What is the security status of vkb.de?

vkb.de has a security score of 65/100, rated as Moderate Risk. The website may have security concerns that should be addressed.

Is vkb.de safe to use?

Our security scan shows vkb.de is Moderate Risk. SSL security issues detected. Always practice safe browsing habits.

Does vkb.de have viruses?

Our comprehensive security scan analyzes multiple security factors. Based on the overall security score of 65/100, the website is rated as Moderate Risk. However, websites can change over time, so always use updated security software.

What is vkb.de's trust score?

vkb.de has a security score of 65/100. This score is based on multiple factors including SSL security, security headers, DNS health, and compliance checks.

I want to know if vkb.de is a legitimate website or if it's a scam.

According to our comprehensive security analysis, vkb.de has a security score of 65/100, which indicates it is Moderate Risk. Versicherungskammer Bayern is a large regional insurance provider in Germany offering a wide range of insurance products including auto, home, liability, health, travel, life, and retirement insurance. The website targets private customers, families, professionals, farmers, companies, and municipal clients, providing comprehensive product information and multiple online service portals. The company emphasizes customer service with online claims reporting and contract management features. Technically, the website uses modern web technologies such as jQuery, Modernizr, and a consent management platform (Usercentrics), built on a CMS framework (OEVD CMS) with responsive design and accessibility considerations. Security posture is good with HTTPS enforced and sandboxed iframes, though some security headers could be improved. Privacy compliance is supported by a cookie consent mechanism but lacks explicit privacy policy and terms of service links in the provided content. No WAF or blocking mechanisms were detected, and the domain WHOIS data is limited but consistent with a legitimate business. Overall, the website is professional, trustworthy, and well-structured, suitable for its insurance business model.

Is vkb.de Safe? Security Analysis for Versicherungskammer Bayern

https://vkb.de

Check if vkb.de is a scam or legitimate. Free security scan and reviews.

FinanceGermanylarge

jQuery 3.6.1jQuery MigrateModernizrUsercentrics CMPAdobe Tag Manager+1 more

Analyzed 10/10/2025Completed 6:11:10 PM

Security Score

MEDIUM RISK

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Domainvkb.de

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SEQ SIA

Lastadijas 12 k-3, Riga, Latvia, LV-1050

Reg. No. 40203410806 • VAT LV40203410806

Support: guard@offseq.com • +371 2256 5353

AI Summary

Versicherungskammer Bayern is a large regional insurance provider in Germany offering a wide range of insurance products including auto, home, liability, health, travel, life, and retirement insurance. The website target… Unlock the full Guard report to read the complete analysis.

Detected Technologies

jQuery 3.6.1jQuery MigrateModernizrUsercentrics CMPAdobe Tag ManagereyeAble accessibility plugin

Security Headers

5 findings

65/100

GDPR Compliance

3 findings

68/100

NIS2 Compliance

9 findings

2/100

Email Security

3 findings

55/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Snapshot shown below. Unlock the full AI report for complete market insights, audience profiling, and step-by-step recommendations.

Business Intelligence

Market & Strategic Analysis

The company holds a strong market position in the Bavarian insurance market with a broad portfolio and digital services. Its business model focuses on direct insurance sales and customer self-service portals. The target audience is diverse, including individuals, families, professionals, and businesses. The website content and testimonials reinforce trust and customer satisfaction. The company leverages Adobe Tag Manager and Usercentrics for marketing and compliance. No explicit partnerships or subsidiaries were identified from the domain data. The business appears mature and well-established, though no founding year or parent company information was found.

Security Posture Analysis

Comprehensive Security Assessment

The website demonstrates a good security posture with HTTPS, sandboxed iframes, and consent management. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are absent. Security headers like CSP, X-Frame-Options, and Referrer-Policy are not explicitly present in the HTML. No vulnerable libraries or exposed sensitive data were detected. The site would benefit from publishing security and incident response information to enhance transparency and trust.

Strategic Recommendations

Priority Actions for Security Improvement

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✨Observations

AI-powered comprehensive website and business analysis.

