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Is swedbank.lv a Scam? Security Check Results - Swedbank Reviews

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Is swedbank.lv Safe? Security Analysis for Swedbank

https://swedbank.lv/

Check if swedbank.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatvialarge
JavaScriptWeb Components (webjars/webcomponents 3.20.0)Roboto and custom fontsMoment.js for date localization
Analyzed 10/8/2025Completed 12:57:53 PM
66
Security Score
MEDIUM RISK
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Domainswedbank.lv
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Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Swedbank Latvia is the largest bank in Latvia, serving nearly one million residents and over 71,000 businesses. The website provides comprehensive financial services including internet and mobile banking, loans, investme… Unlock the full Guard report to read the complete analysis.

Detected Technologies

JavaScriptWeb Components (webjars/webcomponents 3.20.0)Roboto and custom fontsMoment.js for date localization

Security Headers

2 findings

85/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

Swedbank Latvia operates as a key player in the Latvian banking sector, leveraging its affiliation with the Swedbank Group. Its business model focuses on retail and corporate banking, offering a wide range of financial products and personalized services such as the 'Mans budžets' personal finance tool. The bank maintains a strong partnership ecosystem including postal services for customer convenience. The website content and structure indicate a focus on customer data privacy and regulatory compliance, which is critical in the financial industry. Growth indicators include digital service enhancements and personalized marketing. The bank's market position is reinforced by its large customer base and comprehensive service offerings.

Security Posture Analysis

Comprehensive Security Assessment

The website enforces HTTPS and uses Google site verification, indicating a secure baseline. It employs accessibility features such as ARIA labels for phone numbers. However, the absence of explicit security headers like Content Security Policy (CSP), HSTS, and X-Frame-Options suggests room for improvement. No vulnerabilities or exposed sensitive data were detected in the analysis. The lack of a public security policy or incident response contact information is a gap in transparency. The site uses automated data processing for personalized offers, which is disclosed in privacy notices, aligning with GDPR requirements. Overall, the security posture is solid but could benefit from enhanced header configurations and published security policies.

Strategic Recommendations

Priority Actions for Security Improvement

1

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Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Swedbank

Description:

Swedbank Latvija ir lielākā banka Latvijā, kuru par savu finanšu partneri ir izvēlējušies gandrīz 1 miljons valsts iedzīvotāju un vairāk nekā 71 000 uzņēmumu.

Key Services:
Internet bankingMobile bankingLoans and mortgagesInvestment servicesInsurance productsPersonal finance management tool 'Mans budžets'
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
JavaScriptWeb Components (webjars/webcomponents 3.20.0)Roboto and custom fontsMoment.js for date localization
Frameworks:
SharedComponents UI framework (custom)Moment.js
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Google site verification present
  • Use of phone number accessibility features (aria-labels)

Analytics & Tracking

Services:
Adobe Analytics
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:
Adobe Analytics (swedbankab.d3.sc.omtrdc.net)
Marketing Tools:
Adobe Analytics
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is fully accessible with no blocking or WAF challenges.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

85/100
Score

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

Preview of GDPR checkpoints is visible. Unlock to reveal full evidence, policy excerpts, and DPIA guidance.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy Unlock the full report to read the complete fix.

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements Unlock the full report to read the complete fix.

Third-party services without privacy policy

HIGH

Detected services: Facebook, YouTube Unlock the full report to read the complete fix.

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No BIMI Record

LOW

BIMI displays brand logos in email clients Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues Unlock the full report to read the complete fix.

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 mx mx:swedbank.se ip4:164.10.52.33 ip4:164.10.52.34 ip4:164.10.46.101 ip4:164.10.46.102 ip4:193.40.195.167 ip4:193.40.195.168 ip4:95.216.65.121 -all
DNS Lookups:2/10
Policy:-all
DMARC Details
Policy:reject
Aggregate Reports:dmarc-report@swedbank.se
Forensic Reports:dmarc-report@swedbank.se

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

70/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization Unlock the full report to read the complete fix.

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification Unlock the full report to read the complete fix.

Domain Registration Details

Protection Level
none
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:193.203.196.144
Name Servers:
dns1.p01.nsone.net
dns2.p01.nsone.net
dns3.p01.nsone.net
dns4.p01.nsone.net
MX Records:
10: mail4.swedbank.ee
10: mail3.swedbank.ee
SOA:Serial: 2022081605, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:56ms

SPF Analysis

SPF Record:
v=spf1 mx mx:swedbank.se ip4:164.10.52.33 ip4:164.10.52.34 ip4:164.10.46.101 ip4:164.10.46.102 ip4:193.40.195.167 ip4:193.40.195.168 ip4:95.216.65.121 -all

Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

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