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Is swedbank.lv a Scam? Security Check Results - Swedbank

swedbank.lv Security Report Summary

swedbank.lv received a security score of 66 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Swedbank's website security posture. Swedbank operates in the Finance industry in Latvia.

Swedbank Latvia is the largest bank in Latvia serving nearly one million individuals and over 71,000 businesses. The website provides comprehensive banking services including internet and mobile banking, financial advisory, loans, investments, and insurance. The site is well-branded, professionally designed, and optimized for Latvian users with multilingual support. Technically, it uses modern web components and scripts, with good mobile optimization and moderate performance. Security posture is solid with HTTPS and privacy compliance, though some security headers and incident response contacts are not explicitly found. The domain WHOIS data aligns with the bank's identity, indicating legitimacy and trustworthiness. Overall, the website is a reliable and professional digital presence for Swedbank Latvia.

The security scan identified 26 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: JavaScript, Web Components, Moment.js, Google Site Verification.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is swedbank.lv Safe? Security Analysis for Swedbank

https://swedbank.lv/

Check if swedbank.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatvialarge
JavaScriptWeb ComponentsMoment.jsGoogle Site Verification
Analyzed 12/3/2025Completed 4:25:46 PM3mo ago
66
Security Score
MEDIUM RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Domainswedbank.lv
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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Swedbank Latvia is the largest bank in Latvia serving nearly one million individuals and over 71,000 businesses. The website provides comprehensive banking services including internet and mobile banking, financial advisory, loans, investments, and insurance. The site is well-branded, professionally designed, and optimized for Latvian users with multilingual support. Technically, it uses modern web components and scripts, with good mobile optimization and moderate performance. Security posture is solid with HTTPS and privacy compliance, though some security headers and incident response contacts are not explicitly found. The domain WHOIS data aligns with the bank's identity, indicating legitimacy and trustworthiness. Overall, the website is a reliable and professional digital presence for Swedbank Latvia.

Detected Technologies

JavaScriptWeb ComponentsMoment.jsGoogle Site Verification

8 urgent findings need attention

1 critical · 7 high

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

2 findings

85/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Swedbank Latvia holds a dominant market position as the largest bank in the country by customer base. Its business model focuses on retail and corporate banking with a broad portfolio of financial products and services. The bank leverages a group structure with several subsidiaries specializing in leasing, investment management, pension funds, and insurance. The website reflects a mature digital ecosystem with consent management for GDPR compliance and personalized offers. The target audience includes private individuals and businesses in Latvia. The bank's partnerships and group entities are integrated into the digital experience, enhancing service offerings and customer reach.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security posture with enforced HTTPS, Google site verification, and automated consent management for data processing. However, explicit security headers such as Content-Security-Policy and X-Frame-Options are not detected in the provided data. There is no visible security.txt or dedicated incident response contact information, which could improve transparency and vulnerability handling. No vulnerabilities or exposed sensitive data were detected. The site uses modern JavaScript frameworks and accessibility features, though accessibility could be further enhanced. Overall, the security maturity is solid but could benefit from additional hardening and transparency measures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement and publish a security.txt file to facilitate vulnerability disclosures.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Swedbank

Description:

Swedbank Latvija ir lielākā banka Latvijā, kuru par savu finanšu partneri ir izvēlējušies gandrīz 1 miljons valsts iedzīvotāju un vairāk nekā 71 000 uzņēmumu.

Key Services:
Internet bankingMobile bankingFinancial advisoryLoans and mortgagesInvestment servicesInsurance
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptWeb ComponentsMoment.jsGoogle Site Verification
Frameworks:
SharedComponents UI framework
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Google site verification present
  • Use of phone number aria-labels for accessibility
  • Consent management scripts

Analytics & Tracking

Services:
Adobe Omniture
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Adobe Omniture (swedbankab.d3.sc.omtrdc.net)
Marketing Tools:
Consent management scripts
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

85/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Facebook, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx mx:swedbank.se ip4:164.10.52.33 ip4:164.10.52.34 ip4:164.10.46.101 ip4:164.10.46.102 ip4:193.40.195.167 ip4:193.40.195.168 ip4:95.216.65.121 ip4:164.10.106.10 ip4:164.10.106.11 ip4:164.10.107.10 ip4:164.10.107.11 -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:dmarc-report@swedbank.se
Forensic Reports:dmarc-report@swedbank.se

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:193.203.196.144
Name Servers:
dns1.p01.nsone.net
dns2.p01.nsone.net
dns3.p01.nsone.net
dns4.p01.nsone.net
MX Records:
10: mail4.swedbank.ee
10: mail3.swedbank.ee
SOA:Serial: 2022081605, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:53ms

SPF Analysis

SPF Record:
v=spf1 mx mx:swedbank.se ip4:164.10.52.33 ip4:164.10.52.34 ip4:164.10.46.101 ip4:164.10.46.102 ip4:193.40.195.167 ip4:193.40.195.168 ip4:95.216.65.121 ip4:164.10.106.10 ip4:164.10.106.11 ip4:164.10.107.10 ip4:164.10.107.11 -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does swedbank.lv compare?

See how swedbank.lv stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a modern tech stack including Web Components and Moment.js for UI and date handling. It leverages a shared UI framework (SharedComponents) for consistent user experience. Hosting appears to be cloud-based with NS1 DNS servers. Performance is moderate with preloading of fonts and images, and mobile optimization is good. SEO is supported by proper meta tags and Open Graph data. The site uses Google site verification and Adobe Omniture for analytics. There is room for improvement in accessibility and security header implementation. Overall, the technical infrastructure supports a professional banking website with scalable and maintainable architecture.
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Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainswedbank.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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