Is unionbank.ba Safe? Security Analysis for Union Banka d.d. Sarajevo
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Union Banka d.d. Sarajevo is a well-established financial institution in Bosnia and Herzegovina, providing a broad range of banking services including accounts, loans, cards, savings, and digital banking platforms such as eUnion and mUnion. The bank targets both individual and corporate clients, with a notable focus on energy efficiency financing and sustainable banking initiatives. The website reflects a mature digital infrastructure built on modern technologies like React and Next.js, offering fast performance and excellent mobile optimization. Security measures such as HTTPS, security headers, and Google reCAPTCHA v3 are implemented, though explicit security policies and incident response information are not publicly detailed. Overall, the bank demonstrates a strong market position with consistent branding and trust indicators, supported by legitimate WHOIS registration data.
Detected Technologies
12 urgent findings need attention
12 high
- + 4 more findings in the full report below
Keep unionbank.ba under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
4 findings
55/100
GDPR Compliance
4 findings
35/100
NIS2 Compliance
8 findings
17/100
Email Security
4 findings
75/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Union Banka operates in the finance sector with a medium-sized footprint in Bosnia and Herzegovina. It leverages partnerships with government and international organizations to offer specialized credit lines, particularly in energy efficiency. The bank's business model combines traditional retail and corporate banking with digital services, enhancing customer convenience and operational efficiency. Its competitive advantages include a long-standing market presence, diversified product offerings, and a growing digital ecosystem. The bank maintains active social media channels and provides transparent legal and tariff documentation, supporting customer trust and regulatory compliance.
Security Posture Analysis
Comprehensive Security Assessment
The website exhibits a solid security posture with enforced HTTPS, comprehensive security headers, and integration of Google reCAPTCHA v3 to mitigate automated abuse. However, the absence of a publicly accessible security policy, incident response plan, or vulnerability disclosure program limits transparency. No vulnerabilities or exposed sensitive data were detected in the analysis. The bank should consider publishing detailed security and privacy policies and establishing clear incident response contacts to enhance stakeholder confidence and regulatory compliance.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy and incident response information on the website.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Union Banka d.d. Sarajevo
Union Banka is a financial institution offering banking services including accounts, loans, cards, savings, and digital banking solutions. It targets both individual and corporate clients with a focus on energy efficiency loans and sustainable banking.
good
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- Use of reCAPTCHA v3
- Secure cookie consent mechanism
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Professional banking website with comprehensive service offerings.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing Strict-Transport-Security header
HIGHForces HTTPS connections
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing Referrer-Policy header
LOWControls referrer information sent with requests
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
HIGHGDPR requires a clear and accessible privacy policy
No Cookie Policy found
HIGHGDPR requires clear information about cookie usage
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
Third-party services without privacy policy
HIGHDetected services: Facebook, LinkedIn, YouTube, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
DMARC not enforcing
MEDIUMDMARC policy is set to "none"
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
HIGHServer supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
LOWOCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
LOWCertificate is not logged in Certificate Transparency logs
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 35 days
Weak SSL Key Length
HIGHSSL certificate uses 384-bit key, which is considered weak
HSTS Not Enabled
MEDIUMHTTP Strict Transport Security (HSTS) is not configured
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
CAA Records Not Configured
LOWCertificate Authority Authorization (CAA) records not found
DMARC Policy Set to None
LOWDMARC is configured but not enforcing any policy
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Service Exposed: SSH
MEDIUMPort 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
How does unionbank.ba compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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