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Is vipkredit.lv a Scam? Security Check Results - SQUARE+

vipkredit.lv Security Report Summary

vipkredit.lv received a security score of 45 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers SQUARE+'s website security posture. SQUARE+ operates in the Finance industry in Latvia.

The website vipkredit.lv represents a small Latvian financial services company named SQUARE+ specializing in providing loans secured by real estate. The business targets Russian and Latvian speaking customers seeking quick credit solutions with loan issuance within one day and terms up to 15 years. The site is professionally designed using WordPress with Astra theme and Elementor page builder, incorporating SEO best practices and structured data for enhanced search visibility. Technical infrastructure includes modern web technologies and analytics via Yandex Metrika. Security posture is adequate with HTTPS and reCAPTCHA integration, but lacks visible security headers and formal privacy or cookie policies. WHOIS data is unavailable due to query limits, limiting domain trust verification. Overall, the site is functional and credible for its niche but would benefit from improved transparency and security practices.

The security scan identified 34 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, Astra Theme, Elementor, Yoast SEO, FontAwesome, Google reCAPTCHA, Yandex Metrika.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and AI-powered business intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

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Is vipkredit.lv Safe? Security Analysis for SQUARE+

https://vipkredit.lv

Check if vipkredit.lv is a scam or legitimate. Free security scan and reviews.

FinanceLatviasmall
WordPressAstra ThemeElementorYoast SEOFontAwesome+2 more
Analyzed 7/30/2025Completed 4:58:30 PM7mo ago
45
Security Score
HIGH RISK

Below Finance avg (78)

10,000+

Domains scanned

500+

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Order summary

Domainvipkredit.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

AI Summary

The website vipkredit.lv represents a small Latvian financial services company named SQUARE+ specializing in providing loans secured by real estate. The business targets Russian and Latvian speaking customers seeking quick credit solutions with loan issuance within one day and terms up to 15 years. The site is professionally designed using WordPress with Astra theme and Elementor page builder, incorporating SEO best practices and structured data for enhanced search visibility. Technical infrastructure includes modern web technologies and analytics via Yandex Metrika. Security posture is adequate with HTTPS and reCAPTCHA integration, but lacks visible security headers and formal privacy or cookie policies. WHOIS data is unavailable due to query limits, limiting domain trust verification. Overall, the site is functional and credible for its niche but would benefit from improved transparency and security practices.

Detected Technologies

WordPressAstra ThemeElementorYoast SEOFontAwesomeGoogle reCAPTCHAYandex Metrika

15 urgent findings need attention

1 critical · 14 high

  • + 7 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

25/100

NIS2 Compliance

9 findings

2/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

SQUARE+ operates in the finance and real estate sectors, focusing on secured lending products. Its business model revolves around providing accessible credit solutions without income verification, appealing to individuals needing fast financing. The company maintains a clear navigation structure with dedicated pages for partners, FAQs, articles, and contact information, indicating a customer-centric approach. The presence of legal services and debt refinancing suggests diversified offerings within the credit domain. Market positioning appears regional and niche-focused, with no evident large-scale partnerships or subsidiaries. The website's content quality and branding consistency support a professional image, though lack of detailed company registration or VAT information limits full business transparency.

Security Posture Analysis

Comprehensive Security Assessment

The website employs HTTPS and Google reCAPTCHA to protect user interactions and forms, which is positive. However, the absence of key security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces defense-in-depth. No explicit incident response or vulnerability disclosure information is provided, which is a gap in security maturity. The site does not expose sensitive data in the HTML content, and no vulnerable libraries were detected from the provided data. Overall, security practices are basic but could be significantly improved by implementing recommended headers, formal policies, and regular security audits.

Strategic Recommendations

Priority Actions for Security Improvement

1

Implement comprehensive privacy and cookie policies to enhance GDPR compliance and user trust.

Observations

AI-powered comprehensive website and business analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

SQUARE+

Description:

Кредит под залог недвижимости до 75 % от цены без подтверждения дохода, выдача за 1 день, низкие процентные ставки, кредит до 15 лет. Большой опыт

Key Services:
Loans secured by real estateLoans for real estate purchaseDebt refinancingLegal services related to real estate and credit
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
WordPressAstra ThemeElementorYoast SEOFontAwesomeGoogle reCAPTCHAYandex Metrika
Frameworks:
WordPress CMS
Platforms:
Web
Performance:

moderate

Mobile:

good

Accessibility:

basic

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • Use of Google reCAPTCHA for forms

Analytics & Tracking

Services:
Yandex Metrika
Tracking Level:moderate
Privacy Compliance:poor

Advertising & Marketing

Tracking Pixels:
Yandex Metrika
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:moderate

Key Observations

1

Website is in Russian with Latvian language alternate

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

25/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

EU business without adequate privacy measures

CRITICAL

EU businesses are subject to strict GDPR requirements

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
emailphone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: energy, transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

Weak DKIM Key

HIGH

DKIM selector 'default' uses 1008-bit key

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:_spf.inbox.eu ~all
DNS Lookups:1/10
Policy:~all
DKIM Selectors Found
Selector:default(1008-bit rsa)

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

72/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 62 days

Partial SSL/TLS Assessment

LOW

Completed 3 of 4 security checks due to time constraints

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

No DMARC Record

MEDIUM

DMARC policy not configured

DNS Records

A Records:91.203.68.203
Name Servers:
ns.nano.lvDNS only
ns2.nano.lvDNS only
MX Records:
0: mx.inbox.eu
SOA:Serial: 2025070310, TTL: 86400s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:66ms

SPF Analysis

SPF Record:
v=spf1 include:_spf.inbox.eu ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

20/100
Score

High-Risk Service Exposed: FTP

HIGH

Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

How does vipkredit.lv compare?

vipkredit.lv scores below average. Browse similar domains to see how competitors handle security.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS using the Astra theme and Elementor page builder, which are widely used and supported technologies. It leverages FontAwesome for icons and integrates Google reCAPTCHA for bot protection. SEO is enhanced via Yoast SEO plugin and structured data in JSON-LD format. Analytics are conducted through Yandex Metrika, indicating regional targeting. The site is mobile optimized with responsive design and good navigation clarity. Performance is moderate, with potential improvements in caching and asset optimization. No hosting provider details were identified from the content. Accessibility features are basic but present. Overall, the technical stack is modern and suitable for the business scale but could benefit from enhanced security and privacy features.
Professional PDF & Marketing Data

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PDF Report & Export

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39.90 €one-time • Incl. 21% VAT

Marketing Intelligence

Contact emails, phone numbers & warm leads

49.90 €one-time • Incl. 21% VAT

Plan Comparison

FeaturePDF ReportMarketing+
Full security analysis
Professional PDF export
Email delivery
Lifetime access + unlock code
Contact emails & phones
Marketing outreach data

Already purchased?

Order summary

Domainvipkredit.lv
Access tierFull report or marketing add-on

Digital reports are delivered immediately after payment. By continuing you acknowledge the withdrawal waiver described in our Returns & Refunds policy.

VisaMastercardApple PayGoogle Pay

Secure payments processed via EveryPay. Prices in EUR; Incl. 21% VAT.

SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com+371 2256 5353

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