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Is sumup.com a Scam? Security Check Results - SumUp

sumup.com Security Report Summary

sumup.com received a security score of 75 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers SumUp's website security posture. SumUp operates in the Finance industry in United States.

SumUp is a global financial technology company specializing in providing small businesses with affordable and easy-to-use payment solutions, including card readers and point-of-sale systems. The company positions itself as a key player in the fintech sector, targeting small business owners who require seamless transaction capabilities and efficient financial management tools. The website reflects a professional and modern digital presence, leveraging advanced web technologies such as Next.js and React, and integrating privacy compliance tools like OneTrust. Security is well addressed through HTTPS enforcement, security headers, and consent management, although explicit security policies and incident response information are not publicly available. Overall, the site demonstrates a mature security posture and strong business credibility, with clear contact information and comprehensive privacy and cookie policies.

The security scan identified 23 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: React, Next.js, Google Tag Manager, OneTrust, Inter font.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is sumup.com Safe? Security Analysis for SumUp

https://sumup.com

Check if sumup.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Stateslarge
ReactNext.jsGoogle Tag ManagerOneTrustInter font
Analyzed 10/3/2025Completed 8:54:43 PM8mo ago
75
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainsumup.com
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VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

SumUp is a global financial technology company specializing in providing small businesses with affordable and easy-to-use payment solutions, including card readers and point-of-sale systems. The company positions itself as a key player in the fintech sector, targeting small business owners who require seamless transaction capabilities and efficient financial management tools. The website reflects a professional and modern digital presence, leveraging advanced web technologies such as Next.js and React, and integrating privacy compliance tools like OneTrust. Security is well addressed through HTTPS enforcement, security headers, and consent management, although explicit security policies and incident response information are not publicly available. Overall, the site demonstrates a mature security posture and strong business credibility, with clear contact information and comprehensive privacy and cookie policies.

Detected Technologies

ReactNext.jsGoogle Tag ManagerOneTrustInter font

6 urgent findings need attention

6 high

Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

75/100

GDPR Compliance

1 finding

88/100

NIS2 Compliance

6 findings

35/100

Email Security

3 findings

82/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

SumUp operates in the finance and technology sectors, focusing on payment processing solutions for small businesses. Its business model revolves around selling hardware (card readers) and software (POS systems and online payment platforms) to merchants. The company maintains a strong market position as a global fintech provider with a consistent brand and professional online presence. The target audience is small business owners seeking affordable payment solutions. The company leverages multiple social media channels and maintains trust indicators such as customer support contacts and verified privacy policies. While WHOIS data is unavailable for the queried subdomain, the overall business credibility remains high based on website content and external references.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS with strong SSL configuration and implements key security headers, indicating a robust security baseline. Consent management via OneTrust ensures GDPR compliance and user privacy controls. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the absence of a dedicated security policy, incident response contacts, and vulnerability disclosure mechanisms suggests room for improvement in transparency and incident readiness. The use of modern frameworks and regular updates likely contribute to a secure environment, but explicit documentation of security practices would enhance trust further.

Strategic Recommendations

Priority Actions for Security Improvement

1

Publish a dedicated security policy page outlining security practices and controls.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

SumUp

Description:

SumUp is a global financial technology company that provides small businesses with easy-to-use payment solutions, including card readers and online payment systems, enabling seamless transactions and efficient financial management.

Key Services:
card readerspoint-of-sale systemsonline payment systems
Content Quality:

excellent

Branding:

consistent

Technical Stack

Technologies:
ReactNext.jsGoogle Tag ManagerOneTrustInter font
Frameworks:
Next.js
Performance:

fast

Mobile:

excellent

Accessibility:

good

SEO:

excellent

Security Assessment

Security Score:
90/100
Best Practices:
  • HTTPS enforced
  • Consent management via OneTrust
  • No exposed sensitive data in HTML
  • Secure forms with consent
  • Use of security headers

Analytics & Tracking

Services:
Google AnalyticsGoogle Tag Manager
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Google Ads
Marketing Tools:
OneTrust
Transparency Level:good

Website Quality Assessment

Design Quality:excellent
User Experience:excellent
Content Relevance:excellent
Navigation Clarity:excellent
Professionalism:excellent
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenge.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

75/100
Score

Weak X-XSS-Protection configuration

LOW

Current value: "1"

Weak Referrer-Policy configuration

LOW

Current value: "no-referrer-when-downgrade"

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

88/100
Score

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

35/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

82/100
Score

Complex SPF record

LOW

Too many include statements can cause lookup limits

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:52.211.74.234 ip4:52.214.148.172 include:_spf.google.com include:_spf.salesforce.com include:sendgrid.net include:amazonses.com include:_spf.iriscrm.com -all
DNS Lookups:5/10
Policy:-all
DKIM Selectors Found
Selector:google(1296-bit rsa)
Selector:k2(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:quarantine
Aggregate Reports:dmarc@sumup.com
Forensic Reports:dmarc@sumup.com

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

57/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 89 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
21 years(mature)
Expiry Risk
low(expired)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:76.76.21.21
Name Servers:
ns-1472.awsdns-56.org
ns-169.awsdns-21.com
ns-1782.awsdns-30.co.uk
ns-728.awsdns-27.net
MX Records:
10: aspmx2.googlemail.com
10: aspmx3.googlemail.com
5: alt1.aspmx.l.google.com
5: alt2.aspmx.l.google.com
1: aspmx.l.google.com
SOA:Serial: 1, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:91ms

SPF Analysis

SPF Record:
v=spf1 ip4:52.211.74.234 ip4:52.214.148.172 include:_spf.google.com include:_spf.salesforce.com include:sendgrid.net include:amazonses.com include:_spf.iriscrm.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does sumup.com compare?

See how sumup.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built using modern web technologies including React and Next.js, ensuring a performant and responsive user experience. Integration with Google Tag Manager and OneTrust indicates mature analytics and privacy management capabilities. The site is optimized for mobile devices and demonstrates excellent SEO practices with comprehensive meta tags and structured data. No CMS was explicitly detected, suggesting a custom or headless architecture. Hosting details are not explicitly available, but the performance and security posture indicate a reliable hosting environment. Overall, the technical infrastructure supports the business goals effectively with opportunities to improve documentation and security transparency.
Professional PDF & Marketing Data

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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainsumup.com
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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