Is urbo.lt Safe? Security Analysis for Urbo
https://urbo.ltCheck if urbo.lt is a scam or legitimate. Free security scan and reviews.
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SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
AI Summary
Urbo.lt is a Lithuanian banking website offering a comprehensive range of financial services to private individuals and business clients. The bank provides housing loans, consumer loans, business financing, deposits, payment cards, e-banking, insurance, and safe deposit box rentals. The website is professionally designed with clear navigation and is optimized for mobile devices, reflecting a modern digital presence. The domain was registered in 2023, consistent with the bank's founding year, indicating a new but legitimate financial institution in Lithuania. The website includes detailed privacy and cookie policies, demonstrating compliance with GDPR and related regulations. Social media presence on LinkedIn and Facebook further supports its credibility. Technically, the site uses modern frameworks such as Alpine.js and Livewire, is hosted behind Cloudflare, and employs Google Tag Manager and Facebook Pixel for marketing and analytics. Security best practices are observed, including HTTPS enforcement, security headers, and CSRF tokens. No critical vulnerabilities or suspicious content were detected, and the site is free from WAF blocking or challenge pages.
Detected Technologies
7 urgent findings need attention
7 high
Keep urbo.lt under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
5 findings
60/100
GDPR Compliance
3 findings
68/100
NIS2 Compliance
8 findings
17/100
Email Security
3 findings
85/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Urbo positions itself as a medium-sized Lithuanian bank targeting both retail and business customers. Its business model revolves around traditional banking products supplemented by digital services such as online loan applications and API platforms. The bank leverages partnerships and internal services (e.g., mano.urbo.lt for document management and paraiska.urbo.lt for loan applications) to enhance customer experience. The presence of financial reports and investor information indicates transparency and regulatory compliance. The bank's marketing strategy includes retargeting and analytics tools to optimize customer acquisition and engagement. Overall, Urbo appears to be a growing financial institution with a focus on digital transformation and customer-centric services.
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates a strong security posture with HTTPS enabled and multiple security headers in place. The presence of CSRF tokens and absence of exposed sensitive data indicate secure handling of user inputs and sessions. Use of Cloudflare provides additional protection against DDoS and other attacks. However, explicit security policies and incident response information are not published, which could improve transparency and preparedness. No vulnerable libraries or outdated technologies were detected. The site uses third-party scripts for analytics and marketing, which should be regularly audited to mitigate supply chain risks. Overall, the security maturity is good but could benefit from enhanced disclosure and vulnerability management practices.
Strategic Recommendations
Priority Actions for Security Improvement
Publish a dedicated security policy and incident response plan accessible on the website.
✨Observations
AI-powered comprehensive website and business analysis.
AI-Enhanced Website Analysis
Business Insights
Urbo
Banko paslaugos privatiems ir verslo klientams
excellent
consistent
Technical Stack
fast
excellent
good
good
Security Assessment
- HTTPS enforced
- CSRF token present in meta tags
- Secure cookies likely (implied by Cloudflare usage)
- No exposed sensitive data in HTML
- Use of security headers
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is professionally designed and fully accessible.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
LOWCurrent value: "max-age=15552000; includeSubDomains; preload"
Weak X-Frame-Options configuration
LOWCurrent value: "ALLOW-FROM *.urbo.lt"
Missing Content-Security-Policy header
HIGHControls resources the browser is allowed to load
Missing Permissions-Policy header
MEDIUMControls browser features and APIs
Sensitive data may be cached
LOWCache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Consent Banner found
HIGHGDPR requires explicit consent for non-essential cookies
No Data Protection Officer mentioned
LOWLarge organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
MEDIUMPrivacy policy lacks explicit GDPR compliance elements
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
HIGHNIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
MEDIUMNIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
HIGHNIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
HIGHNIS2 requires documented incident response and business continuity plans
No business continuity planning found
MEDIUMNIS2 emphasizes operational resilience and business continuity
No security contact information
HIGHNIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
MEDIUMClear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
LOWConsider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No BIMI Record
LOWBIMI displays brand logos in email clients
No MTA-STS Policy
MEDIUMMTA-STS enforces TLS for email delivery
No TLS-RPT Record
LOWTLS-RPT provides reporting for email TLS issues
SPF Details
DKIM Selectors Found
DMARC Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
SSL Certificate Expires Within 90 Days
MEDIUMSSL certificate expires in 71 days
Weak SSL Key Length
HIGHSSL certificate uses 256-bit key, which is considered weak
Partial SSL/TLS Assessment
LOWCompleted 2 of 4 security checks due to time constraints
Certificate Details
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
MEDIUMDNSSEC is not configured for this domain
Domain Transfer Lock Not Enabled
MEDIUMDomain can be transferred without authorization
Domain Delete Lock Not Enabled
LOWDomain can be deleted without additional verification
Domain Registration Details
- •No domain protection locks enabled
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
LOWNo unnecessary services detected on common risky ports
How does urbo.lt compare?
See how urbo.lt stacks up against similar websites in the same industry.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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Marketing Intelligence
Contact emails, phone numbers & warm leads
Plan Comparison
| Feature | PDF Report | Marketing+ |
|---|---|---|
| Full security analysis | ||
| Professional PDF export | ||
| Email delivery | ||
| Lifetime access + unlock code | ||
| Contact emails & phones | — | |
| Marketing outreach data | — |
Already purchased?
Order summary
Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.
Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.
SEQ SIA
Lastadijas 12 k-3, Riga, Latvia, LV-1050
Reg. No. 40203410806 • VAT LV40203410806
Support: guard@offseq.com • +371 2256 5353
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