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Is sparkasse-pm.de a Scam? Security Check Results - Sparkasse Pfullendorf-Meßkirch

sparkasse-pm.de Security Report Summary

sparkasse-pm.de received a security score of 67 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Sparkasse Pfullendorf-Meßkirch's website security posture. Sparkasse Pfullendorf-Meßkirch operates in the Finance industry in Germany.

Sparkasse Pfullendorf-Meßkirch operates a professional regional banking website offering a wide range of financial services including retail banking, loans, investments, insurance, and online banking. The website targets both private and corporate customers primarily in Germany. The site is well-structured, mobile-optimized, and provides clear navigation and comprehensive content relevant to its audience. The presence of privacy and cookie policies indicates compliance with GDPR regulations. Technically, the site uses modern web technologies and is likely powered by Adobe Experience Manager CMS, ensuring a robust content management infrastructure. Security posture is strong with HTTPS enforced and session management features, though explicit security headers and policies could be more visible. No vulnerabilities or suspicious content were detected. Overall, the website reflects a trustworthy and credible financial institution with a solid digital presence.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, CSS, HTML5.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is sparkasse-pm.de Safe? Security Analysis for Sparkasse Pfullendorf-Meßkirch

https://sparkasse-pm.de

Check if sparkasse-pm.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanymedium
JavaScriptCSSHTML5
Analyzed 10/8/2025Completed 9:47:14 AM5mo ago
67
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsparkasse-pm.de
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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Sparkasse Pfullendorf-Meßkirch operates a professional regional banking website offering a wide range of financial services including retail banking, loans, investments, insurance, and online banking. The website targets both private and corporate customers primarily in Germany. The site is well-structured, mobile-optimized, and provides clear navigation and comprehensive content relevant to its audience. The presence of privacy and cookie policies indicates compliance with GDPR regulations. Technically, the site uses modern web technologies and is likely powered by Adobe Experience Manager CMS, ensuring a robust content management infrastructure. Security posture is strong with HTTPS enforced and session management features, though explicit security headers and policies could be more visible. No vulnerabilities or suspicious content were detected. Overall, the website reflects a trustworthy and credible financial institution with a solid digital presence.

Detected Technologies

JavaScriptCSSHTML5

7 urgent findings need attention

7 high

Continuous monitoring

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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

1 finding

90/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

5 findings

60/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The bank holds a strong regional position in the German financial sector, focusing on retail and corporate banking services. Its business model revolves around providing comprehensive financial products such as checking accounts, credit cards, loans, investment products, and insurance. The website indicates active marketing partnerships and affiliate programs like PAYBACK, enhancing customer engagement. The digital infrastructure supports multi-channel banking including mobile apps and online platforms. The bank maintains a professional brand image with consistent messaging and trust signals such as privacy compliance and secure login mechanisms. Growth indicators include active recruitment and promotional campaigns. The partnership ecosystem includes investment platforms and merchandise shops, supporting a broad service offering.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a mature security posture with HTTPS enforced, secure login forms, and cookie consent mechanisms aligned with GDPR. Session timeout warnings indicate attention to session security. However, explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options were not explicitly found in the HTML content and should be verified server-side. No incident response or security policy pages were found, which could improve transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the analysis. Overall, the site is secure for its purpose but could enhance security communication and header implementation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy and incident response contact information to improve transparency and trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Sparkasse Pfullendorf-Meßkirch

Description:

Ihr Finanzpartner im Internet. Mit sicherem Online-Banking, vielen Angeboten und Services für Privat- und Firmenkunden.

Key Services:
GirokontoOnline-BankingKreditkarteKredite und FinanzierungenSparen und AnlegenWertpapiere und BörseAltersvorsorgeVersicherungenImmobilienfinanzierungSparkassen-App
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptCSSHTML5
Frameworks:
jQuery (implied by $ usage)Custom Sparkasse clientlibs
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Secure login form
  • Cookie consent mechanism
  • Session timeout warning

Analytics & Tracking

Services:
Google Analytics (implied)
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Marketing Tools:
Google site verificationCookie consent management
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a professional regional bank portal with comprehensive financial services.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

90/100
Score

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

68/100
Score

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

60/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:none
Aggregate Reports:orga@sparkasse-pm.de

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

67/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

Mixed Content Detected

MEDIUM

1 resources loaded over insecure HTTP

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:62.181.152.49
Name Servers:
ns1.s-fg-net.de
ns2.s-fg-net.com
ns3.s-fg-net.eu
ns4.s-fg-net.de
MX Records:
10: g02es.mail.s-web.de
10: g01es.mail.s-web.de
SOA:Serial: 73, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:75ms

SPF Analysis

SPF Record:
v=spf1 include:spf.mail.s-web.de include:spf.emma.sparkasse.de -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sparkasse-pm.de compare?

See how sparkasse-pm.de stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on a modern technology stack including HTML5, CSS, and JavaScript, with indications of jQuery usage and Adobe Experience Manager CMS. The infrastructure supports responsive design and accessibility features, providing a good user experience across devices. External integrations include investment market data platforms and app store links for mobile banking apps. Performance is moderate with room for optimization. The site uses structured navigation and metadata for SEO. No outdated or vulnerable libraries were detected in the provided content. Hosting provider details are not explicitly available but domain and DNS configurations appear legitimate and stable.
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Marketing Intelligence

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49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsparkasse-pm.de
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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