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Is sparkasse-neunkirchen.de a Scam? Security Check Results - Sparkasse Neunkirchen

sparkasse-neunkirchen.de Security Report Summary

sparkasse-neunkirchen.de received a security score of 52 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Sparkasse Neunkirchen's website security posture. Sparkasse Neunkirchen operates in the Finance industry in Germany.

Sparkasse Neunkirchen operates as a regional financial institution in Germany, providing a wide range of banking and financial services including online banking, loans, insurance, investment products, and advisory services. The website is targeted at both private and corporate customers, reflecting a comprehensive digital presence with clear navigation and professional branding consistent with the Sparkassen-Finanzgruppe. The business model focuses on regional banking with strong local engagement and digital service offerings.

The security scan identified 27 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, CSS, jQuery (implied by $ usage), React (partial usage in app info component), HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

S

Is sparkasse-neunkirchen.de Safe? Security Analysis for Sparkasse Neunkirchen

http://sparkasse-neunkirchen.de

Check if sparkasse-neunkirchen.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanymedium
JavaScriptCSSjQuery (implied by $ usage)React (partial usage in app info component)HTML5
Analyzed 6/15/2025Completed 9:17:57 PM9mo ago
52
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsparkasse-neunkirchen.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Sparkasse Neunkirchen operates as a regional financial institution in Germany, providing a wide range of banking and financial services including online banking, loans, insurance, investment products, and advisory services. The website is targeted at both private and corporate customers, reflecting a comprehensive digital presence with clear navigation and professional branding consistent with the Sparkassen-Finanzgruppe. The business model focuses on regional banking with strong local engagement and digital service offerings.

Detected Technologies

JavaScriptCSSjQuery (implied by $ usage)React (partial usage in app info component)HTML5

11 urgent findings need attention

4 critical · 7 high

  • + 3 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

4 findings

43/100

NIS2 Compliance

9 findings

0/100

Email Security

6 findings

40/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank holds a solid market position as a trusted regional Sparkasse, leveraging its affiliation with the larger Sparkassen-Finanzgruppe. Its product portfolio covers essential banking needs, investment options, and insurance products, catering to diverse customer segments including young customers, families, and businesses. The website's integration with investment platforms and mobile banking apps indicates a mature digital ecosystem. Social media channels and local engagement initiatives further support its community presence.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security posture with enforced HTTPS, secure login forms, and a cookie consent mechanism compliant with GDPR. While explicit security headers like CSP and X-Frame-Options are not visible in the HTML, the overall setup suggests adherence to standard security practices. No vulnerabilities or exposed sensitive data were detected. However, improvements could be made by explicitly implementing and reporting security headers and enhancing accessibility compliance.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and explicitly declare security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to strengthen browser security.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Sparkasse Neunkirchen

Description:

Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.

Key Services:
Online BankingLoans and FinancingSavings and InvestmentsInsurance ProductsFinancial PlanningReal Estate Services
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptCSSjQuery (implied by $ usage)React (partial usage in app info component)HTML5
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced (canonical link uses https)
  • Secure login form for online banking
  • Cookie consent mechanism implemented

Analytics & Tracking

Services:
Universal Analytics (Sparkasse custom)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Sparkasse tracking pixel (tdgpixel)
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a professionally maintained regional bank site with comprehensive financial product offerings.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

43/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

No HTTPS encryption

CRITICAL

GDPR requires appropriate security measures for personal data

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

0/100
Score

No HTTPS encryption

CRITICAL

NIS2 requires appropriate technical measures including encryption

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

40/100
Score

No SPF record found

HIGH

SPF helps prevent email spoofing

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

No email authentication configured

CRITICAL

Domain is vulnerable to email spoofing

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

0/100
Score

No HTTPS Encryption

CRITICAL

Website does not use HTTPS encryption, making all data transmission vulnerable to interception

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

60/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:195.140.53.49
Name Servers:
ns1.s-fg-net.de
ns2.s-fg-net.com
ns3.s-fg-net.eu
ns4.s-fg-net.de
ns5.s-fg-net.com
SOA:Serial: 58, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:60ms

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sparkasse-neunkirchen.de compare?

See how sparkasse-neunkirchen.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Adobe Experience Manager (AEM), a robust enterprise CMS platform, utilizing modern web technologies including JavaScript, CSS, and React components. The site is mobile-optimized with responsive design and includes integration with external investment and app stores. Performance is moderate, with room for optimization. The technical infrastructure supports a professional and scalable digital banking experience, though explicit hosting provider details are not disclosed.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsparkasse-neunkirchen.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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