack likely powered by Adobe Experience Manager, with responsive design and good SEO and accessibility features. Security posture is strong with HTTPS, session management, and cookie consent mechanisms, although explicit security policies and vulnerability disclosure mechanisms are not published. Overall, the site is professional, trustworthy, and compliant with GDPR requirements.

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, CSS, HTML5, jQuery (implied by $ usage), React (partial usage in app info component).

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is sparkasse-kl.de Safe? Security Analysis for Sparkasse Kaiserslautern

https://sparkasse-kl.de

Check if sparkasse-kl.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanymedium
JavaScriptCSSHTML5jQuery (implied by $ usage)React (partial usage in app info component)
Analyzed 10/24/2025Completed 3:44:42 AM5mo ago
71
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsparkasse-kl.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Sparkasse Kaiserslautern is a regional financial institution providing a broad range of banking and financial services including online banking, loans, insurance, investments, and real estate services. The website targets both private and corporate customers with a strong emphasis on accessibility and user-friendly digital services. The bank holds several awards recognizing its advisory quality and market position. Technically, the website is built on a modern stack likely powered by Adobe Experience Manager, with responsive design and good SEO and accessibility features. Security posture is strong with HTTPS, session management, and cookie consent mechanisms, although explicit security policies and vulnerability disclosure mechanisms are not published. Overall, the site is professional, trustworthy, and compliant with GDPR requirements.

Detected Technologies

JavaScriptCSSHTML5jQuery (implied by $ usage)React (partial usage in app info component)

7 urgent findings need attention

7 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank holds a solid regional market position with a comprehensive portfolio targeting private and business customers. Its business model revolves around traditional banking products enhanced by digital services and local real estate partnerships. The presence of multiple social media channels and a blog indicates active customer engagement. The company benefits from recognized certifications and awards, enhancing credibility. Partnerships with real estate and retail domains support its service ecosystem. The website content and structure reflect a mature digital presence aligned with customer expectations in the finance sector.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with enforced HTTPS, session timeout warnings, and cookie consent aligned with GDPR. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security policy or incident response contact details limits transparency. No security.txt or vulnerability disclosure page was found, which could be improved to enhance trust and readiness. Overall, the site follows best practices but could benefit from more explicit security governance disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security frameworks and practices.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Sparkasse Kaiserslautern

Description:

Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.

Key Services:
Online-BankingGirokontoKreditkarteKredite und FinanzierungenImmobilien servicesSparen und AnlegenPrivate BankingVersicherungen
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
JavaScriptCSSHTML5jQuery (implied by $ usage)React (partial usage in app info component)
Frameworks:
Custom Sparkasse frontend frameworkSAppInfo component
Platforms:
Web desktop and mobile optimized
Performance:

moderate

Mobile:

excellent

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Cookie consent with opt-in/out
  • Session timeout countdown
  • No exposed sensitive data in HTML
  • Secure login form

Analytics & Tracking

Services:
Google Universal Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
module.sparkasse-kl.de (custom tracking pixel)
Marketing Tools:
Google Analytics (Universal Analytics)Custom marketing scripts
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Comprehensive banking services offered with strong regional focus.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de include:spf.pitcom.net -all
DNS Lookups:3/10
Policy:-all
DMARC Details
Policy:quarantine
Aggregate Reports:rua-reports@sparkasse-kl.de

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

77/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:195.140.53.50
Name Servers:
ns1.s-fg-net.de
ns2.s-fg-net.com
ns3.s-fg-net.eu
ns4.s-fg-net.de
MX Records:
10: y01es.mail.s-web.de
10: y02es.mail.s-web.de
SOA:Serial: 40, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:68ms

SPF Analysis

SPF Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de include:spf.pitcom.net -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sparkasse-kl.de compare?

See how sparkasse-kl.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern technology stack with JavaScript, CSS, and likely Adobe Experience Manager as CMS. It includes React components and jQuery usage. The site is mobile-optimized with responsive design and accessibility features such as skip navigation and easy language options. Performance is moderate with multiple large images and scripts but overall user experience is smooth. SEO is supported by proper meta tags and structured navigation. Hosting details are not explicit but the domain uses multiple name servers under s-fg-net domains, indicating a stable infrastructure. Opportunities exist to optimize performance and enhance security header implementation.
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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsparkasse-kl.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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