A preview of your strategic observations is visible. Upgrade to unlock the full competitive positioning, trust signals, and branding checklist.

AI-Enhanced Website Analysis

Business Insights

Company:

Versicherungskammer Bayern

Description:

Versicherungskammer Bayern offers insurance, private pension plans, and secure investments. They provide a broad range of insurance products including auto, home, liability, health, travel, life, and retirement insurance.

Key Services:

Auto & Zweirad insuranceHaus & Wohnen insuranceHaftpflicht insuranceRechtsschutz insuranceGesundheit insuranceReise insuranceLeben & Einkommenssicherung insuranceAltersvorsorge (retirement provision)Online customer portals (Mein Premiumservice, Firmenkundenportal, Kommunal-Portal)Claims reporting and service requests

Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:

jQuery 3.6.1jQuery MigrateModernizrUsercentrics CMPAdobe Tag ManagereyeAble accessibility plugin

Frameworks:

Foundation CSS framework

Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:

80/100

Best Practices:

HTTPS enforced
Use of sandboxed iframes
Consent management platform (Usercentrics) for cookie control
No exposed sensitive data in HTML
No obvious vulnerable libraries detected

Analytics & Tracking

Services:

Adobe Tag Manager

Tracking Level:moderate

Privacy Compliance:good

Advertising & Marketing

Tracking Pixels:

Adobe Tag ManagerUsercentrics CMP

Marketing Tools:

Adobe Tag ManagerUsercentrics CMP

Transparency Level:good

Website Quality Assessment

Design Quality:good

User Experience:good

Content Relevance:good

Navigation Clarity:good

Professionalism:good

Trustworthiness:high

Key Observations

Website is fully accessible with no blocking or WAF challenges.

🛡️Security Headers

HTTP security headers analysis and recommendations.

Some header findings are shown. Unlock to see the full checklist, impacted endpoints, and remediation guidance.

Security Headers

HTTP security headers analysis

65/100

Score

Weak Strict-Transport-Security configuration

LOW

Current value: "max-age=15552000; includeSubDomains" Unlock the full report to read the complete fix.

Weak X-Frame-Options configuration

LOW

Current value: "ALLOW-FROM https://magnolia.vbt.vk.oevcloud.biz https://vkb.vbt.vk.oevcloud.biz" Unlock the full report to read the complete fix.

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing Unlock the full report to read the complete fix.

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs Unlock the full report to read the complete fix.

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages Unlock the full report to read the complete fix.

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

You can see headline NIS2 checks. Upgrade to access the full control mapping, severity breakdown, and remediation plan.

NIS2 Compliance

Network & Information Security Directive

2/100

Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures Unlock the full report to read the complete fix.

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure Unlock the full report to read the complete fix.

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management Unlock the full report to read the complete fix.

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans Unlock the full report to read the complete fix.

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity Unlock the full report to read the complete fix.

No security contact information

HIGH

NIS2 requires clear incident reporting channels Unlock the full report to read the complete fix.

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure Unlock the full report to read the complete fix.

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts Unlock the full report to read the complete fix.

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital Unlock the full report to read the complete fix.

📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Quick view of email authentication checks is provided. Unlock to uncover full DNS evidence, record diffs, and fix scripts.

Email Security

SPF, DKIM, and DMARC validation

55/100

Score

No DMARC record found

HIGH

DMARC provides email authentication and reporting Unlock the full report to read the complete fix.

No DKIM record found

MEDIUM

DKIM adds cryptographic signatures to emails Unlock the full report to read the complete fix.

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery Unlock the full report to read the complete fix.

SPF

Sender Policy Framework

DKIM

DomainKeys Identified Mail

DMARC

Domain-based Message Authentication

MX Records

Mail Exchange Records

BIMI

Brand Indicators

MTA-STS

Mail Transfer Agent Security

TLS-RPT

TLS Reporting

DNSSEC

DNS Security

SPF Details

Record:

v=spf1 ip4:62.245.172.0/26 ip4:80.243.45.222/32 ip4:185.157.29.16/28 include:_spf.oevcloud.de include:spf.protection.outlook.com ~all

DNS Lookups:2/10

Policy:~all

DMARC Details

Policy:none

🏆SSL/TLS Security

Certificate validity and encryption analysis.

