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Is tervisekassa.ee a Scam? Security Check Results - Tervisekassa

tervisekassa.ee Security Report Summary

tervisekassa.ee received a security score of 64 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Tervisekassa's website security posture. Tervisekassa operates in the Healthcare industry in Estonia.

Tervisekassa is the official Estonian national health insurance portal, providing information and services related to state health insurance, medical benefits, and healthcare access. The website targets insured individuals, employers, healthcare providers, and partners within Estonia. It offers comprehensive content on insurance coverage, medical services, reimbursements, and public health initiatives. The site is well-positioned as a government-backed service with a clear mission to facilitate healthcare access and information dissemination. Technically, the website is built on Drupal CMS, leveraging modern analytics and marketing tools such as Google Analytics, Google Tag Manager, Facebook Pixel, and Siteimprove. It employs Cloudflare for DNS and CDN services, ensuring good performance and security. Accessibility and mobile optimization are well addressed, with features like contrast toggling and skip links. Security posture is strong with HTTPS, cookie consent mechanisms, and bot protection via Google reCAPTCHA. No critical vulnerabilities or exposed sensitive data were detected. Privacy compliance is robust, with clear privacy and cookie policies and GDPR-aligned consent management. Contact information is transparent, including official email and phone numbers, and social media presence is active on major platforms. Overall, the website demonstrates a mature digital infrastructure suitable for a public healthcare service, balancing usability, security, and compliance effectively.

The security scan identified 29 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: Drupal CMS, Google Analytics, Google Tag Manager, Facebook Pixel, Siteimprove, Tawk.to chat, Google reCAPTCHA, CookiesJSR.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is tervisekassa.ee Safe? Security Analysis for Tervisekassa

https://tervisekassa.ee

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HealthcareEstonialarge
Drupal CMSGoogle AnalyticsGoogle Tag ManagerFacebook PixelSiteimprove+3 more
Analyzed 6/27/2025Completed 6:25:12 AM9mo ago
64
Security Score
MEDIUM RISK

Below Healthcare avg (65)

10,000+

Domains scanned

500+

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Domaintervisekassa.ee
Access tierFull report or marketing add-on

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Tervisekassa is the official Estonian national health insurance portal, providing information and services related to state health insurance, medical benefits, and healthcare access. The website targets insured individuals, employers, healthcare providers, and partners within Estonia. It offers comprehensive content on insurance coverage, medical services, reimbursements, and public health initiatives. The site is well-positioned as a government-backed service with a clear mission to facilitate healthcare access and information dissemination. Technically, the website is built on Drupal CMS, leveraging modern analytics and marketing tools such as Google Analytics, Google Tag Manager, Facebook Pixel, and Siteimprove. It employs Cloudflare for DNS and CDN services, ensuring good performance and security. Accessibility and mobile optimization are well addressed, with features like contrast toggling and skip links. Security posture is strong with HTTPS, cookie consent mechanisms, and bot protection via Google reCAPTCHA. No critical vulnerabilities or exposed sensitive data were detected. Privacy compliance is robust, with clear privacy and cookie policies and GDPR-aligned consent management. Contact information is transparent, including official email and phone numbers, and social media presence is active on major platforms. Overall, the website demonstrates a mature digital infrastructure suitable for a public healthcare service, balancing usability, security, and compliance effectively.

Detected Technologies

Drupal CMSGoogle AnalyticsGoogle Tag ManagerFacebook PixelSiteimproveTawk.to chatGoogle reCAPTCHACookiesJSR

9 urgent findings need attention

1 critical · 8 high

  • + 1 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

4 findings

70/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Tervisekassa operates as a key public entity in Estonia's healthcare sector, managing national health insurance and related benefits. Its business model is service-oriented, funded and regulated by the government, focusing on providing accessible healthcare information and services to citizens and stakeholders. The website supports multiple user groups including individuals, employers, healthcare providers, and partners, indicating a broad ecosystem engagement. The presence of strategic content such as health screenings, vaccination campaigns, and legal information highlights its role in public health promotion. Partnerships with healthcare providers and integration with other government portals (e.g., eesti.ee, terviseportaal.ee) strengthen its market position. The domain age and WHOIS data confirm a stable and legitimate operation. The website's digital maturity is evidenced by the use of advanced analytics, marketing, and accessibility tools, supporting continuous improvement and user engagement.

