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Is univerzalni-pujcka.cz a Scam? Security Check Results - Infinea Finance, s.r.o.

univerzalni-pujcka.cz Security Report Summary

univerzalni-pujcka.cz received a security score of 48 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Infinea Finance, s.r.o.'s website security posture. Infinea Finance, s.r.o. operates in the Finance industry in Czech Republic.

Univerzalni-Pujcka.cz is an informational website operated by Infinea Finance, s.r.o., providing comprehensive consumer information about various types of loans including bank and non-bank loans, quick online loans, and loans without income verification or registry checks. The site serves primarily Czech consumers seeking financial education and loan product comparisons, without directly offering financial products. Technically, the site uses modern JavaScript libraries such as jQuery 3.7.1, Google Analytics for tracking, and Seznam SSP for advertising. It is served over HTTPS with cookie consent mechanisms implemented, indicating a moderate level of digital maturity. Security posture is adequate with HTTPS and cookie consent but lacks advanced security headers and incident response disclosures. WHOIS data is unavailable, which reduces domain trustworthiness, but the site compensates with clear company information and disclaimers. Overall, the site is professional, content-rich, and user-friendly, targeting general audiences interested in financial products in the Czech Republic.

The security scan identified 32 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery 3.7.1, Google Analytics (gtag.js), Seznam SSP advertising scripts.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is univerzalni-pujcka.cz Safe? Security Analysis for Infinea Finance, s.r.o.

https://univerzalni-pujcka.cz

Check if univerzalni-pujcka.cz is a scam or legitimate. Free security scan and reviews.

FinanceCzech Republicsmall
jQuery 3.7.1Google Analytics (gtag.js)Seznam SSP advertising scripts
Analyzed 10/31/2025Completed 11:19:36 AM4mo ago
48
Security Score
HIGH RISK

Below Finance avg (78)

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Domains scanned

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Domainuniverzalni-pujcka.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

Univerzalni-Pujcka.cz is an informational website operated by Infinea Finance, s.r.o., providing comprehensive consumer information about various types of loans including bank and non-bank loans, quick online loans, and loans without income verification or registry checks. The site serves primarily Czech consumers seeking financial education and loan product comparisons, without directly offering financial products. Technically, the site uses modern JavaScript libraries such as jQuery 3.7.1, Google Analytics for tracking, and Seznam SSP for advertising. It is served over HTTPS with cookie consent mechanisms implemented, indicating a moderate level of digital maturity. Security posture is adequate with HTTPS and cookie consent but lacks advanced security headers and incident response disclosures. WHOIS data is unavailable, which reduces domain trustworthiness, but the site compensates with clear company information and disclaimers. Overall, the site is professional, content-rich, and user-friendly, targeting general audiences interested in financial products in the Czech Republic.

Detected Technologies

jQuery 3.7.1Google Analytics (gtag.js)Seznam SSP advertising scripts

12 urgent findings need attention

1 critical · 11 high

  • + 4 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

3 findings

40/100

NIS2 Compliance

8 findings

17/100

Email Security

4 findings

70/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

The website positions itself as a trusted financial information portal in the Czech market, focusing on consumer education about loans and financial literacy. It leverages partnerships with loan providers and aggregators to offer users application links and product comparisons. The business model is primarily advertising and affiliate referral based. The company behind the site, Infinea Finance, s.r.o., is registered in Brno, Czech Republic, lending legitimacy. The site targets individuals needing quick financial solutions, including those with credit challenges. The presence of detailed articles and financial glossaries indicates a commitment to educating consumers, which can enhance user trust and engagement. The lack of direct loan provision reduces regulatory burden but also limits revenue streams to advertising and affiliate commissions.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Infinea Finance, s.r.o.

Registration Number:

C 70369

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a baseline security posture with HTTPS enforced and cookie consent implemented, aligning with GDPR requirements. However, it lacks explicit security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options, which are recommended to mitigate common web attacks. There is no visible security policy or incident response contact information, which could be improved to enhance transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of WHOIS data is a concern for domain legitimacy but does not directly impact site security. Overall, the site is moderately secure but could benefit from enhanced security controls and disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement standard security headers (CSP, X-Frame-Options, X-Content-Type-Options) to improve protection against common web vulnerabilities.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Infinea Finance, s.r.o.

Description:

Informativní web poskytující informace o bankovních i nebankovních půjčkách, jejich typech, rizicích a možnostech získání půjček bez doložení příjmů či bez registru.

Key Services:
Informace o půjčkáchPorovnání půjčekFinanční rady a slovníkOdkazy na online žádosti o půjčky
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 3.7.1Google Analytics (gtag.js)Seznam SSP advertising scripts
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
80/100
Best Practices:
  • HTTPS enforced
  • Cookie consent implemented
  • No sensitive data exposed in HTML

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Ad Networks:
Seznam SSP
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is fully accessible with rich content in Czech language.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

40/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

Third-party services without privacy policy

HIGH

Detected services: Google Analytics, Google APIs

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy85% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

70/100
Score

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.active24.com ~all
DNS Lookups:1/10
Policy:~all

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 62 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

Domain Registration Details

Domain Age
13 years(mature)

DNS Records

A Records:46.28.106.166
AAAA Records:2a02:2b88:1:4::ce
Name Servers:
ns.wedos.com
ns.wedos.czDNS only
ns.wedos.eu
ns.wedos.net
MX Records:
1: wes1-mx1.wedos.net
1: wes1-mx2.wedos.net
10: wes1-mx-backup.wedos.net
SOA:Serial: 2025102002, TTL: 3600s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:39ms

SPF Analysis

SPF Record:
v=spf1 include:spf.active24.com ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does univerzalni-pujcka.cz compare?

univerzalni-pujcka.cz scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website uses a straightforward technical stack with jQuery 3.7.1 for DOM manipulation and event handling, Google Analytics (gtag.js) for user behavior tracking, and Seznam SSP scripts for advertising. The site is served over HTTPS, ensuring encrypted communication. The HTML structure is well-formed with meta tags for SEO and mobile responsiveness. Cookie consent is implemented via a jQuery plugin. No CMS or server-side technologies are explicitly identified. Performance appears moderate with some external script dependencies. Mobile optimization is good with responsive menus and layouts. Accessibility is basic but could be improved with ARIA roles and better keyboard navigation support. Overall, the technical implementation is solid but could be modernized with newer frameworks and enhanced accessibility features.
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Marketing Intelligence

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Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainuniverzalni-pujcka.cz
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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