This is a teaser of the TLS audit. Unlock to view certificate chains, cipher support tables, and remediation steps.

SSL/TLS Security

Certificate validity and encryption analysis

77/100

Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1 Unlock the full report to read the complete fix.

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs Unlock the full report to read the complete fix.

Short HSTS Max-Age

LOW

HSTS max-age is less than 1 year Unlock the full report to read the complete fix.

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Enabled

📊DNS Health

DNS configuration and security assessment.

Unlock the full DNS posture audit to reveal misconfigurations, zone records, and actionable fixes.

DNS Health

DNS configuration and security assessment

70/100

Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain Unlock the full report to read the complete fix.

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found Unlock the full report to read the complete fix.

Domain Transfer Lock Not Enabled

MEDIUM

Domain can be transferred without authorization Unlock the full report to read the complete fix.

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification Unlock the full report to read the complete fix.

Domain Registration Details

Protection Level

none

Suspicious Indicators Detected

•No domain protection locks enabled

DNS Records

A Records:212.34.89.134

Name Servers:

ns2.xc-ns.de

ns5.xc-ns.de

MX Records:

30: mailin1.vkb.de

50: mailin2.vkb.de

SOA:Serial: 2025100900, TTL: 300s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:85ms

SPF Analysis

SPF Record:

v=spf1 ip4:62.245.172.0/26 ip4:80.243.45.222/32 ip4:185.157.29.16/28 include:_spf.oevcloud.de include:spf.protection.outlook.com ~all

⚡Network Security

Port scanning and network exposure analysis.

See a glimpse of exposed services. Unlock to access full port inventories, CVE lookups, and mitigation priorities.

Network Security

Port scanning and network exposure analysis

100/100

Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports Unlock the full report to read the complete fix.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Unlock to view the complete technical breakdown, stack fingerprinting, and hardening checklist.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

Unlock the full Guard report to review the complete technical breakdown and AI recommendations.

How did we do?

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Is vkb.de a Scam? Security Check Results - Versicherungskammer Bayern Reviews

Is vkb.de Safe? Security Analysis for Versicherungskammer Bayern

Unlock the complete security report for vkb.de

How it works

Order summary

AI Summary

Detected Technologies

🧠AI Business Intelligence

Business Intelligence

Security Posture Analysis

Strategic Recommendations

✨Observations

AI-Enhanced Website Analysis

Business Insights

Technical Stack

Security Assessment

Analytics & Tracking

Advertising & Marketing

Website Quality Assessment

Key Observations

🛡️Security Headers

Security Headers

Weak Strict-Transport-Security configuration

Weak X-Frame-Options configuration

Missing X-Content-Type-Options header

Missing Permissions-Policy header

Sensitive data may be cached

👤GDPR Compliance

GDPR Compliance

No Cookie Consent Banner found

No Data Protection Officer mentioned

Privacy policy may not be GDPR compliant

GDPR Compliance Analysis

🛡️NIS2 Compliance

NIS2 Compliance

No information security framework found

No vulnerability disclosure policy

No security policy documentation found

No incident response procedures found

No business continuity planning found

No security contact information

No vulnerability reporting mechanism

No NIS2 reference found

Critical sector without clear security compliance

📧Email Security

Email Security

No DMARC record found

No DKIM record found

No MTA-STS Policy

SPF Details

DMARC Details

🏆SSL/TLS Security

SSL/TLS Security

Weak Protocols Supported

Certificate Transparency Not Implemented

Short HSTS Max-Age

Protocol Support

OCSP Status

📊DNS Health

DNS Health

DNSSEC Not Enabled

CAA Records Not Configured

Domain Transfer Lock Not Enabled

Domain Delete Lock Not Enabled

Domain Registration Details

DNS Records

DNSSEC Status

DNS Performance

SPF Analysis

⚡Network Security

Network Security

Good Network Security Posture

🔧Technical Analysis

Technical Analysis

Additional Findings

—out of 5