Security Posture Analysis

Comprehensive Security Assessment

The website exhibits a strong security posture with enforced HTTPS, use of security headers including Content-Security-Policy with nonce, and bot mitigation via Google reCAPTCHA. Cookie consent is implemented with granular control, aligning with GDPR requirements. No exposed sensitive data or vulnerable libraries were detected in the HTML content. The domain lacks DNSSEC, which is a recommended enhancement for DNS security. There is no explicit security policy or incident response information published, which could improve transparency and readiness. No security.txt or vulnerability disclosure page was found. Overall, the site follows best practices for a public service website, minimizing risks related to data privacy and unauthorized access.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Tervisekassa

Description:

Tervisekassa korraldab riiklikku ravikindlustust ning võimaldab kindlustatud inimestele erinevaid ravikindlustushüvitisi ja tervishoiuteenuseid, mis aitavad tervise hoidmisel ja tervisemurede lahendamisel.

Key Services:
RavikindlustusHüvitisedArsti- ja õendusabiHambaraviRavimidSõeluuringudEuroopa ravikindlustuskaartTeabenõudedAvaldused
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
Drupal CMSGoogle AnalyticsGoogle Tag ManagerFacebook PixelSiteimproveTawk.to chatGoogle reCAPTCHACookiesJSR
Frameworks:
Drupal
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
85/100
Best Practices:
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected in scripts

Analytics & Tracking

Services:
Google AnalyticsSiteimprove
Tracking Level:moderate
Privacy Compliance:good

Advertising & Marketing

Ad Networks:
Facebook Pixel
Tracking Pixels:
Facebook PixelSiteimprovetawk.to
Transparency Level:good

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is a public service portal for Estonian national health insurance

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

70/100
Score

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Facebook, YouTube

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com ip4:185.147.120.0 ip4:185.147.120.162 ip4:185.147.120.163 ip4:185.147.120.101 include:mailer.recommy.com include:_spf .smaily.com -all
DNS Lookups:3/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1416-bit rsa)
Selector:selector2(1416-bit rsa)
DMARC Details
Policy:none
Subdomain Policy:quarantine
Aggregate Reports:dmarc_agg@vali.email
Forensic Reports:dmarc@haigekassa.ee

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

75/100
Score

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 47 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

Partial SSL/TLS Assessment

LOW

Completed 2 of 4 security checks due to time constraints

Certificate Details

Subject:tervisekassa.ee
Issuer:WE1
Valid Until:8/13/2025 (47 days)
SANs:tervisekassa.ee, *.tervisekassa.ee

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

65/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
11 years(mature)
Protection Level
noneDNSSEC OFF
Suspicious Indicators Detected
  • No domain protection locks enabled

DNS Records

A Records:104.21.83.236, 172.67.183.114
AAAA Records:2606:4700:3031::ac43:b772, 2606:4700:3032::6815:53ec
Name Servers:
kenneth.ns.cloudflare.com
rafe.ns.cloudflare.com
MX Records:
20: tervisekassa-ee.mail.protection.outlook.com
SOA:Serial: 2376401238, TTL: 1800s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:51ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com ip4:185.147.120.0 ip4:185.147.120.162 ip4:185.147.120.163 ip4:185.147.120.101 include:mailer.recommy.com include:_spf .smaily.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does tervisekassa.ee compare?

See how tervisekassa.ee stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on Drupal CMS, a widely used and robust content management system suitable for government and public sector websites. It integrates multiple third-party services including Google Analytics, Google Tag Manager, Facebook Pixel, Siteimprove, and Tawk.to for analytics, marketing, accessibility, and user support. Hosting and DNS are managed via Cloudflare, providing CDN and security benefits. The site is mobile-optimized and includes accessibility features such as contrast toggling and skip links, enhancing usability for diverse users. Performance is moderate, with asynchronous loading of scripts and deferred JavaScript to improve page load times. The presence of structured cookie consent and privacy settings indicates a mature approach to compliance. No critical technical debt or deprecated technologies were identified, suggesting a well-maintained infrastructure.
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PDF Report & Export

PDF download, email delivery, unlock code

39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domaintervisekassa.ee
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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